Regulatory Alerts2026-06-30
Added · Updated
Sales of Foreign Currency Insurance Products by Life Insurance Companies as of End-April 2026
The Financial Supervisory Commission (FSC) reported that life insurers' new contract premiums for foreign currency insurance products totaled approximately NT$190.971 billion through April 2026, with investment-linked products accounting for 18% and traditional products for 82%. The FSC warned consumers to carefully assess exchange rate risks, potential currency depreciation, and the political and economic stability of the countries whose currencies are used, as these factors can significantly impact policy values and investment returns. Additionally, the regulator urged insurance companies to strictly evaluate consumers' risk tolerance, enforce proper solicitation management, and ensure adequate product suitability disclosures to protect consumer rights.