Regulatory Alerts2026-09-01
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El Salvador financial system showed positive performance in July 2026 in financing productive activities
The Salvadoran financial system maintained adequate liquidity and equity strength above the legal minimum as of July 2026, driven by deposit growth and increased credit placement. The credit-to-deposit ratio stood at 88%, with significant interannual credit growth in commerce, construction, and services sectors, alongside sustained household financing reaching a thirty-month high. Short-term lending rates decreased from 7.80% to 7.60% between July 2025 and July 2026, while corporate loan rates fell from 7.75% to 7.54%, and long-term personal loan rates dropped from 12.82% to 12.11% over the same period.
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