2026-02-16

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Operating Hours for Payment Systems During the Month of Ramadan

The document establishes specific operating schedules for three payment systems during Ramadan: the RTGS/Buraq system, the EFT retail payment system, and the ECC electronic cheque clearing system. It defines precise start and end times for system openings, internal transfers, foreign remittance notifications, salary payment clearing sessions, and cheque processing deadlines. These adjusted hours apply to the specified systems for the duration of the month, with personal remittance sessions remaining unchanged.

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2026 Operating Hours for Payment Systems During the Month of Ramadan

First: RTGS / Buraq System for Immediate Settlement

EventTime (Hour)
System Opening09:00
Start of Internal Transfers and Settlement Operations09:05
Final Deadline for External Remittances and Notifications in All Currencies11:15
End of Internal Transfers and Settlement Operations13:45

Second: EFT Retail Payment System

EventTime (Hour)
End of Third Clearing Session for Remittances13:10
Final Settlement Deadline for Incoming Remittances and File Withdrawal for the Third Session13:15
End of Second Clearing Session for Salary Payments13:20
Final Settlement Deadline for Incoming Salary Payments and File Withdrawal for the Second Session13:25

The operating hours for personal remittance and salary payment sessions in the EFT system remain as indicated in the table without change.

Third: ECC Electronic Cheque Clearing System

EventTime (Hour)
System Opening with Date of Current Working Day (T)09:05
Final Deadline for Returning Incoming Cheques with Date of Previous Working Day (T-1)10:15
Cash Settlement for Accepted and Submitted Cheques with Date of Previous Working Day (T-1)10:30
End of Operations for Submitting Cheques for Clearing with Date of Current Working Day (T)13:30

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