Regulatory Alerts2025-10-09 | FIL-47-2025Consolidated Reports of Condition and Income for Third Quarter 2025
The Federal Financial Institutions Examination Council, alongside the OCC, Federal Reserve, and FDIC, requires all FDIC-insured institutions to electronically submit their September 30, 2025 Call Reports (FFIEC 031/041/051) to the Central Data Repository within thirty days, granting a five-day extension for institutions with foreign offices. This quarter’s filing introduces no new data items but mandates a phased implementation of multifactor authentication for secure CDR access. Institutions should utilize the attached supplemental instructions and available online forms to ensure compliant, timely reporting.
Call Reports and Other FFIEC Related Forms and Reports
October 9, 2025
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This Financial Institution Letter and the attached Supplemental Instructions for the September 30, 2025, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are no new data items that take effect this quarter in the FFIEC 031, FFIEC 041 or FFIEC 051 Call Report forms. Institutions should refer to the attached Supplemental Instructions for September 2025 for additional guidance on certain reporting issues. The Call Report forms for September 30, 2025, are available for printing and downloading from the FFIEC’s Reporting Forms webpage for each version of the Call Report. These forms can also be accessed from the FDIC’s Bank Financial Reports webpage. Except for certain institutions with foreign offices, your completed Call Report must be submitted electronically to the Central Data Repository (CDR) no later than 30 days after the current quarter’s report date. An institution with more than one foreign office, other than a “shell” branch or an International Banking Facility, is permitted an additional five calendar days to electronically submit its Call Report data. See the chart below for current and upcoming Call Report submission deadlines. Report Date Due Date Due date for certain institutions with foreign offices (see above) September 30, 2025 Thursday, October 30, 2025 Tuesday, November 4, 2025 December 31, 2025 Friday, January 30, 2026 Wednesday, February 4, 2026 March 31, 2026 Thursday, April 30, 2026 Tuesday, May 5, 2026 June 30, 2026 Thursday, July 30, 2026 Tuesday, August 4, 2026 To enhance and implement baseline security requirements for federal information systems, the FFIEC is adding multifactor authentication (MFA) to the CDR application. In August 2025, notifications were sent from the CDR to all users (both bank and other public users of the CDR) with updated login instructions. On August 25, 2025, on a phased-in basis that will continue into the fourth quarter of 2025, users began receiving email invitations from invites@microsoft.com with a link to accept the invitation and register for MFA. For those who have received an individual notification and need assistance with the MFA registration process contact the CDR Helpdesk at cdr.help@cdr.ffiec.gov . James M. Gallagher Senior Deputy Comptroller for the Office of the Chief National Bank Examiner Office of the Comptroller of the Currency Mary Aiken Acting Director Division of Banking Supervision and Regulation Board of Governors of the Federal Reserve System Ryan E. Billingsley Director Division of Risk Management Supervision Federal Deposit Insurance Corporation Statement of Applicability: The contents of, and material referenced in, this FIL apply to all FDIC-insured financial institutions.
FIL-47-2025
Attachment(s)
Supplemental Instructions, redline
Supplemental Instructions, clean
Related Topics
Accounting
Contact(s)
CDR Help Desk , (888) CDR-3111