RegAlertRule · PMA · 16 Feb 2026
Operating Hours for Payment Systems During the Month of Ramadan
The document establishes specific operating schedules for three payment systems during Ramadan: the RTGS/Buraq system, the EFT retail payment system, and the ECC electronic cheque clearing system. It defines precise start and end times for system openings, internal transfers, foreign remittance notifications, salary payment clearing sessions, and cheque processing deadlines. These adjusted hours apply to the specified systems for the duration of the month, with personal remittance sessions remaining unchanged.
2026 Operating Hours for Payment Systems During the Month of Ramadan
First: RTGS / Buraq System for Immediate Settlement
| Event | Time (Hour) |
|---|---|
| System Opening | 09:00 |
| Start of Internal Transfers and Settlement Operations | 09:05 |
| Final Deadline for External Remittances and Notifications in All Currencies | 11:15 |
| End of Internal Transfers and Settlement Operations | 13:45 |
Second: EFT Retail Payment System
| Event | Time (Hour) |
|---|---|
| End of Third Clearing Session for Remittances | 13:10 |
| Final Settlement Deadline for Incoming Remittances and File Withdrawal for the Third Session | 13:15 |
| End of Second Clearing Session for Salary Payments | 13:20 |
| Final Settlement Deadline for Incoming Salary Payments and File Withdrawal for the Second Session | 13:25 |
The operating hours for personal remittance and salary payment sessions in the EFT system remain as indicated in the table without change.
Third: ECC Electronic Cheque Clearing System
| Event | Time (Hour) |
|---|---|
| System Opening with Date of Current Working Day (T) | 09:05 |
| Final Deadline for Returning Incoming Cheques with Date of Previous Working Day (T-1) | 10:15 |
| Cash Settlement for Accepted and Submitted Cheques with Date of Previous Working Day (T-1) | 10:30 |
| End of Operations for Submitting Cheques for Clearing with Date of Current Working Day (T) | 13:30 |
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