Regulatory Alerts2020-04-06
Added · Updated
100% Loan Guarantee Product under SME Financing Guarantee Scheme
The Hong Kong Monetary Authority issued this circular to establish regulatory treatment for the 100% Loan Guarantee Product under the SME Financing Guarantee Scheme. It outlines the capital adequacy and credit risk management requirements for authorized institutions extending loans covered by this government guarantee. The guidance addresses credit risk transfer, collateral recognition, and large exposure limits specifically for these pandemic-related support measures.
CIR
Current
Issue Date:
06 Apr 2020
20200406-1-EN.pdf (236.3 KB)
Topic:
Capital Adequacy - Credit Risk (non-securitization exposures)
Credit Risk Management - Corporate credit risk management
Credit Risk Management - Credit risk transfer/Mitigation
Large Exposures & Risk Concentrations - HKMCI-related exposures
Miscellaneous - Covid-19 challenges
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
SPM-NGL
Current
11 Apr 2025
CR-G-7 Collateral and Guarantees
CIR
Current
16 Dec 2019
Exposure to HKMCI: 90% Loan Guarantee Product under SME Financing Guarantee Scheme
SPM-SGL
Current
19 Jan 2001
CR-G-2 Credit Approval, Review and Records
Directly related Document
SPM-NGL
Current
11 Apr 2025
CR-G-7 Collateral and Guarantees
CIR
Current
16 Dec 2019
Exposure to HKMCI: 90% Loan Guarantee Product under SME Financing Guarantee Scheme
SPM-SGL
Current
19 Jan 2001
CR-G-2 Credit Approval, Review and Records
Version History
Superseded Document
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