2022-05-06
Added · Updated
Banka Slovenije issued this decision to establish a systemic risk buffer requirement for banks and savings banks to mitigate excessive credit growth and limit concentration risks. The regulation mandates a 0.5% buffer rate for retail exposures to individuals secured by residential immovable property and for all other retail exposures to individuals. Banks are required to comply with this buffer requirement starting from January 1, 2023, with the reduced rate for secured retail exposures becoming applicable from January 1, 2025.