Regulatory AlertsCA 19-8: Interagency Examination Procedures for Regulation X
The Board of Governors of the Federal Reserve System issued this letter to republish interagency examination procedures for Regulation X without any substantive changes. The guidance applies to Federal Reserve-supervised institutions with total consolidated assets of $10 billion or less and serves to confirm the continued validity of these procedures after being superseded by CA Letter 18-3. This publication occurs contemporaneously with the release of updated examination procedures for Regulations E and Z regarding prepaid card accounts.
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CA 19-8: Interagency Examination Procedures for Regulation X
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. 20551
DIVISION OF CONSUMER AND COMMUNITY AFFAIRS
CA 19-8
April 9, 2019
TO THE OFFICERS AND MANAGERS IN CHARGE OF CONSUMER AFFAIRS SECTIONS:
SUBJECT:
Interagency Examination Procedures for Regulation X
Applicability to Community Banking Organizations: This guidance applies to institutions supervised by the Federal Reserve with total consolidated assets of $10 billion or less.
This CA Letter republishes interagency examination procedures for Regulation X – Real Estate Settlement Procedures Act (RESPA) for procedural reasons, without any change. Specifically:
Contemporaneously with this CA Letter, the Board is publishing interagency examination procedures for Regulation E – Electronic Fund Transfers and Regulation Z – Truth in Lending (TILA) to reflect amendments to those regulations published by the Consumer Financial Protection Bureau regarding prepaid card accounts.
CA Letter 19-7, which transmits the Regulation Z examination procedures, supersedes CA Letter 18-3. CA Letter 18-3 also transmitted interagency examination procedures for Regulation X.
Because CA Letter 18-3 has been superseded, this CA Letter separately republishes the interagency examination procedures for Regulation X to confirm that they remain valid. The Regulation X examination procedures remain unchanged.
If you have any questions concerning this letter, please contact Dana Miller, Senior Counsel, Supervisory Policy and Outreach at (202) 452-2751. In addition, questions may be sent via the Board’s public website. 1
signed by Carol Evans Associate Director Division of Consumer and Community Affairs
Attachments:
Interagency Examination Procedures for Regulation X
Cross References:
CA 19-7 “Revised Interagency Examination Procedures for Regulation Z” (Apr. 09, 2019)
CA 18-3, “Revised Interagency Examination Procedures for Regulation Z” (Apr. 09, 2019)
Notes:
See http://www.federalreserve.gov/apps/contactus/feedback.aspx
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Last Update:
April 11, 2019