Regulatory Alerts2025-09-23 | FIL-44-2025Supervisory Relief to Help Financial Institutions and Facilitate Recovery in Areas of Wisconsin Affected by Severe Storms, Straight-line Winds, Flooding, and Mudslides
The Federal Deposit Insurance Corporation issued FIL-44-2025 to provide regulatory relief for supervised financial institutions operating in Wisconsin’s Milwaukee, Washington, and Waukesha Counties following severe storms, flooding, and mudslides. The agency permits prudent loan restructuring and term extensions without adverse criticism, grants favorable Community Reinvestment Act consideration for disaster-related investments, and allows delayed filing and publishing requirements alongside expedited temporary banking facilities. Institutions are further encouraged to leverage Regulation Z’s rescission waiver option and monitor municipal securities to support community recovery while maintaining sound banking practices.
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