General Supervision of Conduct Superintendent Resolution No. 037-2026-SMV/11.1

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 1 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Supervision of Conduct Superintendent Resolution No. 037-2026-SMV/11.1 Lima, July 06, 2026 The General Superintendent of Conduct Supervision Seen: File No. 2026026301, as well as Internal Report No. 917-2026-SMV/11.1, from the General Supervision of Conduct of the Adjacent Superintendence of Market Conduct Supervision. Considering: That, by written submission presented on June 04, 2026, Santander Consumer Bank S.A. (formerly, CrediScotia Financiera S.A.) requested the Securities Market Superintendence – SMV to exclude the emission program named "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera" from the Public Registry of the Securities Market; That, from the evaluation carried out within the framework of the request referred to in the preceding consideration, it has been verified that on January 17, 2013, within the framework of an advance procedure and under an automatic approval procedure, the emission program named "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera" was inscribed, up to a maximum amount in circulation of S/ 500,000,000.00 (Five Hundred Million and 00/100 Soles) or its equivalent in United States Dollars, and the respective Master Prospectus was registered in the Public Registry of the Securities Market; That, subsequently, by General Supervision of Conduct Superintendent Resolution SMV No. 027-2015-SMV/11.1 of April 16, 2015, the registration of the fundamental variation of the Master Prospectus corresponding to the "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera" in the Public Registry of the Securities Market was ordered, having modified the validity period of the inscription of said program, which would be six (06) years counted from its inscription, with the expiration date being January 17, 2019; That, taking into account the information on file in the Public Registry of the Securities Market, it has been noted that within the framework of the "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera," "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera – First Issuance," "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera – Second Issuance" and "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera – Third Issuance" were inscribed, which

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 2 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml have been excluded from the Public Registry of the Securities Market and from the Securities Registry of the Lima Stock Exchange; likewise, it has been verified that the validity period of the "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera" has expired, making its renewal impossible, nor the inscription of new issuances of securities under the same; having occurred the cessation of public interest and corresponding the application of article 25, last paragraph, of the Regulation of Primary Public Offer and Sale of Securities, approved by CONASEV Resolution No. 141-1998-EF/94.10 and its amendments, and of article 23, third-to-last paragraph, of the Regulation of Inscription and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by SMV Resolution No. 031-2012-SMV/01 and its modifying norms, which provide that the exclusion of an emission program at the request of the issuer operates when the validity period of inscription has expired and no value has been placed under the program or when, having been placed, the value or values are excluded from the Public Registry of the Securities Market; That, Santander Consumer Bank S.A. has presented the information and documentation required by the Single Consolidated Text of the Securities Market Law, Legislative Decree No. 861, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulation of Inscription and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; That, article 39, letters a) and d), of the Single Consolidated Text of the Securities Market Law; as well as articles 19, 20 and 23 of the Regulation of Inscription and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a value from the Public Registry of the Securities Market takes place by reasoned resolution of the SMV, at the request of the issuer, when the inscription of the values has originated by their own will and when the cessation of public interest operates; That, taking into consideration that article 15, letter a), of the Single Consolidated Text of the Securities Market Law establishes that securities and emission programs are registered in the Public Registry of the Securities Market, the stated in the preceding consideration is also applicable to emission programs, since these are subject to inscription in said Registry; That, regarding the obligation to carry out a Public Offer for Exclusion – OPC when a value is excluded from the Public Registry of the Securities Market, established in article 41 of the Single Consolidated Text of the Securities Market Law and in article 32 of the Regulation of Public Offer of Acquisition and Purchase of Securities by Exclusion, approved by CONASEV Resolution No. 009-2006-EF/94.10 and its modifying norms, it must be noted that the exclusion of the "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera" does not generate the obligation to carry out an OPC, as provided by article 23 of the Regulation of Inscription and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, as well as by article 37, letter a), of the Regulation of Public Offer of Acquisition and Purchase of Securities by Exclusion; That, article 7, numeral 6, of the Policy on Dissemination of Normative Projects, General Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-

PERU Ministry of Economy and Finance

SMV Securities Market Superintendence "Decade of Equality of Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 3 Electronic document digitally signed under Law No. 27269, Law of Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml SMV/01 and its modifying norms, establishes that decisions contained in administrative resolutions that resolve the exclusion of securities from the Public Registry of the Securities Market must be subject to dissemination through the Institutional Page of the SMV on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by article 39, letters a) and d), of the Single Consolidated Text of the Securities Market Law; article 25, last paragraph, of the Regulation of Primary Public Offer and Sale of Securities; articles 19, 20 and 23 of the Regulation of Inscription and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; as well as by article 46, numerals 4 and 6, of the Regulation of Organization and Functions of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Supervision of Conduct to resolve requests submitted by regulated entities related to primary public offers and to evaluate and/or resolve any procedure linked to such offers, as well as to order the exclusion of values from the Public Registry of the Securities Market. Resolves: Article 1°.- Order the exclusion of the emission program named "Fourth Program of Negotiable Deposit Certificates CrediScotia Financiera," corresponding to Santander Consumer Bank S.A., from the Public Registry of the Securities Market. Article 2°.- Disseminate this resolution on the Institutional Page of the SMV on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv). Article 3°.- Transcribe this resolution to Santander Consumer Bank S.A., in its capacity as issuer; to the Lima Stock Exchange S.A.; and, to CAVALI S.A. I.C.L.V. Register, communicate and disseminate. Alix Godos General Superintendent General Supervision of Conduct