Reciprocation of the Belgian systemic risk buffer

Supervision consultation

Read aloud

Published: 30 August 2022

Supervision consultation closed

This Supervision consultation is closed. It is no longer possible to respond.

The ESRB has recommended the reciprocation of a macroprudential measure taken by the National Bank of Belgium. DNB intends to reciprocate this measure in order to prevent the materialization of negative cross-border effects in the form of leakages and regulatory arbitrage.

Details of the measure

The measure consists of a 9 % systemic risk buffer rate on all IRB retail exposures to natural persons secured by residential immovable property for which the collateral is located in Belgium (both non-defaulted and defaulted exposures).

Applicability of the measure

As a result of reciprocation, this measure would apply to the relevant exposures of branches of Dutch credit institutions in Belgium and to relevant cross-border exposures of Dutch credit institutions to Belgium. An institution-specific threshold of EUR 2 billion applies. The measure becomes binding when credit institutions’ relevant sectoral exposures through branches and direct cross-border exposures exceed this threshold. The Belgian measure is applied under Article 133 of Directive 2013/36/EU (CRD).

Responding to the consultation

Interested parties are invited to respond until 1 October 2022, and raise, for instance, possible issues with respect to the implementation and application of the measure. During the consultation period, responses can be sent to:
consultatie-reciprociteit@dnb.nl
. A reaction to the consultation will be made public, unless stated otherwise by the respondent.

Additional information

For more information about reciprocity and measures reciprocated by DNB, click here .

For more information on the measure and the ESRB recommendation to reciprocate it, click here .

Discover related articles

Supervision consultation

Capital

Banks

Share:

Share on LinkedIn

Share on X

Share on Facebook

Share via Email

Interesting articles

Prudential rules do not hinder bank financing for EU priorities

17 July 2026

News item supervision

Europe faces historic investment challenges, in which banks will play an important financing role. Prudential requirements strengthen banks’ resilience, without posing a major obstacle to their financing. Unlocking more private finance requires better risk-sharing and deeper financial integration.

Read more
Prudential rules do not hinder bank financing for EU priorities

News item supervision

17 July 2026

DNB Inhouse Day for the Dutch banking sector: financial crime supervision

16 July 2026

News item supervision

Following last year’s successful event, De Nederlandsche Bank (DNB) will again host an Inhouse Day for AML/CFT professionals in the Dutch banking sector. The event is designed to encourage dialogue and provide further insight into DNB’s AML/CFT supervision.

Read more
DNB Inhouse Day for the Dutch banking sector: financial crime supervision

News item supervision

16 July 2026

Fine for ABN AMRO Bank N.V. for inadequate customer due diligence for high-risk customers

09 July 2026

Enforcement measures

De Nederlandsche Bank (DNB) imposed an administrative fine of €8.5 million on ABN AMRO Bank N.V. (ABN AMRO) on 6 July 2026 due to serious shortcomings in its anti-money laundering controls in the period from September 2023 through September 2024.

Read more
Fine for ABN AMRO Bank N.V. for inadequate customer due diligence for high-risk customers

Enforcement measures

09 July 2026

De Nederlandsche Bank publishes ‘Integrity Supervision in Focus 2026’

25 June 2026

News item supervision

In the third edition of ‘Integrity Supervision in Focus’ (ISF), we share the key insights from our integrity supervision.

Read more
De Nederlandsche Bank publishes ‘Integrity Supervision in Focus 2026’

News item supervision

25 June 2026

Necessary cookies

To ensure the proper operation of the website, De Nederlandsche Bank (DNB) uses functional cookies and analytics cookies, and has taken measures to ensure that these cookies have little or no impact on the privacy of website users.

Optional cookies

Some pages include embedded content from external websites. These websites may use proprietary (tracking) cookies. This allows third parties to track visitor statistics, show personalised content and display targeted ads, for example.

You can make your choice about allowing these optional cookies both when you first visit the website and when you navigate to a page with embedded content.