Instruction No. 15/2025 - Deposit Guarantee Fund Annual Contribution

Instruction No. 15/2025 BO No. 12/2025 • 2025/12/15 .................................................................................................................................................................................................. Topics Deposit Guarantee Fund :: Annual Contribution Mod. 99999940/T – 01/14 Index Text of the Instruction Text of the Instruction Subject: Deposit Guarantee Fund – Determination of the base contribution rate, the minimum contribution and the limit of irrevocable payment commitments to apply in the annual contributions relating to the year 2026 Considering that, in accordance with the provisions of Article 4(4) of Bank of Portugal Notice No. 11/94 of 21 December, the base contribution rate for the Deposit Guarantee Fund is fixed annually in a Bank of Portugal Instruction. Considering, furthermore, that Article 3-A(3) of the same Bank of Portugal Notice No. 11/94 of 21 December allows the Bank of Portugal to fix, through an Instruction, a minimum annual contribution to be made by the institutions participating in the Deposit Guarantee Fund. Considering, finally, that, in view of the provisions of Article 12(12) of the same Bank of Portugal Notice No. 11/94 of 21 December, the Bank of Portugal fixes the limit up to which participating credit institutions may substitute the payment of the annual contribution with an irrevocable commitment to make it at any time the Fund requests. The Bank of Portugal, in the exercise of the powers conferred by Articles 3-A(3), 4(4) and 12(12) of Bank of Portugal Notice No. 11/94 of 21 December, having heard the Directive Commission of the Deposit Guarantee Fund and the Portuguese Banks Association, as the association representing the vast majority of credit institutions participating in the Fund, determines the following:

Article 1. Base contribution rate For the purposes of determining the contribution rate of each participating institution, the base contribution rate to be in force in the year 2026 is 0.0009%.

Article 2. Minimum annual contribution The value of the minimum contribution to the Deposit Guarantee Fund, to be made by the institutions participating in the Fund, is 600 euros.

Instruction No. 15/2025 BO No. 12/2025 • 2025/12/15 Topics Deposit Guarantee Fund :: Annual Contribution .................................................................................................................................................................................................. Mod. 99999940/T – 01/14

Article 3. Limit of irrevocable payment commitments Participating credit institutions may not, in the year 2026, substitute their annual contribution to the Deposit Guarantee Fund with irrevocable payment commitments.

Article 4. Entry into force This Instruction enters into force on 1 January 2026.