Official letter granting authorization for the organization and operation of a crowdfunding institution to be named Comunidad de Préstamos, S.A.P.I. de C.V., Crowdfunding Institution

Official Gazette of the Federation: 11/05/2022

OFFICIAL LETTER through which authorization is granted for the organization and operation of a crowdfunding institution to be named Comunidad de Préstamos, S

In the margin a seal with the National Shield, stating: United Mexican States.- FINANCE.- Secretariat of Finance and Public Credit.- National Banking and Securities Commission.- Presidency.- Official Letter No.: P127/ 2021.

Subject:

Authorization for the organization and operation of

a crowdfunding institution to

be named Comunidad de Préstamos, S.A.P.I. de

C.V., Crowdfunding Institution.

COMUNIDAD DE PRÉSTAMOS, S.A.P.I. DE C.V.,

Insurgentes Sur No. 682, floor 9,

Del Valle Neighborhood, Postal Code 03100,

Benito Juárez, Mexico City.

ATTENTION:

C. LUIS RUBÉN CHÁVEZ TOSTADO

Legal Representative

With written submission presented on September 20, 2019, Comunidad de Préstamos, S.A.P.I. de C.V.

(Yo Te Presto or the company) requested from the National Banking and Securities Commission (Commission) authorization to

organize and operate as a Crowdfunding Institution to be named Comunidad de

Préstamos, S.A.P.I. de C.V., Crowdfunding Institution, attaching for this purpose the supporting information and

corresponding documentation.

As a background, it should be noted that this Commission prevented Yo Te Presto within the established period

in the Law to Regulate Financial Technology Institutions, in order that it address various

observations and recommendations in relation to its authorization request, granting for this effect the

extension requested to this authority.

In relation to the above, Yo Te Presto submitted various documentation and information in order to give

response to the prevention referred to above. Likewise, this authority required from Yo Te Presto various

complementary documentation and information in order to be in conditions to attend its request for

authorization, for which, that company attended the request for complementary information and sent

updated documentation and information in relation to its file. The company requested an extension

to the resolution period and an extension for the processing which were granted.

On the matter, the Interinstitutional Committee in session held on May 24, 2021, with

basis in articles 11 and 35, in relation to article 15 of the Law to Regulate Financial Technology Institutions and,

CONSIDERING

FIRST.- That the documentation and information presented by reason of the authorization request

for the organization and operation of the crowdfunding institution to be named Comunidad de

Préstamos, S.A.P.I. de C.V., Crowdfunding Institution, complies with the requirements provided

in the

article 15, in relation to article 39 of the Law to Regulate Financial Technology Institutions and

with articles 3, 4 and 6 of the General provisions applicable to Financial Technology

Institutions.

SECOND. - That from the analysis of the documentation and information received it was concluded that from the point

of view legal, financial and operational it is appropriate to grant the requested authorization, for which it was adopted

the following:

AGREEMENT

" FIRST. - The members of the Interinstitutional Committee, with basis in articles 11 and 35, in

relation to article 15 of the Law to Regulate Financial Technology Institutions, approve by

unanimity the authorization for the organization and operation of a Crowdfunding Institution to

be named Comunidad de Préstamos, S.A.P.I. de C.V., Crowdfunding Institution, in the

terms of the proposal presented to the Committee. " .

The previous agreement is adopted without prejudice to the other authorizations that by reason of the act described

must be obtained from the National Banking and Securities Commission, in terms of the applicable provisions,

as well as the exercise of the powers attributed to the own Commission during the organization process of

Comunidad de Préstamos, S.A.P.I. de C.V., Crowdfunding Institution, in which all

conditions and requirements that the own Commission imposes on it shall be

met.

The entity whose organization and operation is authorized, will be subject to the following:

CONDITIONS

FIRST.-

The name of the company shall be Comunidad de Préstamos, S.A.P.I. de C.V., Institution

of Crowdfunding.

SECOND.-

It shall have its corporate domicile in Guadalajara, Jalisco.

THIRD.-

Its duration shall be indefinite.

FOURTH.-

The amount of its initial share capital shall be $4 ' 849,510.00 (four million eight hundred

forty-nine thousand five hundred ten pesos 00/100 M.N.)

FIFTH.-

Its corporate purpose shall correspond to the realization of all activities in national currency

contemplated in articles 15, 16 section I and 19, sections I, II, III, IV, VI, VII, VIII, IX, X

and XI, of the Law to Regulate Financial Technology Institutions.

SIXTH.-

The authorization referred to in this official letter is, by its own nature,

non-transferable.

SEVENTH.-

The institution shall be subject to the supervision of the National Banking and Securities Commission and

of the Bank of Mexico, in the exercise of their respective attributes, as well as, of the

other competent financial authorities in the terms that the laws provide.

EIGHTH.-

The services consisting of debt crowdfunding that the institution provides

by virtue of this authorization, as well as the other operations it carries out, at

the same as its organization and operation in general, shall be subject, in what is not signaled

expressly in this official letter, to the Law to Regulate Financial Technology

Institutions, to the rules and general provisions applicable to Financial Technology

Institutions issued by the National Banking and Securities Commission, to the

provisions regarding its operations issued by the Bank of Mexico and to the other

norms and provisions in force and those that are issued in the future by any authority

competent, including those relating to operations with resources of illicit origin and

terrorism financing, which by their nature result applicable.

In relation to the above exposed, Yo Te Presto must observe the terms and attend the obligations

contained in official letter P12 8 /2021 dated May 27, 2021.

The present, is issued with basis in articles 16, sections I and XVII of the Law of the Commission

National Banking and Securities and 12 and 41, section I of the Internal Regulations of the National Banking Commission

and Securities.

Sincerely

Mexico City, as of May 27, 2021 .- President , Juan Pablo Graf Noriega .- Signature.

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