DOS Circular No. 04: Submission of Statement regarding Top-20 Loan Defaulters

Bangladesh Bank Department of Off-site Supervision (Central Bank of Bangladesh) Head Office, Motijheel Dhaka-1000. Website: www.bb.org.bd

Managing Director/Chief Executive All Scheduled Banks in Bangladesh

Dear Sir, Submission of Statement regarding Top-20 Loan Defaulters. Bangladesh Bank has been monitoring the status of the Top-20 loan defaulters of each bank based on the information submitted by the banks under var ious instructions issued before in th is context. To accomodate the changing environment in the banking sector, it has been decided to upgrade the reporting system. A set of suitable formats has been developed for this purpose and you are advised to follow the new instructions provided in this format for proper reporting of information regarding Top-20 Loan Defaulters (Public & Private) and Top-20 Loan Written-off account (Public & Private) of your bank. If your bank have no loan in public sector, will submit NIL statement. The said information in the prescribed formats to be submitted quarterly from December’2015, based on the outstanding balance of last day of the reporting quarter, within the last working day of the following month. You are advised to collect soft copy of the format from the Department of Off-site Supervision. DOS circular letter no. 04/2007 and 05/2007 issued in this regard shall be considered void. Please acknowledge receipt. Enclosed: As above Poush 15, 1422 DOS Circular No-04 Date: ------------------------ December 29, 2015 Sincerely Yours, Sd/- ( Shanti Ranjan Saha ) Depputy General Manager Telephone-9530113.

Name of The Bank: ………….. Statement of Top-20 Defaulters according to Outstanding amount (Excluding Write-off ) (Private Sector) Quarter ended as on dd/mm/yy Tk. in Crore SL No. Name of Borrower (Individual/ Group) Name of Proprietor/ Director Nature of Loan Sanction ed Amount Date of Last Sanctioned/ Rescheduled/ Restructured Name of the Sector Amount Outstanding Classification Status Interest Suspense Provision maintained Forced sale value of Collateral Recovery Amount Actions Taken for recovery Cumulative recovery (Upto the reporting period) Previous quarter Current quarter 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Total Note:

1. In case of Group borrower, provide information of every sister concern as per format.
2. Classification status would include only DF & BL amount.
3. Column 6 will represent the economic sector.

Name of The Bank: ………….. Statement of Top-20 Defaulters according to Outstanding amount (Excluding Write-off ) (Public Sector) Quarter ended on dd/mm/yy Tk in Crore SL No. Name of Borrower (Individual/ Group) Name of Proprietor / Director Nature of Loan Sanctione d Amount Date of Last Sanctioned/ Rescheduled/ Restructured Name of the Sector Amount Outstanding Classification Status Interest Suspens e Provision maintained Forced sale value of Collateral Recovery Amount Actions Taken for recovery Cumulative recovery (Upto the reporting period) Previous quarter Current quarter 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Total Note:

1. In case of Group borrower, provide information of every sister concern as per format.
2. Classification status would include only DF & BL amount.
3. Column 6 will represent the economic sector.

Name of The Bank: ………….. Statement of Top-20 Written-off Account (Private Sector) Quarter ended as on dd/mm/yy Tk. in Crore SL No. Name of Borrower/ Group Name of Proprietor/ Director Nature of Loan Sanctioned Amount Name of the Sector Amount Written-off Forced sale value of collateral Recovery Amount Amount Outstanding No of A/C settled during the quarter Realized value of collateral Actions Taken for recovery Cumulative recovery (Upto the reporting period) Current quarter 1 2 3 4 5 6 7 8 9 10 11 12 13 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Total Note:

1. In case of Group borrower, provide information of every sister concern as per format.
2. Column 5 will represent the economic sector.
3. Mention the Cumulative and Balance Outstanding amount of Written-off as on statement date in footnote.

Name of The Bank: ………….. Statement of Top-20 Written-off Account (Public Sector) Quarter ended as on dd/mm/yy Tk in Crore SL No. Name of Borrower/Group Name of Proprietor/Director Nature of Loan Sanctioned Amount Name of the Sector Amount Written-off Forced sale value of collateral Recovery Amount Amount Outstanding No of A/C settled during the quarter Realized value of collateral Actions Taken for recovery Cumulative recovery (Upto the reporting period) Current quarter 1 2 3 4 5 6 7 8 9 10 12 13 14 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Total Note:

1. In case of Group borrower, provide information of every sister concern as per format.
2. Column 5 will represent the economic sector.
3. Mention the Cumulative and Balance Outstanding amount of Written-off as on statement date in footnote