Regulatory Alerts2026-07-09
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NPL Ratio for Domestic Banks as of the End of May 2026
The Financial Supervisory Commission (FSC) reported that the average Non-Performing Loan (NPL) ratio for 38 domestic banks decreased to 0.14% at the end of May 2026, down from 0.15% the previous month, indicating manageable asset quality. Total outstanding loans reached NT$47.35 trillion, while NPLs amounted to NT$68.52 billion, and the coverage ratio of allowances for NPLs increased to 919.81%. The FSC will continue to require banks to implement measures aimed at improving their asset quality and financial structure on an ongoing basis.
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NPL Ratio for Domestic Banks as of the End of May 2026
2026-07-09
The total outstanding loans extended by the current 38 domestic banks increased by NT$428.3 billion (US$13.65 billion) as compared to the figure of the previous month and amounted to NT$47.35 trillion (US$1,509 billion) at the end of May 2026. Meanwhile, the NPLs of these banks totaled at NT$68.52 billion (US$2.18 billion), a increase of NT$0.03 billion (US$0.96 million) against the previous month. The average NPL ratio of the 38 banks fell to 0.14% down from 0.15% at the end of previous month, and as down by 0.02 percentage points compared to the same month last year. The coverage ratios of allowances for NPLs was 919.81%, an increase of 7.19 percentage points against the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of May 2026. The FSC will require banks to undertake measures to improve asset quality and financial structure on an ongoing basis. Note: US$≒NT$31.384 Related files:「NPL ratio-2026.05」、「Coverage ratio-2026.05」、「Assets Quality Analysis-2026.05」、「Assets Quality of Domestic Banks(by business unit)-2026.05」and「Financial Statistics of Domestic Banks(Including Foreign-Owned Subsidiary Banks)-2026.05」
Contact: Banking Bureau, Domestic Banks Division Tel: +886 (2) 8968-9681 If you have any questions, please send an email to FSC mail
Related Files
attachment 1：NPL Ratio of Domestic Banks-2026.05
attachment 2：Coverage Ratio of Domestic Banks-2026.05
attachment 3：Assets Quality Analysis-2026.05
attachment 4： Assets Quality (by BU)-2026.05
attachment 5：Financial Statistics of Domestic Banks(Including Foreign-Owned Subsidiary Banks)-2026.05
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