Regulatory Alerts2025-01-01
Decision on the Content of Templates for Providing Pre-Contractual Consumer Loan Information to Consumers
The Council of the Central Bank of Montenegro issued this Decision to establish standardized templates for pre-contractual consumer loan and housing loan information. The regulation mandates the use of specific PK and PSK templates that detail creditor identity, loan features, costs, and consumer rights, replacing the previous 2013 decision. These templates are designed to ensure transparency and enable consumers to compare credit offers effectively before signing agreements.
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