Circular to Licensed Banks

Reference No.: 18439 / 2 / 23 Date: 9/1/2024 AD Corresponding Date: 11/1/2024 AD

Circular to Licensed Banks

Greetings,

Based on the provisions of Article (45/A) of the Central Bank of Jordan Law No. (23) of 1971 and its amendments, you are requested to provide us with the data and financial indicators detailed in the attached schedules for the top twenty non-financial companies borrowing from the Bank as of the end of the years 2022 and 2023. These data must reach us within a maximum period of three weeks from the date of this circular, both in hard copy and as an Excel file via the email address of the Financial Stability Department at the Central Bank of Jordan (Fstab@cbj.gov.jo). Please note that the attached schedules are published on the Central Bank of Jordan's website under the section: Circulars - Financial Stability - Financial Data of the Top 20 Non-Financial Borrowing Companies. You are also requested to continue providing us with this data annually within a maximum period of the end of May of each year.

Please accept our highest regards.

The Governor Dr. Adel Al-Sharkas

• Attached Form (1/1/090) P.O. Box 37 • Amman 11118 Jordan • Tel: 4630301 Fax: 4638889 • Website: www.cbj.gov.jo • Email: info@cbj.gov.jo

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CENTRAL BANK OF JORDAN البنك المركزي الأردني

Please send this schedule within a maximum period of three weeks from the date of the circular for the data of years 2022 and 2023, and within a maximum period of the end of May of each year for subsequent years, to the Financial Stability Department at the Central Bank of Jordan via the following email address: Fstab@cbj.gov.jo

Bank Name
Regulatory Department or Unit
Name of Person Responsible for Filling the Schedule
Email Address
Phone Number

Financial Data Schedule for the Top 20 Non-Financial Borrowing Companies

Please fill in the following data:

Form (1/1/090)

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CENTRAL BANK OF JORDAN البنك المركزي الأردني

Financial Data for the Top 20 Non-Financial Borrowing Companies according to the Balance Sheet and Income Statement of the Company as of the end of 2023 Amounts in Jordanian Dinars

No.	Company Name	Company Type (according to Companies Law)	Sector of Operation (according to Sectoral Guide)*	Total Assets	Total Liabilities	Total Equity	Total Facilities Granted to the Company by the Bank	Non-Performing (Scheduled / Troubled)	Impairment Provisions against Non-Performing Facilities	Interest Expense	Profit Before Interest and Tax (EBIT)	Net Profit After Tax	Return on Assets (ROA)	Return on Equity (ROE)	Total Debt / EBITDA (Debt/EBITDA)	Leverage Ratio (Debt/Capital)	Interest Coverage Ratio (EBIT/interest expenses)	Debt Ratio / Total Assets (Debt/Total Assets)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Total

Please refer to the Sectoral Guide for Companies to fill in the sub-sector activity.

Form (1/1/090)

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CENTRAL BANK OF JORDAN البنك المركزي الأردني

Financial Data for the Top 20 Non-Financial Borrowing Companies according to the Balance Sheet and Income Statement of the Company as of the end of 2022 Amounts in Jordanian Dinars

No.	Company Name	Company Type (according to Companies Law)	Sector of Operation (according to Sectoral Guide)*	Total Assets	Total Liabilities	Total Equity	Total Facilities Granted to the Company by the Bank	Non-Performing (Scheduled / Troubled)	Impairment Provisions against Non-Performing Facilities	Interest Expense	Profit Before Interest and Tax (EBIT)	Net Profit After Tax	Return on Assets (ROA)	Return on Equity (ROE)	Total Debt / EBITDA (Debt/EBITDA)	Leverage Ratio (Debt/Capital)	Interest Coverage Ratio (EBIT/interest expenses)	Debt Ratio / Total Assets (Debt/Total Assets)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Total

Please refer to the Sectoral Guide for Companies to fill in the sub-sector activity.

Form (1/1/090)

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CENTRAL BANK OF JORDAN البنك المركزي الأردني

Sectoral Guide for Companies

Main Sector	Sub-Sector	Sub-Sector Code
Real Estate Sector	Clothing, Leather and Textile Industries	20
	Real Estate Sector	19
Industrial Sector	Tobacco and Cigarettes	18
	Glass and Ceramics	17
	Printing and Packaging	16
	Paper and Cardboard Industries	15
	Electrical Industries	14
	Chemical Industries	13
	Food and Beverages	12
	Mining and Extractive Industries	11
	Pharmaceuticals and Medical Industries	10
	Engineering and Construction Industries	9
Services Sector	Technology and Communications	8
	Energy and Utilities	7
	Commercial Services	6
	Media Services	5
	Hotels and Tourism	4
	Transport	3
	Health Services	2
	Educational Services	1

Form (1/1/090)