Final Order of Approval for the Merger of Launch Credit Union into Suncoast Credit Union

Index: OFR 2026 - 303 STATE OF FLORIDA OFFICE OF FINANCIAL REGULATION In Re: APPLICATION FOR AUTHORITY TO MERGE LAUNCH CREDIT UNION, MERRIT ISLAND, BREVARD COUNTY, FLORIDA, WITH AND INTO SUNCOAST CREDIT UNION, TAMPA, HILLSBOROUGH COUNTY, FLORIDA AND WITH THE RESULTING TITLE OF "SUNCOAST CREDIT UNION" FINAL ORDER OF APPROVAL Case Number: 139195 On June 11, 2026, the Office of Financial Regulation ("Office") issued the attached Notice of Intent to Approve ("NOi") the application for approval for authority to merge Launch Credit Union, Merrit Island, Brevard County, Florida, with and into Suncoast Credit Union, Tampa, Hillsborough County, Florida, with the Resulting Title of "Suncoast Credit Union." On June 16, 2026, the Office received the Applicants' written waiver of the right to an administrative hearing concerning the Office's intended action. Accordingly, it is ORDERED:

1. The application is APPROVED, subject to satisfaction of the conditions contained in the attached NOL
2. The Applicant must satisfy the conditions of approval specified in the attached NOL Until these conditions have been met, or if any interim development is deemed to warrant further action by the Office, the Office reserves the right to alter, suspend, or withdraw approval. DONE and ORDERED this 12!:_day of June, 2026, at Tallahassee, Leon County, Florida. Commissioner

NOTICE OF RIGHT TO APPELLATE REVIEW A PARTY WHO IS ADVERSELY AFFECTED BY THIS FINAL ORDER IS ENTITLED TO JUDICIAL REVIEW PURSUANT TO SECTION 120.68, FLORIDA STATUTES. REVIEW PROCEEDINGS ARE GOVERNED BY THE FLORIDA RULES OF APPELLATE PROCEDURE. SUCH PROCEEDINGS ARE COMMENCED BY FILING THE ORIGINAL NOTICE OF APPEAL WITH THE AGENCY CLERK FOR THE OFFICE OF FINANCIAL REGULATION AS FOLLOWS: By Mail or Email Agency Clerk Office of Financial Regulation P.O. Box 8050 Tallahassee, Florida 32314-8050 Phone: (850) 410-9889 Agency.Clerk@flofr.gov OR By Hand Delivery Agency Clerk Office of Financial Regulation General Counsel's Office The Fletcher Building 101 East Gaines Street Tallahassee, Florida 32399-0379 Phone: (850) 410-9889 A COPY OF THE NOTICE OF APPEAL, ACCOMPANIED BY THE FILING FEES AS REQUIRED BY LAW, MUST ALSO BE FILED WITH THE DISTRICT COURT OF APPEAL, FIRST DISTRICT, 2000 DRAYTON DRIVE, TALLAHASSEE, FLORIDA 32399-0950, OR WITH THE DISTRICT COURT OF APPEAL IN THE APPELLATE DISTRICT WHERE THE PARTY RESIDES. THE NOTICE OF APPEAL MUST BE FILED WITH BOTH THE AGENCY CLERK FOR THE OFFICE OF FINANCIAL REGULATION AND THE DISTRICT COURT OF APPEAL WITHIN 30 DAYS OF THE RENDITION OF THIS ORDER. 2 of3

CERTIFICATE OF SERVICE I HEREBY CERTIFY that a true copy of the foregoing Final Order of Approval has been furnished by electronic mail to Mr. Steven V. Balian at steve.balian@swmllp.com this w ~ y of June, 2026. Regulation 50 da 32314-8050 y.Clerk@flofr.gov Phone: (850) 410-9889 3 of3

Commissioner Russell C. Weigel, III June 11, 2026 Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP 550 N. Brand Boulevard Suite #550 Glendale, CA 91203 VIA ELECTRONIC MAIL Re:Application for Authority for Launch Credit Union, Merrit Island, Florida to Merge with and into Suncoast Credit Union, Tampa, Florida and with the Resulting Title of "Suncoast Credit Union" (OFR Case No: 139195) Dear Mr. Balian: NOTICE IS HEREBY GIVEN pursuant to chapters 655,657, and sections 120.60 and 120.80, Florida Statutes, that the Office of Financial Regulation ("Office") has considered the information presented in the application to merge Launch Credit Union ("Launch") with and into Suncoast Credit Union ("Suncoast") (collectively, "Applicants") and intends to approve the application and make the following: FINDINGS OF FACTS

1. An application for authority to merge the Applicants was filed with the Office on March 19, 2026.
2. Notice of the application was published in the Florida Administrative Registeron March 23, 2026. No hearing was requested, and none was held.
3. The due date for the Office to render a decision on the application is August 13, 2026.
4. Suncoast is a Florida state-chartered credit union with its main office located at 6536 East Hillsborough Avenue, Tampa, Hillsborough County, Florida. Suncoast is authorized to operate branch offices in Florida.
5. Launch is a Florida state-chartered credit union with its main office located at 300 South Plumosa Street, Merritt Island, Brevard County, Florida. Launch is authorized to operate branch offices in Florida.

Mr. Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP Page 2 6) The Applicants also filed an application on or about March 11, 2026 with the National Credit Union Administration ("NCUA") for approval of the proposed merger. 7) The Applicants have stated in the application that, upon the Office's approval of the application, a membership meeting of Launch will be scheduled for its members to vote on the proposal to merge with Suncoast. 8) On February 3, 2026, the Applicants entered into a Definitive Merger Agreement and Plan of Merger ("Merger Plan") which sets forth in detail the method, terms and conditions of the merger and the remaining information required pursuant to Section 657.065(3), Florida Statues. 9) On May 15, 2026, a majority of the Board of Directors for Suncoast adopted a resolution approving the proposed merger transaction. 10) On May 11, 2026, a majority of the Board of Directors for Launch adopted a resolution approving the proposed merger transaction. 11) The Applicants submitted the Merger Plan with their application along with the certified copies of resolutions passed by the Board of Directors of Launch and the Board of Directors of Sun coast that authorize each credit union to seek approval of the proposed merger transaction. A majority of the entire Board of Directors of Launch and Suncoast authorized and approved the proposed merger transaction pursuant to section 657.065(1), Florida Statutes. 12) The surviving credit union will be known as "Suncoast Credit Union" and will have its main office located at 6536 East Hillsborough Avenue, Tampa, Hillsborough County, Florida. 13) The Applicants have represented in the application that the surviving credit union's field of membership will be composed of a combination of the existing fields of membership of Launch and Suncoast. 14) Upon consummation of the merger transaction, the existing executive officers and directors of Suncoast will continue to serve as the executive officers and directors of the surviving credit union. No executive officers of Launch will serve as executive officers of the surviving credit union. 15) Upon consummation of the merger transaction, one director of Launch, Percy Cohrs, will continue to serve as part of the Board of Directors of Suncoast. 16) The Applicants have stated that the main office of Launch and its branch locations will become branches of Suncoast. 17) Pursuant to certain provisions and conditions of the Merger Plan, Launch will provide a one-time capital distribution to its members prior to the consummation of the P,ro osed transaction. WWW.FLOFR.GOV 200 East Gaines Street, Tallahassee, Florida 32399-0370 (850) 487-9687 • FAX (850) 410-9663

Mr. Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP Page 3 CONCLUSIONS OF LAW 18) Upon consummation of the merger transaction, the existing executive officers and directors of Suncoast along with the one director from Launch will serve as the executive officers and directors of Suncoast. 19) The surviving credit union's net worth is adequate. 20) The merger will not impair the ongoing viability of the surviving credit union. Having considered the application, the Office concludes that the application satisfies the criteria of section 657.065 (2025), Florida Statues. Consequently, the Office intends to approve the application subject to the following conditions:

1. That the NCUA approve the proposed transaction and that such approval is not withdrawn or revoked prior to the consummation of the proposed transaction by the Applicants.
2. That the Applicants provide the Office with the required documents listed in sections 657.065(5)(a)-(c), Florida Statutes.
3. That the Board of Directors of the surviving credit union be composed of those persons identified in this Notice and the application.
4. That the executive officers of the surviving credit union be composed of those persons identified in this Notice and the application.
5. That the surviving credit union conduct business under the name "Suncoast Credit Union" and as otherwise described in this Notice or other such name as submitted to and approved by the Office.
6. That by November 1, 2026, or 90 days after consummation of the merger, whichever is later, the Office is provided with the financial statements of the surviving credit union, which reflect the final accounting for the fair market value of the surviving credit union's assets and liabilities.
7. That after the pre-merger conditions stated above have been met, the Office will issue a Certificate of Merger, which must be recorded in the public records of all counties in which Launch owned any real property effective at the time of the merger. The effective date of the merger will be that date stated in the merger certificate. A certified copy of the recorded Certificate of Merger shall be filed with the Office.
8. That the original charter of Launch will automatically terminate as of the effective date of the merger transaction. WWW.FLOFR.GOV 200 East Gaines Street, Tallahassee, Florida 32399-0370 (850) 487-9687 •FAX (850) 410-9663

Mr. Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP Page4 The Office will issue a conditional Final Order of Approval after the expiration of the 21-day period contained in the Notice of Rights unless the Applicants elect to waive their rights to a hearing by providing written notification of such waivers to the Office. Before all the conditions specified above and other reasonable requirements of the Office have been fulfilled, or if any interim development is deemed by the Office to warrant such action, the Office retains the right to alter, suspend, or withcjraw approval of the merger of the Applicants. This approval shall expire if the merger transaction is not consummated within six months from the date of the Final Order, unless the Office has granted a request for an extension of time for good cause shown. In taking this action, the Office has relied on the representations and commitments made by the Applicants in the application and all supplemental information submitted. Every effort should be made to meet these representations and commitments. Please keep the Office advised of the steps being taken to comply with the conditions imposed in this Notice. If you have any questions, please contact the Office at (850) 410-9513. Sincerely, Ben F. Brinkley III Director Division of Financial Institutions cc: Office of National Examinations and Supervision, National Credit Union Administration Tallahassee Area Office, Bureau of Credit Union Regulation Agency Clerk, Office of Financial Regulation Board of Directors, Launch Credit Union Board of Directors, Suncoast Credit Union WWW.FLOFR.GOV 200 East Gaines Street, Tallahassee, Florida 32399-0370 (850) 487-9687 • FAX (850) 410-9663

Mr. Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP Page5 NOTICE OF RIGHTS You may request a hearing to be conducted in accordance with the provisions of sections 120.569 and 120.57, Florida Statutes. A request for such a hearing must comply with the provisions of Rule 28-106.104(2), Florida Administrative Code, and either Rule 28-106.201(2) or Rule 28-106.301(2), Florida Administrative Code, and must be filed with the Agency Clerk as follows: By Mail or Email Agency Clerk Office of Financial Regulation P.O. Box 8050 Tallahassee, Florida 32314-8050 Phone: (850) 410-9889 Agency.Clerk@flofr.gov OR By Hand Delivery Agency Clerk Office of Financial Regulation General Counsel's Office The Fletcher Building 101 East Gaines Street Tallahassee, Florida 32399-0379 Phone: (850) 410-9889 Your request must be filed within 21 days of the date of receipt of this Notice. YOUR FAILURE TO RESPOND TO THIS NOTICE WITHIN 21 DAYS OF RECEIPT WILL CONSTITUTE A WAIVER OF YOUR RIGHT TO REQUEST A HEARING AND A FINAL ORDER MAY BE ENTERED WITHOUT FURTHER NOTICE. In the event that a hearing is requested, all parties will have the right to be represented by counsel or other qualified representative, to offer written and oral testimony, to call and cross-examine witnesses, and to have subpoenas and subpoenas duces tecum issued on their behalf. Pursuant to section 120.573, Florida Statutes, you are advised that mediation of this matter is not available. In accordance with the Americans with Disabilities Act, persons with disabilities needing a special accommodation to participate in this proceeding should contact the Agency Clerk no later than seven (7) days prior to the filing deadline or proceeding, at the Office of Financial Regulation, The Fletcher Building, 101 East Gaines Street, Tallahassee, Florida 32399-0379, Phone: (850) 410-9889, or by Email: agency.clerk@flofr.gov. WWW.FLOFR.GOV 200 East Gaines Street, Tallahassee, Florida 32399-0370 (850) 487-9687 • FAX (850) 410-9663

Mr. Steven V. Balian, Managing Partner Styskal, Wiese & Melchione, LLP Page 6 CERTIFICATE OF SERVICE I HEREBY CERTIFY that on this 12th day of June 2026, a true and correct copy of the foregoing Notice oflntent to Approve was sent by electronic mail, to Mr. Steven V. Balian at steve.balian@swmllp.com. Jason M. Guevara Financial Administrator WWW.FLOFR.GOV 200 East Gaines Street, Tallahassee, Florida 32399-0370 (850) 487-9687 • FAX (850) 410-9663