Reciprocation of the Belgian systemic risk buffer

Supervision consultation

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Published: 30 August 2022

Supervision consultation closed

This Supervision consultation is closed. It is no longer possible to respond.

The ESRB has recommended the reciprocation of a macroprudential measure taken by the National Bank of Belgium. DNB intends to reciprocate this measure in order to prevent the materialization of negative cross-border effects in the form of leakages and regulatory arbitrage.

Details of the measure

The measure consists of a 9 % systemic risk buffer rate on all IRB retail exposures to natural persons secured by residential immovable property for which the collateral is located in Belgium (both non-defaulted and defaulted exposures).

Applicability of the measure

As a result of reciprocation, this measure would apply to the relevant exposures of branches of Dutch credit institutions in Belgium and to relevant cross-border exposures of Dutch credit institutions to Belgium. An institution-specific threshold of EUR 2 billion applies. The measure becomes binding when credit institutions’ relevant sectoral exposures through branches and direct cross-border exposures exceed this threshold. The Belgian measure is applied under Article 133 of Directive 2013/36/EU (CRD).

Responding to the consultation

Interested parties are invited to respond until 1 October 2022, and raise, for instance, possible issues with respect to the implementation and application of the measure. During the consultation period, responses can be sent to: consultatie-reciprociteit@dnb.nl . A reaction to the consultation will be made public, unless stated otherwise by the respondent.

Additional information

For more information about reciprocity and measures reciprocated by DNB, click here .

For more information on the measure and the ESRB recommendation to reciprocate it, click here .

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