2019-10-30
The Autorité des marchés financiers issued this notice to require insurers to implement secure electronic proof of automobile insurance (EPAI) applications that comply with privacy laws. These applications must limit law enforcement access to only the required certificate data, preserving policyholders' other personal information on their devices. EPAI operates as an optional medium that retains the exact format and content of paper certificates, remains valid across Québec, Canada, and parts of the United States, and does not replace paper documentation.