General Superintendent of Conduct Supervision Resolution No. 038-2026-SMV/11.1

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 1 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Superintendent of Conduct Supervision Resolution No. 038-2026-SMV/11.1 Lima, July 06, 2026 The General Superintendent of Conduct Supervision Seen: File No. 2026026304, as well as Internal Report No. 1025-2026-SMV/11.1, from the General Superintendent of Conduct Supervision of the Adjacent Superintendent of Conduct Supervision of Markets. Considering: That, by means of a written submission presented on June 04, 2026, Santander Consumer Bank S.A. (formerly, CrediScotia Financiera S.A.) requested the Securities Market Superintendence – SMV to exclude the issuance program named "Second CrediScotia Financial Corporate Bonds Program" from the Public Registry of the Securities Market; That, by means of General Superintendent of Conduct Supervision Resolution SMV No. 085-2013-SMV/11.1 of September 25, 2013, within the framework of an advance procedure, the issuance program named "Second CrediScotia Financial Corporate Bonds Program" was registered, up to a maximum amount in circulation of S/ 400,000,000.00 (Four Hundred Million and 00/100 Soles) or its equivalent in United States Dollars, and the corresponding Master Prospectus was registered in the Public Registry of the Securities Market; That, subsequently, by means of General Superintendent of Conduct Supervision Resolution SMV No. 123-2014-SMV/11.1 of December 30, 2014, the registration of the fundamental variation of the Master Prospectus corresponding to the "Second CrediScotia Financial Corporate Bonds Program" in the Public Registry of the Securities Market was ordered, having modified the validity period of the registration of said program, which would be six (06) years counted from its registration, with the expiration date being September 25, 2019; That, taking into account the information on file in the Public Registry of the Securities Market, it has been noted that within the framework of the "Second CrediScotia Financial Corporate Bonds Program" the securities "Second CrediScotia Financial Corporate Bonds Program – First Issuance" and "Second CrediScotia Financial Corporate Bonds Program – Second Issuance" were registered, which were excluded from the Public Registry of the Securities Market and from the Securities Registry of the Lima Stock Exchange, having expired the placement period without having been effectively placed; likewise, it has been verified

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 2 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml that the validity period of the "Second CrediScotia Financial Corporate Bonds Program" has expired, making its renewal impossible, nor the registration of new issuances of securities under the same, having occurred the cessation of public interest and corresponding the application of article 25, last paragraph, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its amendments, and of article 23, antepenultimate paragraph, of the Regulation of Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by SMV Resolution No. 031-2012-SMV/01 and its amending rules, which provide that the exclusion of an issuance program at the request of the issuer operates when the validity period of registration has expired and no value had been placed under the program or when, having been placed, the value or values are excluded from the Public Registry of the Securities Market; That, Santander Consumer Bank S.A. has presented the information and documentation required by the Single Consolidated Text of the Securities Market Law, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulation of Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; That, article 39, letters a) and d), of the Single Consolidated Text of the Securities Market Law; as well as articles 19, 20 and 23 of the Regulation of Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a value from the Public Registry of the Securities Market takes place by reasoned resolution of the SMV, at the request of the issuer, when the registration of the values has originated by their own will and when the cessation of public interest operates; That, taking into consideration that article 15, letter a), of the Single Consolidated Text of the Securities Market Law establishes that in the Public Registry of the Securities Market securities and issuance programs are registered, the aforementioned in the preceding consideration is also applicable to issuance programs, since these are subject to registration in said Registry; That, regarding the obligation to carry out a Public Buy Offer for Exclusion – OPC when a value is excluded from the Public Registry of the Securities Market, established in article 41 of the Single Consolidated Text of the Securities Market Law and in article 32 of the Regulation of Public Offer of Acquisition and Purchase of Securities by Exclusion, approved by CONASEV Resolution No. 009-2006-EF/94.10 and its amending rules, it must be noted that the exclusion of the "Second CrediScotia Financial Corporate Bonds Program" does not generate the obligation to carry out an OPC, as provided by article 23 of the Regulation of Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, as well as by article 37, letter a), of the Regulation of Public Offer of Acquisition and Purchase of Securities by Exclusion; That, article 7, numeral 6, of the Policy on Dissemination of Normative Projects, General Character Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-SMV/01 and its amending rules, establishes that the decisions contained in administrative resolutions that resolve the exclusion of securities from the Public Registry of the Securities Market must be subject to dissemination through the

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 3 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml SMV Institutional Page on the Peruvian State Digital Single Platform for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by article 39, letters a) and d), of the Single Consolidated Text of the Securities Market Law; article 25, last paragraph, of the Regulation of Primary Public Offer and Sale of Securities; articles 19, 20 and 23 of the Regulation of Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; as well as by article 46, numerals 4 and 6, of the Organization and Functions Regulation of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Superintendent of Conduct Supervision to resolve the requests made by the regulated entities related to primary public offers and to evaluate and/or resolve any procedure related to said offers, as well as to order the exclusion of values from the Public Registry of the Securities Market. Resolves: Article 1°.- Order the exclusion of the issuance program named "Second CrediScotia Financial Corporate Bonds Program", corresponding to Santander Consumer Bank S.A., from the Public Registry of the Securities Market. Article 2°.- Disseminate this resolution on the SMV Institutional Page on the Peruvian State Digital Single Platform for Citizen Orientation (www.gob.pe/smv). Article 3°.- Transcribe this resolution to Santander Consumer Bank S.A., in its capacity as issuer; to Banco de Crédito del Perú, in its capacity as Bondholders' Representative; to the Lima Stock Exchange S.A.; and, to CAVALI S.A. I.C.L.V. Register, communicate and disseminate. Alix Godos General Superintendent General Superintendent of Conduct Supervision