Refinance Scheme for the Development of ICT Sector

Page 1 of 6 evsjv‡k e¨vsK cÖavb Kvh©vjq gwZwSj, XvKv-1000 mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U evsjv‡k| website: www.bb.org.bd GmGdwW mvKz©jvi bs-04 ZvwiL: e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx Kg©KZ©v evsjv‡‡k Kvh©iZ mKj Zdwmwj e¨vsK I dvBb¨vÝ †Kv¤úvwb wcÖq g‡nvq, Z_¨ I †hvMv‡hvM cÖhyw³ Lv‡Zi DbœqbK‡í cybt A_©vqb w¯‹g| †UKmB Dbœqb Afxó (SDGs) AR©b, AvaywbK cÖhyw³ wbf©i evsjv‡k wewbg©vY Ges MYcÖRvZš¿x evsjv‡k miKvi KZ©„K †NvwlZ ißvwb bxwZ 2024-27, Climate Prosperity Plan 2022-2041 ev¯Íevqb Ges Aóg cÂevwl©K cwiKíbvi Ask wn‡m‡e D”P cÖe„w× AR©‡bi wbwgË ICT wbf©i evsjv‡k MVb, GKzk kZ‡Ki Rb¨ Dc‡hvMx gvbe m¤ú Dbœqb Ges PZy_© wkí wecøe n‡Z D™¢~Z cÖwZ‡hvwMZvg~jK myweav AR©b I P¨v‡jÄ †gvKv‡ejvq Z_¨ I †hvMv‡hvM cÖhyw³ Lv‡Zi Dbœqb Acwinvh©| Zr‡cÖwÿ‡Z, ißvwbgyLx c‡Y¨ •ewPΨ (Export Diversification) Avbqb, ICT Lv‡Z ÿZv AR©b I cÖwZ‡hvwMZvg~jK mÿgZv e„w×i cvkvcvwk G Lv‡Z wewb‡qvM cwi‡ek Dbœqb, Z_¨ I †hvMv‡hvM cÖhyw³i me©e¨vcx cÖ‡qv‡M KvwiMwi mnvqZv wbwðZKiY, Kg©ms¯’vb m„wó Ges evRvi KvVv‡gv Dbœq‡bi ¯^v‡_© G Lv‡Z myôz FY cÖev‡ni cÖmviY Riæwi| GZy‡Ï‡k¨, evsjv‡k e¨vsK KZ©„K Z_¨ I †hvMv‡hvM cÖhyw³ Lv‡Z wkí KviLvbv ¯’vcb, GZmswkøó †mev I cY¨ D™¢veb, Drcv`b, Dbœqb, ms‡hvRb I cÖwµqvKiY Ges ißvwb evwYR¨ m¤úªmvi‡Yi wbwgË ÔZ_¨ I †hvMv‡hvM cÖhyw³ Lv‡Zi DbœqbK‡í cybt A_©vqb w¯‥gÕ kxl©K 1,000 (GK nvRvi) †KvwU UvKvi cybt A_©vqb Znwej MVb Kiv n‡q‡Q| Av‡jvP¨ cybt A_©vqb Znwej msµvšÍ bxwZgvjv wb¤œiƒc:

1. wk‡ivbvg: ÔZ_¨ I †hvMv‡hvM cÖhyw³ Lv‡Zi DbœqbK‡í cybt A_©vqb w¯‥gÕ (Refinance Scheme for the Development of ICT Sector)
2. Znwej MV‡bi D‡Ïk¨: Z_¨ I †hvMv‡hvM cÖhyw³ Lv‡Z †UKmB I AvaywbK cÖhyw³ e¨env‡ii gva¨‡g `ÿZv AR©b I cÖwZ‡hvwMZvg~jK mÿgZv e„w×KiY|
3. myweav‡fvMx: m‡e©v”P AMÖvwaKvicÖvß ICT LvZmn miKv‡ii Ab¨vb¨ Dbœqb cwiKíbvi AvIZvaxb Z_¨ I †hvMv‡hvM cÖhyw³ mswkøó m¤¢vebvgq LvZ/DcLvZmg~n| GZ&e¨ZxZ, evsjv‡k nvB-‡UK cvK©/mdUIq¨vi †UK‡bvjwR cvK©-G DrcvwZ cY¨ I ‡mevmg~n Ges ICT Lv‡Z bvix D‡¨v³vMY AMÖvwaKvi wfwˇZ G Znwe‡ji AvIZvq cybt A_©vqb myweav cv‡e|
4. cybt A_©vqb‡hvM¨ cÖhyw³/cÖKí/D‡`¨vM/Kvh©µg: 4.1) Internet of Things (IOT); 4.11) Fintech and Embedded Finance; 4.2) Software Development; 4.12) Data Analytics; 4.3) Hardware and Networking; 4.13) E-commerce; 4.4) Business Process Outsourcing (BPO); 4.14) Block chain; 4.5) IT Enabled Product and Services ; 4.15) Drone Technology; 4.6) Artificial Intelligence (AI); 4.16) Semiconductor Designing, Production and R&D 4.7) Robotics; 4.17) EdTech 4.8) 3D/4D Printer and Fabrication Lab; 4.18) HealthTech 4.9) Cloud Computing; 4.19) Augmented Reality (AR) and Virtual Reality (VR); 4.10) Cyber Security; 4.20) Quantum Computing; 11 Avlvp 1433 25 Ryb 2026

Page 2 of 6 5. AskMÖnYKvix Avw_©K cÖwZôvb (Participatory Financial Institution-PFI): G Znwe‡ji AvIZvq cybt A_©vqb myweav cÖvwßi Rb¨ AvMÖnx ZvwjKvfz³ mKj e¨vsK Ges dvBb¨vÝ †Kv¤úvwb‡K evsjv‡k e¨vs‡Ki (cwiPvjK, mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U, evsjv‡k e¨vsK, cÖavb Kvh©vjq, XvKv) mv‡_ GKwU AskMÖnYKvix Pyw³ (Participation Agreement) m¤úvb Ki‡Z n‡e| D³ AskMÖnY Pzw³‡Z Ave× e¨vsK Ges dvBb¨vÝ †Kv¤úvwbmg~n Participatory Financial Institution (PFI) wn‡m‡e MY¨ n‡e| GZ&e¨ZxZ, evsjv‡k e¨vsK KZ…©K mg‡q mg‡q mvK©yjvi/mvK©yjvi ‡jUv‡ii gva¨‡g RvwiK…Z wb‡©kbvmg~n mKj PFI-‡K cwicvjb Ki‡Z n‡e| 6. Znwe‡ji AvKvi: 1,000 (GK nvRvi) †KvwU UvKv (AveZ©bkxj)| 7. Znwe‡ji Drm: evsjv‡k e¨vs‡Ki wbR¯^ Drm| 8. cybt A_©vqb myweavi †gqv: 3-10 eQi (m‡e©v”P 06 gvm †MÖm wcwiqWmn)| 9. F‡Yi aiY: ¯’vbxq gy«vq †gqvw FY/wewb‡qvM (Term Loan) A_ev †gqvx I PjwZ gyjab (Working Capital) FY/wewb‡qv‡Mi mgš^q| 10. my/gybvdvi nvi: 10.1. evsjv‡k e¨vsK KZ…©K PFI n‡Z Avvq‡hvM¨ my/gybvdvi nvi n‡e 1%; Ges 10.2. PFI KZ©„K MÖvnK n‡Z Avvq‡hvM¨ my`/gybvdvi nvi n‡e m‡e©v”P 4%|

11. my/gybvdv wnmvevqb I FY/wewb‡qvM-g~jab (Debt-Equity) AbycvZ: 11.1. my/gybvdv wnmvevqb: GB w¯‥‡gi AvIZvq cybt A_©vqb myweavi wecix‡Z my/gybvdv I g~jab Avv‡q Fixed Principal Method AbymiY Kiv n‡e| GKBfv‡e, AskM«nYKvix Avw_©K c«wZôvb KZ©…K M«vn‡Ki wbKU n‡Z FY/wewb‡qvM Avv‡qi †¶‡ÎI Fixed Principal Method AbymiY Ki‡Z n‡e; 11.2. FY/wewb‡qvM-g~jab AbycvZ: G Znwe‡ji AvIZvq cybt A_©vq‡bi wbwgË Av‡e‡bi c~‡e© MÖvn‡Ki equity contribution-Gi welqwU wbwðZ Ki‡Z n‡e| G‡ÿ‡Î mKj PFI Zv‡`i FY/wewb‡qvM (credit/investment policy) bxwZgvjvi Av‡jv‡K PFI-MÖvnK m¤ú‡K©i wfwˇZ FY/wewb‡qvM-g~jab AbycvZ wba©viY Ki‡e| G‡ÿ‡Î, FY/wewb‡qvM-g~jab AbycvZ b~¨bZg 80:20 n‡Z n‡e| Z‡e †Kv‡bv GKK FYMÖnxZv G Znwe‡ji AvIZvq 50 (cÂvk) †KvwU UvKvi AwaK FY myweav cÖvc¨ n‡e bv|
12. MÖvnK ch©v‡q cybt A_©vqb myweav cÖvwßi †hvM¨Zv: 12.1. G Znwe‡ji AvIZvq Z_¨ I †hvMv‡hvM cÖhyw³ LvZ mswkøó cY¨/†mev I cÖhyw³i D™¢veb, Drcvb, Dbœqb, ms‡hvRb I cÖwµqvKiY Ges AvaywbKvq‡bi j‡ÿ¨ PFI n‡Z ¯’vbxq gyªvq M„nxZ †gqvw FY/wewb‡qvM (Term loan/Investment) A_ev †gqvx I PjwZ gyjab (Working Capital) FY/wewb‡qv‡Mi wecix‡Z cybt A_©vqb myweav cÖvb Kiv n‡e| †gqvx I PjwZ gyjab (Working Capital) FY/wewb‡qv‡Mi mgwš^Z cybt A_©vqb myweavi ‡ÿ‡Î PjwZ gyjab (Working Capital) FY/wewb‡qv‡Mi m‡e©v”P 40% ch©šÍ we‡ePbv‡hvM¨ n‡e| ICT m¤úwK©Z cY¨/†mev I cÖhyw³i civgk©K LiP eve †Kvbiƒc e¨q Av‡jvP¨ cybt A_©vqb myweavi AvIZvfz³ n‡e bv; 12.2. cybt A_©vq‡bi m‡e©v”P mxgv PFI KZ©…K weZiYK…Z FY/wewb‡qv‡Mi mgcwigvY A_ev mswkøó cÖhyw³/cÖKí/D‡¨vM/Kvh©µg-Gi Avw_©K mÿgZv, Drcvb ¶gZv I cÖK…Z e¨q BZ¨vwi Av‡jv‡K evsjv‡`k e¨vsK KZ©…K wba©vwiZ n‡e, Z‡e Zv †Kv‡bvfv‡eB 50 (cÂvk) †KvwU UvKvi AwaK n‡e bv;

Page 3 of 6 12.3. †Ljvwc MÖvn‡Ki AbyK~‡j cÖË FY/wewb‡qv‡Mi wecix‡Z cybt A_©vqb myweavi Av‡eb we‡eP¨ n‡e bv| PFI KZ©„K cybt A_©vqb myweavi Av‡eb Kivi c~‡e© mswkøó MÖvnK I Zuvi ¯^v_© mswkøó cÖwZôvmg~‡ni nvjbvMv wmAvBwe wi‡cvU© msMÖn KiZ FYMÖnxZv FY ††Ljvwc bq g‡g© wbwðZ Ki‡Z n‡e; 12.4. PFI KZ©„K ‡h․w³K Kvi‡Y FY/wewb‡qvM AwaMÖn‡Yi wecix‡Z cybt A_©vqb myweavi Av‡eb Ki‡Z cvi‡e, Z‡e mswkøó FY/wewb‡qvM BZtc~‡e© †kÖYxK…Z n‡j A_ev Z&cieZ©x‡Z cybtZdwmj, cybM©Vb A_ev Ae‡jvcbK…Z n‡j Zv cybt A_©vq‡bi Rb¨ we‡ewPZ n‡e bv; Ges 12.5. PFI-Gi A_©vq‡b cÖhyw³/cÖKí/D‡¨vM/Kvh©µg ‡h․w³K Kvi‡Y PvjyKi‡Yi wej‡¤^i †ÿ‡Î mswkøó cÖhyw³/cÖKí/D‡¨vM/Kvh©µg Pvjy nIqvi AbwaK 06 (Qq) gv‡mi g‡a¨ PFI KZ©„K Zv‡i A_©vq‡bi wecix‡Z cybt A_©vqb myweav cÖvwßi Av‡eb Ki‡Z cvi‡e| 13. PFI ch©v‡q cybt A_©vqb myweav cÖvwßi †hvM¨Zv: 13.1. ivóª gvwjKvbvaxb mKj e¨vsK I dvBb¨vÝ †Kv¤úvwb Av‡jvP¨ cybt A_©vqb myweavi AvIZvq FY cÖvb Ki‡Z cvi‡e; 13.2. †emiKvwi Ges we‡wk e¨vsK I dvBb¨vÝ †Kv¤úvwbmg~n‡K wb‡¤œv³ kZ©vwcwicvjb Ki‡Z n‡e: (K) ‡kÖYxK…Z FY/wewb‡qv‡Mi (Classified Loan/Investment) nvi 10% Gi AwaK n‡e bv; Z‡e MÖvn‡Ki Avw_©K mÿgZv, e¨emvwqKÿZv I SuywK g~j¨vqb BZ¨vwi Av‡jv‡K †KBm Uz ‡KBm wfwˇZ m‡e©v”P 15% ch©šÍ evsjv‡k e¨vsK KZ…©K we‡ePbv Kiv n‡Z cv‡i; (L) evsjv‡k e¨vsK KZ…©K wba©vwiZ nv‡i g~jab ch©vßZv (Capital Adequecy), ms¯’vb msiÿY (Provision Maintenance), bM msiÿY nvi (CRR) Ges wewae× Zij m¤ú msiÿY nvi (SLR) msiÿY Ki‡Z n‡e; 13.3. GKK MÖvnK/MÖæc Ges e„nvsK FY/wewb‡qvM mxgv wel‡q e¨vsK-†Kv¤úvwb (ms‡kvab) AvBb 2023 Ges dvBb¨vÝ †Kv¤úvwb AvBb, 2023-G ewY©Z wb‡©kbvmn mg‡q mg‡q RvwiK…Z evsjv‡k e¨vs‡Ki GZ&welqK mKj mvK©yjvi/mvK©yjvi ‡jUv‡ii wb‡©kbv AbymiY Ki‡Z n‡e; Ges 13.4. evsjv‡k e¨vsK KZ©„K mg‡q mg‡q RvwiK…Z FY weZiY Ges SuzwK e¨e¯’vcbv msµvšÍ mKj bxwZgvjv cwicvjb wbwðZ Ki‡Z n‡e| 14. wkwWDj Ae Pv‡R©m: FY/wewb‡qv‡Mi wkwWDj Ae Pv‡R©m (Aby‡”Q 10-G ewY©Z my/gybvdvi nvi e¨ZxZ) wba©vi‡Yi †ÿ‡Î evsjv‡k e¨vs‡Ki Banking Regulation and Policy Department Ges Finance Company Regulation and and Policy Department KZ©„K mg‡q mg‡q RvwiK…Z wb‡©kbv cwicvwjZ n‡e| cybtA_©vq‡bi †ÿ‡Î †Kv‡bv ai‡Yi hidden expenses A_ev Ab¨ †Kv‡bv ai‡bi c‡ivÿ PvR©/wd/Kwgkb Av‡ivc Kiv hv‡e bv| Z‡e, cÖ‡hvR¨ †ÿ‡Î miKvi KZ…©K Av‡ivwcZ/avh©K…Z ‡h‡Kv‡bv ai‡bi Ki/ïé h_vmg‡q Avvq‡hvM¨ n‡e| 15. cybt A_©vq‡bi Av‡eb cÖwµqv: 15.1. PFI KZ©…K e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx Kg©KZ©v A_ev Zvui g‡bvbxZ Kg©KZ©vi ¯^v¶wiZ Av‡ebcÎ Ges 18 bs Aby‡”Q‡DwjøwLZ mswkøówjjvw mnKv‡i cwiPvjK, mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U, evsjv‡k e¨vsK, cÖavb Kvh©vjq, XvKv eivei/e-Refinance Software-G vwLj Ki‡Z n‡e; 15.2. cybt A_©vqb myweavi AvIZvq PFI KZ…©K gÄyixK…Z FY weZi‡Yi cieZ©x 90 (beŸB) w‡bi g‡a¨ evsjv‡k e¨vsK eivei Av‡eb Ki‡Z n‡e; Ges

Page 4 of 6 15.3. G Znwe‡ji AvIZvq PFI KZ…©K weZiYK…Z FY/wewb‡qv‡Mi mgcwigvY A_ev miKv‡ii mswkøó gš¿Yvjq/Awaßi/cwißi/cÖwZôvb KZ…©K wbewÜZ/Aby‡gvwZ Z_¨ I †hvMv‡hvM cÖhyw³ Lv‡Zi civgk©K cÖwZôvb KZ©„K cÖv°wjZ g~j¨/cÖKí Li‡Pi mgcwigvY cybt A_©vqb myweav wn‡m‡e we‡eP¨ n‡e| Z‡e, cybt A_©vqb myweav Aby‡gv‡bi c~‡e© mswkøó cÖhyw³/cÖKí/D‡¨vM/Kvh©µg mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U KZ…©K cÖvK-cwik©b Kiv n‡e| G‡ÿ‡Î, cwik©b cÖwZ‡eb, vwLjK…Z Av‡eb Ges Zrmswkøó wjjvw ch©v‡jvPbv mv‡c‡ÿ cybt A_©vqb myweavi mxgv wba©viY Kiv n‡e| 16. cybt A_©vqb Avvq cÖwµqv: 16.1. PFI KZ…©K M„nxZ cybt A_©vqb myweav ‣ÎgvwmK wKw¯Í‡Z wbw©ó cwi‡kva m~wP Abyhvqx Avvq‡hvM¨ n‡e| G‡ÿ‡Î, PFI-Gi AbyK~‡j cÖË cybt A_©vqb myweavi cwi‡kva m~wP evsjv‡k e¨vsK KZ…©K cÖYxZ n‡e Ges MÖvn‡Ki AbyK~‡j weZiYK…Z FY/wewb‡qvM-Gi cwi‡kva m~wP PFI KZ…©K cÖYqbc~e©K evsjv‡k e¨vs‡K vwLj Ki‡Z n‡e; 16.2. cwi‡kva m~wP Abyhvqx wba©vwiZ Zvwi‡L cwi‡kva‡hvM¨ wKw¯Í evsjv‡k e¨vs‡K iw¶Z mswkøó PFI-Gi PjwZ wnmve weKjbc~e©K Avvq Kiv n‡e| PFI KZ…©K wba©vwiZ Zvwi‡L PjwZ wnmv‡e ch©vß Znwej/w¯’wZ msiÿY Ki‡Z n‡e| G‡¶‡Î, Znwej/w¯’wZi Ach©vßZvi Kvi‡Y h_vmg‡q wKw¯Í Avvq m¤¢eci bv n‡j evsjv‡k e¨vsK KZ©„K cieZ©x‡Z Avvq‡hvM¨ wKw¯Íi Dci AwZwi³ Ûmy (e¨vsK nv‡i) Av‡ivcc~e©K mswkøó wKw¯Í Avvq Kiv n‡e; 16.3. Av‡jvP¨ cybt A_©vqb myweav wba©vwiZ mg‡qi c~‡e© mgš^q‡hvM¨| G‡ÿ‡Î, MÖvnK KZ©„K mswkøó FY/wewb‡qvM m¤ú~Y©iƒ‡c mgš^q nIqv mv‡c‡ÿ PFI mg~n GZrmsµvšÍ hveZxq Z_¨/weeiYxmn cybt A_©vqbK…Z mg~q A_© GKKvjxb cwi‡kva KiZ Zv evsjv‡k e¨vsK-†K AewnZ Ki‡e| †gqvc~wZ©i c~‡e© mswkøó FY/wewb‡qvM mgš^‡qi Rb¨ PFI KZ…©K MÖvnK ch©v‡q †Kvb cÖKvi PvR©/wd/Kwgkb Avvq Kiv hv‡e bv; Ges 16.4. MÖvnK ch©v‡q weZiYK…Z FY/wewb‡qvM Avv‡qi mKj vq-vwqZ¡ PFI-Gi Dci b¨¯Í vK‡e| G‡ÿ‡Î MÖvnK ch©v‡q FY/wewb‡qvM Avv‡qi mv‡_ evsjv‡k e¨vsK n‡Z M„nxZ cybt A©vq‡bi vq cwi‡kva‡K †Kv‡bvfv‡eB m¤úwK©Z Kiv hv‡e bv| 17. wi‡cvwU©s I gwbUwis: 17.1. AskMÖnYKvix e¨vsK I dvBb¨vÝ †Kv¤úvwbmg~n e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx A_ev Zuvi g‡bvbxZ Kg©KZ©vi ¯^v¶‡i ‣ÎgvwmK wfwˇZ FY/wewb‡qvM weZiY I Avvq msµvšÍ nvjbvMv weeiYx wba©vwiZ QK †gvZv‡eK (Annex-A) mswkøó ‣ÎgvwmK A‡šÍ cieZ©x 15 (c‡b‡iv) w‡bi g‡a¨ (gvP©, Ryb, †m‡Þ¤^i Ges wW‡m¤^i wfwËK weeiYx h_vµ‡g GwcÖj, RyjvB, A‡±vei Ges Rvbyqvwi gv‡mi 15 Zvwi‡Li c~‡e©) cwiPvjK, mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U, evsjv‡k e¨vsK eivei vwLj Ki‡Z n‡e| ‡h-mKj PFI cybt A_©vqb myweav MÖnY K‡iwb Zviv k~Y¨ weeiYx vwLj Ki‡e; 17.2. PFI KZ…©K weZiYK…Z FY/wewb‡qv‡Mi h_vh_ mبenvi wbwðZ Ki‡Z n‡e| Znwe‡ji mبenvi wbwðZK‡í cybt A_©vqb myweav gÄyixi ci cÖ‡qvR‡bi wbwi‡L evsjv‡k e¨vsK KZ©„K mswkøó cÖhyw³/cÖKí/D‡¨vM/Kvh©µg Ges GZrmsµvšÍ hveZxq wjjvw m‡iRwgb cwik©b I hvPvB Kiv n‡e; 17.3. cwik©bKv‡j A_ev cieZ©x‡Z †h †Kv‡bv mgq weZiYK…Z FY/wewb‡qv‡Mi mبenvi nqwb g‡g© DNvwUZ n‡j A_ev G Znwe‡ji AvIZvq myweavcÖvß MÖvnK cieZ©x‡Z weiƒcgv‡b †kÖYxK…Z n‡j A_ev Pzw³c‡Îi †h-†Kv‡bv k‡Z©i e¨Z¨q NUv‡j evsjv‡k e¨vsK KZ©„K cybt A_©vqb myweav evwZjc~e©K avh©K…Z my/gybvdvmn cybt A_©vqbK…Z mgyq A_© Ges Ûmy (e¨vsK nv‡i) mswkøó PFI-Gi PjwZ wnmve n‡Z GKKvjxb KZ©b Kiv n‡e| GZ&e¨ZxZ, evsjv‡`k e¨vsK AW©vi 1972, e¨vsK- †Kv¤úvwb (ms‡kvab) AvBb 2023, Ges dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Abyhvqx ¯^ ¯^ †ÿ‡Î cÖ‡hvR¨ kvw¯Íg~jK e¨e¯’v M„nxZ n‡e|

Page 5 of 6 18. vwjwjK †PKwj÷: 18.1. AskMÖnYKvix e¨vsK I dvBb¨vÝ †Kv¤úvwb KZ…©K cybt A_©vqb myweavi Rb¨ Av‡ebKv‡j evsjv‡k e¨vsK eivei wb‡¤œv³ wjjvw vwLj Ki‡Z n‡e: K) cybt A_©vqb myweavi AvIZvq FY/wewb‡qvM MÖn‡Yi wbwgË MÖvn‡Ki Av‡eb cÎ; L) FY/wewb‡qvM weZiY msµvšÍ gÄyixcÎ; M) MÖvn‡Ki nvjbvMv wmAvBwe wi‡cvU©; N) †gqvw FY/wewb‡qv‡Mi Pzw³ Ges cwi‡kva m~wP; O) weZiYK…Z FY/wewb‡qvM wnmv‡ei nvjbvMv weeiYx; P) mswkøó e¨q msµvšÍ weeiYx I Ab¨vb¨ wjjvw; Q) MÖvnK I mswkøó cÖK‡íi †cÖvdvBj; R) miKv‡ii mswkøó gš¿Yvjq/Awaßi/cÖwZôvb KZ©„K wbewÜZ/Aby‡gvwZ we‡klÁ cÖwZôvb A_ev evsjv‡‡ki ¯^xK…Z wek¦we¨vj‡qi Z_¨ I †hvMv‡hvM cÖhyw³ LvZ mswkøó we‡klÁ KZ©„K cÖhyw³/cÖKí/D‡¨vM/Kvh©µg-Gi cÖv°wjZ g~j¨vqb/cÖKí LiPmn †UKwbK¨vj wi‡cvU©; Ges 18.2. cybt A_©vqb myweav cÖvwßi j‡ÿ¨ PFI KZ©„K Demand Promissory Note, Letter of Continuity, Letter of Debit Authority mn Ab¨vb¨ cÖ‡qvRbxq PvR© WKy‡g›Um vwLj Ki‡Z n‡e| 19. Ab¨vb¨ kZ©vejx: FY/wewb‡qvM MÖnxZv wbe©vPb, FY/wewb‡qvM myweav gÄywi, cÖ‡qvRbxq RvgvbZ MÖnY, FY/wewb‡qvM mswkøó wjjvw m¤úvb, FY/wewb‡qvM-g~jab AbycvZ, FY/wewb‡qv‡Mi mبenvi I weZiY cieZ©x ZviwKi wel‡q e¨vsK I dvBb¨vÝ †Kv¤úvwbmg~n Zv‡i wbR¯^ SuywK e¨e¯’vcbv bxwZgvjvi cvkvcvwk G msµvšÍ evsjv‡k e¨vs‡Ki wb‡©kbvmn we¨gvb Ab¨vb¨ AvBb-Kvbyb I wewa-weavb AbymiY Ki‡e| 20. Bmjvwg kwiqvn& wfwËK e¨vsK I dvBb¨vÝ †Kv¤úvwbmg~n Dch©y³ kZ©vwi e¨Z¨q bv K‡i wbR¯^ Aby‡gvwZ kwiqvn& bxwZgvjvi Av‡jv‡K G Znwe‡ji AvIZvq wewb‡qvM Kvh©µg cwiPvjbv Ki‡Z cvi‡e| 21. cybt A_©vqb Znwe‡ji kZ©vwi wel‡q †h-†Kv‡bv ai‡Yi ms‡hvRb, we‡qvRb A_ev cwigvR©‡bi AwaKvi mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U, evsjv‡k e¨vsK msiÿY K‡i| 22. e¨vsK-†Kv¤úvwb (ms‡kvab) AvBb 2023-Gi 45 aviv Ges dvBb¨vÝ †Kv¤úvwb AvBb, 2023-Gi 41 avivq cÖË ÿgZve‡j G mvK©yjvi Rvwi Kiv n‡jv hv Awej‡¤^ Kvh©Ki n‡e| Avcbv‡i wek¦¯Í, mshyw³: eY©bvg‡Z (‡P․ayix wjqvKZ Avjx) cwiPvjK (GmGdwW) †dvb: 9530320 E-mail: chowdhury.ali@bb.org.bd

Page 6 of 6 Annex-A Quarterly Report on Loan/Investment Disbursed under ‘Refinance Scheme for the Development of ICT Sector’ SL. No. Name of the Borrowers Date of Disbursement Tenor of the Loan/Inv. Approval of Refinance from BB Overdue Installment Recovery During the Quarter Cumulative Recovery (As on …) Outstanding Amount (As on…) Classification Status Date Amount Number Amount 1 2 3 4 5