Statistics Department Circular No. 02: Monthly Submission of Card Transaction Information via Web Portal per Operation Manual

50119

Bangladesh Bank (Central Bank of Bangladesh) Head Office Motijheel, Dhaka-1000 Bangladesh.

Statistics Department March 25, 2025 Statistics Department Circular No.-02 Date: ------------------- 11 Chaitra, 1431

Managing Director / Chief Executive Officer All Scheduled Banks/NBFCs providing card services operating in Bangladesh.

Dear Sir,

Regarding the monthly submission of information on card (credit/debit/prepaid/other) based transactions through the portal as per the Operation Manual.

Reference is drawn to your attention to the letter of this department dated December 22, 2022, with Source No.- DS, BDADS-1(4)/2022-2276.

2. You are aware that cards are currently a popular medium of transaction worldwide. The usage and demand for cards in Bangladesh are increasing significantly. Considering this increased demand, efforts have been made to collect more comprehensive information/data regarding cards. It is evident that the collection of this extensive information/data regarding card transactions will further enrich the Big Data repository of this department. The Central Bank, Commercial Banks/Financial Institutions, researchers, and other relevant stakeholders (Stakeholders) will be able to use this information/data to conduct customer spending behavioral pattern analysis and explore insightful information, thereby enabling the launch of various timely innovative products and the formulation of necessary policies. To this end, an Operation Manual has been finalized for the automated and accurate collection, compilation, storage, and analysis of information/data for each card-based transaction from all scheduled banks/NBFCs providing card services operating in the country, and for reporting card and card transaction-related information/data on the portal (https://www.bb.org.bd/en/index.php/about/guidelist).

3. You are hereby advised to regularly submit card-related information monthly (by the 10th of the month following the reported month) through the portal (https://ereturns.bb.org.bd/ccrud/upload bigdata) according to the Data Template provided in the attached Operation Manual. It is noted that once the Rationalized Input Templates (RIT) are fully prepared, the current Operation Manual will be transformed into a comprehensive Guideline, and you will be informed accordingly in due course.

4. This circular is issued under the powers conferred by Section 45 (amended up to 2023) of the Banking Company Act 1991 and Section 38(1) of the Finance Company Act, 2023.

5. This directive shall come into effect from April 1, 2025.

Enclosure: As described.

Yours faithfully,

(Signature) (Md. Zahedul Islam) Director (Statistics) Phone: 9530729

Phone: 88-02-9550448, 9554896, IP: 88-02-55665001-6, Fax: 88-02-9530479, www.bb.org.bd

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50119

Bangladesh Bank (Central Bank of Bangladesh) Head Office Motijheel, Dhaka-1000 Bangladesh.

Statistics Department (Big Data Analytics and Data Science Unit)

Source No.- DS, BDADS-1(4)/2022-2276 Date: December 22, 2022

Managing Director / Chief Executive Officer All Scheduled Banks and Financial Institutions providing credit card services Head Office Dhaka.

Subject: Regarding the regular submission of credit card information/data.

Dear Sir,

It is requested that you take necessary measures to regularly submit the daily settled information/data of credit cards on a monthly basis, according to the attached table, via email (according to the list provided in the attached “Contact Information” file) by the 10th of the following month, starting from December 2022, for the purpose of creating various research-based reports by the Big Data Analytics and Data Science (BDADS) Unit of this department using credit card information.

Yours faithfully,

(Signature) (Md. Shafiqul Islam) Director (Statistics) Phone: 9530248

Phone: 88-02-9550448, 9554896, IP: 88-02-55665001-6, Fax: 88-02-9530479, www.bb.org.bd