Reporting to the Banking Supervision Department Directives

Bank of Israel Banking Supervision Policy Department Jerusalem 97008, P.O.B. 087 Tel: 70-5660506 Fax: 70-5605677

Jerusalem, 3 Av 5760 3 July 2000

Circular No. 75-3

To: Banking Institutions and Credit Card Companies

Subject: Reporting to the Banking Supervision Department Directives

Introduction

Due to the need to monitor other banking activities in times of emergency, a new reporting directive is added.

This directive specifies which data, information, and frequency of reporting are required - "Emergency Time Reporting" - 888.

Amendments to the Directives

1. Directive No. 888 "Emergency Time Reporting" shall be added as follows:

2. This directive shall apply to banks (excluding foreign banks) and joint service companies with credit card companies.

3. Banks shall submit the "Emergency Time" reporting daily, by 3:30 PM (as stated in Section 5 of the directive), and shall report immediately.

4. In addition, updates shall be sent to the 30-30 calendar.

5. The reporting shall include: balance sheet balances, future cash flows, check returns, reporting on exceptional events, daily banking services provided by the bank,

Branches and automated teller machine inventory.

6. This directive shall take effect from 03.03.2000.

Questions and Clarifications

For questions and clarifications regarding the tables in Directive No. 830 "Reporting to the Banking Supervision Department Directives", please contact directly.

3

Update Files

The following updates are made to the "Reporting to the Banking Supervision Department Directives" file "Mitz":

Insert Page | Remove Page 830-0 [00] (2000) | 830-0 [00] (2000) 830-3 [03] (2000) | 830-3 [8] (2000) 830-0 [08] (2000) | 830-0 [08] (2000) 830-4 [50] (2000) | 830-4 [53] (2000) 830-0 [04] (2000) | 830-0 [05] (2000) 830-3 [08] (2000) | 830-3 [08] (2000) 888-0-00 [0] (2000) | ------------------ 880-50 [4] (2000) | 880-50 [4] (2000) 880-54 [0] (2000) | 880-54 [3] (2000)

• This page was reprinted but not updated due to the transition to double-sided printing.

With respect,

Or Sufar Deputy Superintendent of Banks

(13/7 ] ( 17[ Reporting to the Banking Supervision Department Directives: Superintendent of Banks Page Name of Directive 801 Table of Contents by Subject and by Directive Number 802 803 Off-Balance Sheet and Balance Sheet Data 809 814 821 827 (Monthly/Quarterly) Liquidity Risk 850 Profit and Loss 809 810B 828 829 832 850 856 Capital 838 (Quarterly) Capital Adequacy Measurement Credit Card Credit Risk and Management 806 888E (From 1.1.2014) Monthly "Construction and Land Industry Credit 810A 810C 810D 810E 822 (Monthly) Effective Cost Calculation Data for the Non-Linked Shekel Sector 831 869 (Quarterly) Credit Card Companies Mortgage Activities 876 877 Table of Contents by Subject 801-1 p. (Monthly) Balance Sheet (Monthly) Derivative Instruments (Quarterly) Additional Provisions for Receivables General Guidelines Reporting Tables (Quarterly) Large Credit Exposures (Monthly) "Construction and Land Industry Credit (Quarterly) Geographic and Sectoral Activity Areas (Monthly/Quarterly) Theoretical Impact Estimate of Changes on Profit and Loss (Quarterly/Annual) Public Financial Report of Banking Institutions and Credit Card Companies (Quarterly) Profit and Loss (Monthly) Housing Loans (Monthly) Interest Rate Information - Housing Loans (Quarterly) Fees for Banking Services (Quarterly) Fees for Credit Card Services (Quarterly) Additional Provisions for Receivables (Quarterly) Credit Exposures (Quarterly) "Foreign Currency Balance Sheet and Credit Risk Borrowers (Quarterly) Public Credit Risk Allocation by Economic Sector (Quarterly/Annual) Public Financial Report of Banking Institutions and Credit Card Companies (Quarterly) Credit for Financing Acquisition of Control Means in Institutions

Page Name of Directive Interest Rates and Cost Rates 822 (Monthly) Effective Cost Calculation Data for the Non-Linked Shekel Sector 823 830 (Weekly) Internal Pricing Interest Rate by Maturity Periods for Pricing Purposes 877 Related Persons and Borrowers 810A 810C 810D 810E 815 Holding Companies and Control Means 810C 813 816 818 819 819A 870 Exposure Outside Israel 833 834 (Quarterly) Exposure to Foreign Countries 865 Administrative and Operational Data 804 804A 807 808 821 825 846 889 Appendices 896 897-1 897-4 Update Key - Appendix 'G' "The File" and Original Letters Key - Appendix 'B' List of Banking Institutions - Appendix 'A' (Monthly-Real-Time) Banking Communications (Current) Automated Teller Machine Inventory for the Public (Current) Data on "The Senior Officer, The Board of Directors, and the Accountant" (Monthly) Number of Reports Transferred to the Authority for Combating Money Laundering (Annual/Half-Yearly) Branches Detail (Immediate) Emergency Time Public Deposits and Loans Granted During the Month to Mortgage Banks

(13/7 ] ( 10[ Reporting to the Banking Supervision Department Directives: Superintendent of Banks 801-2 p. Subject Matter

(Continued) (Subject Matter) (Monthly) Public Deposits and Loans Granted During the Month by Indexation Basis (Quarterly) Large Credit Exposures (Quarterly) Credit for Financing Acquisition of Control Means in Institutions (Quarterly) Credit for Financing Acquisition of Control Means in Institutions (Immediate) Prior Notice of Acquisition of Control Means (Quarterly) Credit Exposures (Annual/Half-Yearly) Related Persons (Annual) Restrictions on Holdings in Real Institutions (Quarterly) "Branches (Immediate) Fraud and Embezzlement "Other Debits/Credits in Shekel Settlement Movements Appendix 'D' (Monthly) Balance Sheet (Monthly) (Half-Yearly-Real-Time) Interest Rate Information (Annual) Investments in Other Companies (Annual) Control Means in Banking Institutions (Quarterly) "Foreign Currency Balance Sheet and Credit Risk Borrowers (Quarterly) Control Percentages of Other Institutional Investors in Related Banking Institutions (Quarterly) Exposure of Banking Institutions to Foreign Financial Institutions (Quarterly) Real Investments in Institutions and Others for Business Promotion

Page Name of Directive Table of Contents by Subject and by Directive Number 801 802 803 804 804A 806 807 808 809 810A 810B 810C 810D 810E 813 814 815 816 818 819 819A 821 822 (Monthly) Effective Cost Calculation Data for the Non-Linked Shekel Sector 823 825 827 828 829 830 (Weekly) Internal Pricing Interest Rate by Maturity Periods for Pricing Purposes 831 832 833 834 838 (Quarterly) Capital Adequacy Measurement (Quarterly) Profit and Loss (Quarterly) Exposure of Banking Institutions to Foreign Financial Institutions (Quarterly) Exposure to Foreign Countries (Quarterly) Fees for Credit Card Services (Monthly) Number of Reports Transferred to the Authority for Combating Money Laundering (Quarterly) Public Credit Risk Allocation by Economic Sector (Quarterly) Fees for Banking Services (Monthly/Quarterly) Liquidity Risk (Current) Automated Teller Machine Inventory for the Public (Monthly) "Construction and Land Industry Credit (Current) Data on "The Senior Officer, The Board of Directors, and the Accountant" (Quarterly) Additional Provisions for Receivables (Annual) Restrictions on Holdings in Real Institutions (Annual) Investments in Other Companies (Annual) Control Means in Banking Institutions (Immediate) Prior Notice of Acquisition of Control Means (Quarterly) Credit Exposures Theoretical Impact Estimate of Changes on Profit and Loss (Monthly/Quarterly) (Monthly-Real-Time) Banking Communications (Monthly) Balance Sheet Control Percentages of Other Institutional Investors in Related Banking Institutions (Quarterly) (Quarterly) Credit for Financing Acquisition of Control Means in Institutions (Quarterly) Large Credit Exposures (Monthly) Derivative Instruments (Annual/Half-Yearly) Related Persons Public Deposits and Loans Granted During the Month by Indexation Basis (Monthly)

(11/9 ] ( 39[ Reporting to the Banking Supervision Department Directives: Superintendent of Banks Subject Matter

(Quarterly) "Foreign Currency Balance Sheet and Credit Risk Borrowers Table of Contents by Directive Number 801-3 p.

(Immediate) Fraud and Embezzlement General Guidelines Reporting Tables

(13/7 ] ( 52[ Reporting to the Banking Supervision Department Directives: Superintendent of Banks Page Name of Directive 846 850 856 865 (Quarterly) "Branches 869 (Quarterly) Credit Card Companies 870 876 877 888E 889 896 897-1 897-4 (Monthly) Housing Loans (Monthly) Interest Rate Information - Housing Loans Update Key - Appendix 'G' "The File" and Original Letters Key - Appendix 'B' List of Banking Institutions - Appendix 'A' (Monthly) "Construction and Land Industry Credit (From 1.1.2014) (Immediate) Emergency Time 801-4 p. Subject Matter

(Continued) (Table of Contents by Directive Number) (Quarterly) Real Investments in Institutions and Others for Business Promotion (Quarterly/Annual) Public Financial Report of Banking Institutions and Credit Card Companies (Annual/Half-Yearly) Branches Detail (Quarterly) Geographic and Sectoral Activity Areas