Legislation and regulations governing market access for insurers

Factsheet

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This page provides an overview of the legislation governing market access for insurers, as well as the accompanying guidance we have prepared.

Published: 12 July 2023

Relevant sections of the law for application for authorisation as

Solvency II-insurer

Basic-insurer

Guidance to the relevant legislation:

Guidance on the Anti-Money Laundering and Counter-Terrorist Financing Act and the Sanctions Act

User guide to developing an adequate systematic integrity risk analysis (SIRA)

Financial Supervision Act

Supervision of insurers and market access in the Netherlands is governed by the Financial Supervision Act (Wet op het financieel toezicht – Wft). The Wft stipulates that insurers must have authorisation to operate. The authorisation requirement and the supervision of insurers are based on the European Solvency II Directive (2009/138/EC). DNB is responsible for issuing authorisation and exercising prudential supervision of insurers. The Netherlands Authority for the Financial Markets (AFM) is responsible for supervision of market conduct in the Netherlands.

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