Regulatory Alerts2016-01-01 | Bulletin 2016-1Oregon Bulletin DFR 2016-1: Nondiscrimination Related to Transgender Persons in the Transaction of Insurance
The Oregon Division of Financial Regulation issued Bulletin DFR 2016-1 to prohibit unfair discrimination against transgender persons in all types of insurance transactions within the state. The bulletin mandates that health insurers provide coverage for gender-affirming treatments and sex-specific preventive services based on medical necessity rather than gender identity, ensuring parity with other medical conditions. It further requires that insurance forms and underwriting practices do not impose barriers or discriminatory exclusions based on gender identity or gender dysphoria.
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