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2026-02-09

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Circular No. 22-2026 Regarding Working Hours During Ramadan

The Central Bank of Jordan mandates that banks operating in the Kingdom reduce their official working hours to 9:00 AM to 3:00 PM during Ramadan, with public dealings restricted to 9:30 AM to 2:30 PM. Specific operational windows are established for the RTGS-JO system, Jordanian Dinar deposit windows, and the Bankers' Fund, alongside a requirement for strict adherence to these deadlines. Banks are permitted to extend hours or evening shifts at their discretion, provided they notify the Central Bank in advance and revert to regular schedules after the holy month.

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CENTRAL BANK OF JORDAN البنك المركزي الأردني

Ref: 3035/2/10 Date: 21/8/1447 AH Corresponding to: 9/3/2026 AD

Circular to Banks Operating in the Kingdom No. (22/2026)

Greetings,

On the occasion of the approaching holy month of Ramadan, please be informed of the following:

  1. The official working hours for banks operating in the Kingdom throughout this blessed month shall be from 9:00 AM to 3:00 PM.

  2. Public dealings shall commence at 9:30 AM and end at 2:30 PM.

  3. The daily working hours for the Real-Time Gross Settlement System - Jordan (RTGS-JO) shall be as follows: a. The period for exchanging bilateral transfers between members begins at 8:45 AM and ends at 2:30 PM. b. The receipt of net settlement result files from retail payment systems for settlement on the system begins at 9:15 AM and ends at 2:15 PM. c. The liquidity period begins at 2:30 PM and ends at 3:00 PM. During this period, transfer orders may only be transmitted to match pending orders in queues or existing daytime repurchase transactions. d. The working day in the system ends at 3:00 PM.

  4. The deadline for receiving deposits in the Jordanian Dinar deposit window is from 1:45 PM to 2:45 PM.

  5. The Bankers' Fund at the Central Bank will deal with operating banks for cash withdrawal and deposit purposes from 9:30 AM to 2:00 PM. We request strict adherence to the specified deadlines as they are of utmost importance.

1 Central Bank of Jordan P.O. Box (37) Amman, 11118 Jordan Tel: +962 6 463 0301 Fax: +962 6 463 5615 Email: info@cbj.gov.jo Website: cbj.gov.jo

CENTRAL BANK OF JORDAN البنك المركزي الأردني

  1. There is no objection to banks - at their discretion - extending their official working hours and/or evening shifts during the holy month of Ramadan to provide banking services to customers, provided that the bank returns to its regular schedule after the end of the blessed month. We emphasize the necessity of notifying us in advance regarding working hours during the month and the names of branches/offices whose hours will be extended.

Taking this opportunity to offer the best congratulations and greetings for the approaching holy month of Ramadan, and may you all be well every year.

Please accept our highest regards,

Governor Dr. Adel Al-Sharkas

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