Regulatory Alerts2025-11-24 | 2025-20744Regulation D: Reserve Requirements of Depository Institutions
The Board of Governors of the Federal Reserve System is amending Regulation D to reflect the annual statutory indexing of the reserve requirement exemption amount and the low reserve tranche for 2026. The Board sets the reserve requirement exemption amount at $39.2 million and the low reserve tranche at $674.1 million, both increased from 2025 levels based on growth in total reservable liabilities and transaction accounts. These adjustments are required by law but will not affect depository institutions' reserve requirements, which remain at zero percent.
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