2007-11-08

Added · Updated

Regulations on the Establishment and Operation of Insurance Companies and Reinsurance Companies

The Central Bank of Iran issued amendments to the Regulations on the Establishment and Operation of Insurance Companies and Reinsurance Companies in 2005, modifying Articles 1 through 20. These changes establish specific capital requirements, including a 200% ratio for certain assets, and define the composition of authorized capital and net worth. The regulations also detail the procedures for establishing insurance entities, the calculation of technical reserves, and the submission of financial reports and audits to the regulator.

Central Bank of Jordan logo

Jordan

Central Bank of Jordan

Click to view thumbnail

1

2005 MC (6) g ¥ žKBEA< KD ¥K ¹ M@AB&א f žא£ .Gא MY ­Y U žKBEA< * ¶K@ k9?+ .Gא ME ¥א£™] Aß h ¥£Kq h (١٠٨) £K&א h (œ) Y?>א¹) ٢٨ (£K&א iuW<¹ ١٩٩٩ MC (٣٣) g ¥ .Gא µKB gE;C ·jK

א&K£) ١(: MC KD¥K ¹ M@AB&א f žא£ .Gא MY ­Y U žKBEA<) žKBEA<א̧ X kB .MEÑYא WY#א ë KY7 V¥K h KD fB<¹ (٢٠٠٥

א&K£) ٢(: ë KÓ M88&א lK<&א žKBEA<א̧ X ë £¥אjא žא¥K<א¹ žKBA@A ·j@ − Æ K ،iuW<¹ ١٩٩٩ MC (٣٣) g ¥ .Gא µKB gE;C ·jK h (٢) £K&א .e¤ Ð kA MCY?א µW −:lA K ¸K£ £¥אjא žא¥K<א¹ žKBA@K W8? žKBEA<א̧ X žKK= −œ .i µjB<&א .Gא µKB gE;C ·jK : ·jK?א .KDE l¥K%א MY7א ­Y U £אY&א M¹Wא : M>E9&א M¹Wא

א&K£) ٣(: MY7A ­Y U LA ¶W? ،žKBEA<א̧ X h (٤) £K&א ë £¥¹ K K אY a − −:MEKא žKKEא1/4 KCB9 MK=א̧ XÓ W<&א ¤j*w ¼K?¹ M@AB&א ¥K .MY7א g א −١ .KD¥K¹ M@AB&א f žא£ MY7א ­¹Y £W −٢ .i ¥K- œjA:&א .Gא ­j −٣

  • (٤٥٥٤) M>8א kA (٤٧٢٦) £W<א ë ٢٠٠٥ MC lKא hY7 ١ V¥K MEÑYא WY#א ë žKBEA<א̧ X žY7

2 .KD ¥K- œjA:&א .Gא ­¹Y −٤ .KDE iKB ­Y>א§ ¥KBE ×א MEאY=#א M?:C&א −−œ .MEKא žKjA<&א¹ doKjא LA:K dY − .­Y>א U> ME£¥Tא .Gא MY ¥א£™] Aß ¥אY −١ apjA MYW?א M¦אj&א MCB9 ­Y>א U> M£K8tא º¹W#א M א¥£ −٢ .­Y>א] E G ç¹Tא Ÿuא MEK&א žאjCA aj&א lK&א .i MjCB&א žKEu8א¹ ­Y>K MY7א Mu M<E Upj ·KE −٣ ..> j&א £W e¤ ë K+ ­Y>A lBE;Cא f@EÓא −٤ a ­Y>א µ¹H ¹ YW e¤ ë K+ .EEoYא . <j&א KÑG c7 −٥ h (٣٣) £K&א¶ K@T ¼K?¹ gDC f žאι žuH hB9 f8> ·KE h (٣١) £K&א ë KDEA ©j8C&א» ¹Y7A gD?E?! N K¹ ·jK?א aEjK .pj>&א© K Tא KÑ c7@א אX hB9· kA ،·jK?א .­Y>א h .­Y>א µKB T M¦uא žא¥K?<א¹ žאZEDK ·KE −٦ ë KDEA ©j8C&א doKjא¹ žKjA<&א¹ žKKEא fK ·G l: UY8 −٧ .MEq £K&א̧ X .¶K<א YW&א KDA: ºY žKjA< ¹ doK¹ ¹ žKKE » −٨ א&K£) ٤(: ×א MY7A ،Wj&א žKKEא ºj kA ،•u&א K M f? t · «Ï7 − •u&א K žKBEA< ¼K?¹ (٪٢٠٠) h M@AB&א ¥K KÓ ­Y U> LY ¥K KD Y fB W µu MCא̧ X kA MY7א` K! · kA ،KD µjB<&א .M@AB&א −:lA K M@AB&א ¥K ­Y>א U LA ë Y;Cא WC k אY −œ .­Y>א kA MY7א MK¥ ºW −١ .M>E9&א M¹Wא ë .Gא µKB kA MEKYא¹ ME<Y7א MEא −٢

3 žuH¹ M@AB&א ¥K KÓ ­Y U kA MEC>א¹ MEK&א MY7א ¥W −٣ žKBEA<א¹ MB;Tא¹· jK?א¶ K@G KDאZא ºW¹ KDEA .BoK?א žאι ¹א?Yא¥אž א8K¥£ +?9k »KDC.

א&K£) ٥(: doKjא¹ žKKEא MK@ LA:א µKB@ K K™ LA:א MW? MY7א¶ K<א YW&א bA − KDE ]? £jj ¹ žKBEA<א̧ X h (٣) £K&א ë KDEA ©j8C&א žKjA<&א¹ .LA:א gW? V¥K h YD µu e¤¹ W µu ]?Cא אX µKB@ א LA:א MW? MY7א kA< ،]? £j¹ µK ë t¹ ¼KB@ k=A LA:א Î< e¤ [@<¹ ،eX KD=EA V¥K h YD ¦¹Kt .LA:א K=™ V¥K kA YD M l9 f Y LA gW? KÓ ¦jä

א&K£) ٦(: (٣) £K&א ë KDEA ©j8C&א doKjא¹ žKKEא aEB# LA:א µKB@ א µK ë U kA M?אj&א¶ W< ¹ M?אj&K ¸¥אY ¶K<א YW&א ¥W8 ،žKBEA<א̧ X h žKKEא aEB# LA:א µKB@ K MY7א bEA V¥K h YD µu ­Y>א .¼uA< M?אj&א¶ W µK ë ¶K<א YW&א ¥אY·j@· kA ،doKjא¹ WE g ،£K&א̧ X h () Y?>א¶ K@T ¼K?¹ ­Y>א U kA M?אj&א µK ë ¥jq gW? MY7א¶ KE W< e¤¹ MK=א̧ XÓ W<&א© K%א fא ë ­Y>א ¶j Yא KD<£¹ M>E9&א M¹Wא ë .Gא µKB M6 ¥K- ¦K™ h MW8 ¶K@ k9?+ MK=א̧ XÓ ¥£K8א žKBEA<א¹ MB;w ¼K?¹ ¥Y?&א žtWא¹ .·jK?א א&K£) ٧(: Y K&א M@AB&א ¥K KÓ ­Y U> M?אj kA NA8 ×א MY7א kA − KD=EA V¥K h MC kA WZ t W µu ­Y>א e¤ µu h KÓKB M ¥KB+ .e¤ kA M?אj&א ¥אY

4 ¦¹K t W& KD fB<א £W, · ¹ ­Y>א U kA M?אj&א l=A · ¶K<א YWBA − ¶K@T ¼K?¹ fB<א M ¥KB+ Y K&א¶ W µK ë MAA< œK kA ï•KC YD M g Æ א¤™1/4 KB@ K=A M?אj&א Î< µאjTא aEè ë¹ ،£K&א̧ X h () Y?>א .£W3א £W&א µu ­Y>א U

א&K£) ٨(: −:lA K+ ¶KE?א M@AB&א ¥K MY7א ­Y kA Y;å .­Y>א U> M?אj&א kA µj8$א f .Gא µKB h fB » M ¥K- − ¦Kß Ð¹ MY7א ¦K™ hBp a? t .Gא ­¹Y h ­Y ¹ ­j » M ¥K- −œ .i ¥KB&

א&K£) ٩(: ¶K@ k9?+ M@AB&א ¥K KÓ ­Y U> M?אj kA NA8 ×א MY7א kA LÏ žKKEא h » kA Y: fW< ¹ ÐE= » h ¼א¥j ¶K<א YW&א¶ u ™ žKBEA<א̧ X .­Y>א U kA KK9?+ M?אj&א N1 ×א doKjא¹ žKjA<&א¹

א&K£) ١٠(: −:lA K+ ¶K<א YW&א W¹Z M@AB&א ¥K ­Y KÓ ×א MY7א¶ ZA e¤¹ ¦K™ f@ œKtא žKK¹ YoK%א¹¡ K¥Tא œK¹ MEjB<א MEאZE&א − aYא h ¹ ·KE YD MKD ¸K8 W j ë e¤¹ MEK&א MCא h µ¹Tא aYא h ­¹Y>א aEB# µ¹ hY7 YD MKD ¸K8 W j ë e¤¹ MEK&א MCא h OKא .MK=א̧ XÓ W<&א ¤KBCA ¼K?¹ ،W kA M¹£ f@ ë ]Y žKK dW f h KD<אY W< MjCא c8 MEK&א žKKEא −œ ¤KBCA ¼K?¹ ،W kA M¹£ f@ ­¹Y>א aEB# ¦j1 YD MKD ¸K8 W j .MK=א̧ XÓ W<&א

5 W j ë ]Y žKK dW f h KD<אY W< MjCא MEK&א žKKEא − W<&א ¤KBCA ¼K?¹ ،W kA M¹£ f@ ­¹Y>א aEB# «K YD MKD ¸K8 .MK=א̧ XÓ _9א MB; ]> MqK%א¹ lAY&א dEWK M?A<&א žK;u&א L −£ h KDu א µK W kA M¹£ f@ ­¹Y>א aEB# MEAאWא MKYא¹ lAאWא .­¹Y>א̧ X µKÑ¥ fj! ) K א¤™ M@AB&א ç™ ¼KjC M??&א ­Y>א¡ K¥ fj! WE> K −6 .M@AB&א h ­Y>א M¹Wא ë .Gא µKB kA MKYא¹ gE;Cא MD h žu אY ¹ žKDEj » −¹ .KDu א µK ­Y>א µKB G Y K Mu KÓ M>E9&א .¶K<א YW&א KDA: ºY doK¹ ¹ žKjA< ¹ žKKE » −¦

א&K£) ١١(: MY7א fB¹ ·jK?א¶ K@T ¼K?¹ dEWא žKEAB< M@AB&א ¥K MY7א ­Y a9æ .Gא ME ë .> j&א¶ K; ¶K@ d:¹ ،dEWא אX kA MÏ&א žK?>Cא aEè žK88á¹ žא¹u< M?A<&א KDC » k9?+ ¥£K8א žא¥אY?א¹ žKBEA<א¹ i µjB<&א א<Y XDא א8%j©.

א&K£) ١٢(: f? ¹ iKB c¹ ¹ M@AB&א ¥K KD Y ³uI LY ×א MY7א kA .< − −:lA K+ ¶K<א YW&א¶ u ™ ،iK@ ·K@ h iA? ¹ iKB c¹ ¹ ­Y>א ³u™ kA M>E9&א M¹Wא M?אj+ −١ .žW¹ ·™ ،©j8%א אXD M¹Wא eA žK<Y7 ¼K?¹ Y ç™ ¥Kzא¹ iK@ f? ¹ iKB c¹ ¹ ­Y>א ³u™ MEAB µj MY7א_ :Ý −٢ .e¤ kA MÏ&א

6 c¹ ¹ M@AB&א ¥K ­Y>א ³u™ WC d: ،M>E9&א M¹Wא žK<Y7 K אY a −œ −:MEKא¶ K@Tא iKBu .MY7א ç™ iu™ W< iKאZא¹ ­Y>א ³j? aEè f?C −١ ) ×א MEאY=#א M?:C&א<] ë ­Y U> LA: ¶W?א MY7A ¦jä t −٢ t™ ،£K&א̧ X h () Y?>א¶ K@T ¼K?¹ iKB c¹ ¹ KDE KD Y ³u™ .iKB c¹ ¹ ­Y>א ³u™ V¥K h MC ¥¹Y W< ³u™ ¥אY ¥¹Wq W< WW .G doK¹ »G œKtא ­Y>א kA Y;å −٣ .iKB c¹ ¹ ­Y>א

א&K£) ١٣(: žא¥אY?א¹ žKBEA<א¹ MB;Tא¹· jK?א¶ K@ dE: M@AB&א ¥K MY7א ­Y ¶ZA MEC>א žK88&א œKא ] žKBEA< e¤ ë K+ ،KDC » k9?+ ¥£K8א ºW žK<Y7 £j¹ ¶W µKë e¤¹ ،KBD µjB<&א .Gא £K ™ ÐK< žKBEA<¹ .©j8%א אXD iKB g;C M>E9&א M¹Wא

א&K£) ١٤(: −:lA K+ ¶KE?א M@AB&א f žא£ KÓ ­Y U> LY ×א MY7א kA − .iKB T ­Y>א M ¥KB+ Y K&א f ¼KE: eX ¶K<א YW&א¶ u ™ −١ e¤¹ ،­Y>א h ¹ KDC ¶K<א YW&א KDA: žKjA< ¹ žKKE » gW? −٢ .eX ¶K<א YW&א K£Wå ×א W&א µu ¶KE W< MK=א̧ XÓ W<&א© K%א fא ë M@AB&א f žא£ MY7א ­Y WE g −œ ¥£K8א žKBEA<א¹ MB;Tא¶ K@T ¼K?¹ ¥Y?&א žtWא¹¶ j Yא aW MY7א .·jK?א¶ K@ k9?+ MK=א̧ XÓ

א&K£) ١٥(:

7 a? t .Gא ­¹Y h ­Y ¹ ­j » M ¥K- M@AB&א f žא£ MY7א ­Y kA Y;å .i ¥KB& ¦Kß Ð¹ MY7א ¦K™ hBp

א&K£) ١٦(: ¶u ™ žKBEA<א̧ X ¶K@T ¼K?¹ M@AB&א f žא£ KÓ ¼K Y N ×א MY7א kA LÏ MEÓא NBA ×א žKjA<&א h » kA Y: fW< ¹ ÐE= » h ¼א¥j ¶K<א YW&א .­Y>א e¤ U h KDj+

א&K£) ١٧(: f? ¹ iKB c¹ ¹ M@AB&א f žא£ KD Y ³uI LY ×א MY7א kA .< − ¹ iKB c¹ ¹ ­Y>א ³u™ MEAB µj MY7א_ :Ý ¶K<א YW&אR u™ ،iK@ .e¤ kA MÏ&א ¥Kzא¹ iK@ f? M@AB&א f žא£ KD Y µu h WW .G doK¹ »G œKtא MY7א kA Y;å −œ .iKB c¹ ¹ ­Y>א אX ³uI MEÓאR u™ W<

א&K£) ١٨(: h » ë ،iAE L: ¹ MY7א ­Y ³uI ¸¥אY ¥W8 · ¶K<א YWBA − −:MEKא žtK$א ï•KC N1 W M@AB&א ¥K MY7א ­Y U LA kA M?אj&א NK א¤™ −١ doKjא¹ žKKEא ë ¹ LA:א e¤ ë ž£¥¹ MEq Ð žKjA< kA .i M?Y&א ë £W3א W&א µu iKB M@AB&א ¥K MY7א ­Y Y K Æ א¤™ −٢ .žKBEA<א̧ X h (٧) £K&א KK9?+ UC ×א» ¹Y7א h ¼K M@AB&א ¥K MY7א ­Y W? א¤™ −٣ .i kA M?אj&א

8 žא¥אY?א ¹ žKBEA<א ¹ MB;Tא ¹· jK?א¶ K@ MY7א ­Y cK א¤™ −٤ .KDC » k9?+ ¥£K8א .M>E9&א M¹Wא f h M@AB&א ¥K MY7א ­Y ³uI ¥אY ¥Wq א¤™ −٥ Ð ¹ MEK ¼אYD Y7 KCא W& iKB M ¥K- h MY7א ­Y cj א¤™ −٦ .žאjC Ÿu ¦¹K t W µu MEK ¶W?א MY7A ¦jä u ،iAE L: ¹ ­Y>א ³uI ¼א¥אY ¶K<א YW&א ¥Wq א¤™ −œ ³u™ ¥אY ¥¹Wq V¥K h .C l9 f M?:C&א<] ë KÓ ­Y U> LA: .iAE L: ¹ ­Y>א eX MY7א¶ K<א YW&א bA ،iAE L: ¹ ­Y>א ³uI ¥אY?א ¥¹Wq µK ë ¸XÓ W<&א© K%א fא h ­Y>א fE L: g¹ ،·jK?א¶ K@T ¼K?¹ .MEÓא ºW MK=א ¸X ¶K@ dE: WC l¥K%א ­Y>A MCK M>E9&א M¹Wא žK<Y7 k אY −£ א&K.£

א&K£) ١٩(: M@AB&א f žא£ KD ¹Y ­Kp¹ dEj žKBEA<א̧ X ¶K@ ¤K> WC MY7א¶ ZA e¤¹ ،K¤K> V¥K h MC kA WZ t W µu žKBEA<א̧ X ¶K@T ¼K?¹ KD¥K¹ .iAE L: ¹ ­Y>א ³u™ MAoK N!

א&K£) ٢٠(: .žKBEA<א̧ X ¶K@ XE>C M¦uא žא¥אY?א¶ K<א YW&א ¥W8 .Gא ME ¥א£™] Aß