Regulatory Alerts2005-02-28
Added · Updated
Residential mortgage loans (RMLs)
The Hong Kong Monetary Authority issued this circular to establish regulatory requirements for residential mortgage loans. It mandates that authorized institutions adhere to the 70% loan-to-value guideline when granting property mortgage lending. The document serves as the primary guidance for credit risk management in this sector, referencing related guidelines on property lending and refinancing.
CIR
Current
Issue Date:
28 Feb 2005
20050228-1-EN.pdf (283.1 KB)
Topic:
Credit Risk Management - Property mortgage lending
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
CIR
Current
20 Dec 2002
The 70% guideline on residential mortgage lending
GLI
Current
28 Jul 1997
Property Lending
Directly related Document
CIR
Current
20 Dec 2002
The 70% guideline on residential mortgage lending
GLI
Current
28 Jul 1997
Property Lending
Version History
Superseded Document
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