2025-05-07 | RG-203

RG 203 Do I need a credit licence?

The Australian Securities and Investments Commission issued this guide to help individuals and entities determine if they require an Australian credit licence under the National Consumer Credit Protection Act 2009. It provides specific guidance on engaging in credit activities as defined by the National Credit Act. The document also notes that applications for relief must be submitted through the ASIC Regulatory Portal starting from 27 July 2020.

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Australian Securities and Investments Commission

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Issued 12 October 2017

This guide is for people who may engage in credit activities as defined in the National Consumer Credit Protection Act 2009 (National Credit Act).

It gives guidance to help you decide whether you need to obtain an Australian credit licence (credit licence).

Note: From 27 July 2020, applications for relief should be submitted through the ASIC Regulatory Portal . For more information, see how you apply for relief .

Download RG 203 (PDF 682 KB)