Return of Renminbi (RMB) Business Activities

G ||||||| |||/||| Co. No. MM/YY (last day of the month) Name of Authorized Institution Date of Submission Note: This return is to be prepared in accordance with the completion instructions issued by the Monetary Authority. We certify that this return is, to the best of our knowledge and belief, correct. Chief Accountant Chief Executive Name and telephone number of responsible person who may be contacted by the Monetary Authority in case of any enquiry. Name Telephone Number MA(BS)16 (Rev. 12/2014) Information requested in this return is required under section 63(2) of the Banking Ordinance. The return should be submitted to the Monetary Authority not later than 21 days after the last day of each calendar month, unless otherwise advised by the Monetary Authority. The Banking Ordinance For Position of the Hong Kong Office(s) of an Authorized Institution For the month ended ______________________(dd/mm/yyyy) SECRET under the Banking Ordinance RETURN OF RENMINBI (RMB) BUSINESS ACTIVITIES

Standing Information

1. Yes / No
2. Yes / No If "Yes", state the name of the Mainland Correspondent Banks below:

Please state whether your institution has entered into correspondent banking agreement with any Mainland bank for effecting RMB business (including RMB trade settlement business) : Please state whether your institution has signed the Agreement for Clearing and Settlement of Renminbi Business with the RMB Clearing Bank

A. Balance Sheet as at the last day of the reporting month Liabilities Current Account Deposits Savings Deposits Time Deposits Current Account Deposits Savings Deposits Time Deposits Total

1. Deposits from individual customers 1.1 Hong Kong Residents 1.2 Non-Hong Kong Residents
2. Deposits from non-individual customers 2.1 Designated Merchants 2.2 Other non-individuals located in Hong Kong 2.3 Other non-individuals located in Mainland China 2.4 Other non-individuals located in other places
3. Amount payable under repos 3.1 Exchange Fund 3.2 AIs 3.3 Other counterparties
4. Due to banks 4.1 RMB Clearing Bank in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 4.2 Participating AIs in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 4.3 Other AIs in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 4.4 Banks in Mainland China a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months e Memorandum: Due to overseas offices 4.5 Other banks outside Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months e Memorandum: Due to overseas offices 4.6 Memorandum: Due to connected AIs 4.7 Memorandum: Due to connected banks outside Hong Kong
5. Due to Exchange Fund 5.1 Repayable or callable within 1 month 5.2 Between 1 and 3 months 5.3 Later than 3 months
6. RMB negotiable debt instruments (NDIs) issued and outstanding 6.1 RMB negotiable certificates of deposit 6.2 Acceptance and bills of exchange payable 6.3 Other RMB NDIs
7. Other liabilities 7.1 Miscellaneous 7.2 Balancing figure
8. Total liabilities
9. Off-balance sheet items 9.1 Derivatives positions a. Deliverable forwards b. Non-deliverable forwards c. RMB currency futures d. Others 9.2 Contingent liabilities related to RMB trade finance 9.3 Other commitments No. of Accounts RMB '000

A. Balance Sheet as at the last day of the reporting month No. of Accounts RMB '000 Assets 10. RMB cash 11. Amount receivable under reverse repos 11.1 Exchange Fund 11.2 AIs 11.3 Other counterparties 12. Due from banks 12.1 People's Bank of China (Fiduciary Account balances) 12.2 RMB Clearing Bank in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 12.3 Participating AIs in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 12.4 Other AIs in Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months 12.5 Banks in Mainland China a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months e Memorandum: Due from overseas offices 12.6 Other banks outside Hong Kong a. Payable on demand and money at call b. Repayable or callable within 1 month, other than (a) c. Between 1 and 3 months d. Later than 3 months e Memorandum: Due from overseas offices 12.7 Memorandum: Due from connected AIs 12.8 Memorandum: Due from connected banks outside Hong Kong 13. Due from Exchange Fund 13.1 Repayable or callable within 1 month 13.2 Between 1 and 3 months 13.3 Later than 3 months 14. Loans and advances to customers 14.1 Loans and advances to individuals a. for use in Hong Kong b. for use in Mainland China c. for use in other places d. where the place of use is not known 14.2 Loans and advances to non-individuals a. trade finance b. for use in Hong Kong c. for use in Mainland China d. for use in other places e. where the place of use is not known 15. RMB negotiable debt instruments (NDIs) held 15.1 RMB negotiable certificates of deposit 15.2 Acceptance and bills of exchange receivable 15.3 Commercial paper 15.4 Government bills, notes and bonds 15.5 Other RMB NDIs 15.6 Memorandum: Holding of RMB NDIs a. Held-to-maturity b. Available-for-sale c. Others 15.7 Memorandum: Holding of RMB NDIs issued in Mainland China 15.8 Memorandum: Holding of RMB NDIs issued in Hong Kong 16. Investments 16.1 Investments in shareholdings 16.2 Other investments 16.3 Memorandum: Investments in Mainland China 17. Other assets 17.1 Miscellaneous 17.2 Balancing figure 18. Total assets 19. Less: provisions 20. Total assets less provisions 21. Off-balance sheet items 21.1 Derivatives positions a. Deliverable forwards b. Non-deliverable forwards c. RMB currency futures d. Others 21.2 Contingent claims related to RMB trade finance 21.3 Other claims

B. Money Exchange Volume of transactions during the reporting month No. of counts RMB '000

1. From RMB into HK$ and other currencies by customers 1.1 with individuals conducted through RMB accounts a. with Hong Kong residents b. with non-Hong Kong residents 1.2 with individuals not through RMB accounts 1.3 with Designated Merchants 1.4 with other AIs a. with the RMB Clearing Bank in Hong Kong 1.5 with banks outside Hong Kong a. with Mainland Correspondent Banks for position squaring purpose 1.6 with other non-individuals for trade settlement purposes 1.7 with other non-individuals not included in the above items
2. From HK$ and other currencies into RMB by customers 2.1 with individuals conducted through RMB accounts a. with Hong Kong residents b. with non-Hong Kong residents 2.2 with individuals not through RMB accounts 2.3 with other AIs a. with the RMB Clearing Bank in Hong Kong 2.4 with banks outside Hong Kong a. with Mainland Correspondent Banks for position squaring purpose 2.5 with other non-individuals for trade settlement purposes 2.6 with other non-individuals not included in the above items C. RMB Remittances Volume of transactions during the reporting month No. of counts RMB '000
3. Outward remittances to the Mainland 1.1 by individuals a. Hong Kong residents b. non-Hong Kong residents 1.2 by RMB bond issuers or their payment agents 1.3 by non-individuals for trade settlement purposes 1.4 by other AIs 1.5 by banks outside Hong Kong 1.6 for the reporting AI's own account 1.7 by other non-individuals not included in the above items 1.8 Memorandum: all remittances reported above a. through RMB Clearing Bank in Hong Kong b. through Mainland Correspondent Banks 1.9 Memorandum: all remittances for trade settlement purposes reported above a. through RMB Clearing Bank in Hong Kong b. through Mainland Correspondent Banks
4. Inward remittances from the Mainland 2.1 to individuals a. Hong Kong residents b. non-Hong Kong residents 2.2 to RMB bond issuers or their payment agents 2.3 to other non-individuals for trade settlement purposes 2.4 to other AIs 2.5 to banks outside Hong Kong 2.6 for the reporting AI's own account 2.7 by non-individuals not included in the above items 2.8 Memorandum: all remittances reported above a. through RMB Clearing Bank in Hong Kong b. through Mainland Correspondent Banks 2.9 Memorandum: all remittances for trade settlement purposes reported above a. through RMB Clearing Bank in Hong Kong b. through Mainland Correspondent Banks
5. Outward remittances to places outside the Mainland
6. Inward remittances from places outside the Mainland
7. Remittances between places not reported in the above items

D. RMB Credit Cards No. of cards RMB '000

1. Total no. of credit cards and outstanding receivables at the end of the reporting month
2. Delinquent accounts 2.1 overdue for 1 - 30 days 2.2 overdue for 31 - 60 days 2.3 overdue for 61 - 90 days 2.4 overdue for over 90 days
3. Charge-off for the reporting month E. Quality of RMB Assets Loans and advances to non-individuals Loans and advances to individuals Other assets Individual impairment allowance RMB '000 RMB '000 RMB '000 RMB '000
4. Asset quality classification 1.1 Pass 1.2 Special Mention 1.3 Substandard 1.4 Doubtful 1.5 Loss 1.6 Total
5. Overdue assets 2.1 overdue for more than 1 month and up to 3 months 2.2 overdue for more than 3 months and up to 6 months 2.3 overdue for more than 6 months and up to 1 year 2.4 overdue for more than 1 year 2.5 Total overdue assets
6. Rescheduled assets F. RMB Current Accounts Number RMB '000

2.1 issued by individuals 2.2 issued by non-individuals 3. 3.1 The largest number of accounts involved in each of these days G. RMB Negotiable Debt Instruments NDIs issued in Hong Kong Total NDIs RMB '000 RMB '000

1. Total amount of RMB NDIs bought / sold during the reporting month 1.1 Bought for own account a. subscribed from RMB NDI Issuers b. bought from customers c. bought from other Participating AIs d. Others 1.2 Sold for own account a. sold to customers b. sold to other Participating AIs c. Others 1.3 Bought for customers 1.4 Sold for customers
2. Total amount of RMB NDI repos and reverse repos during the reporting month 2.1 Repos 2.2 Reverse Repos Outstanding balance at the end of the reporting month Aggregate number and value of RMB cheques received for clearing from Mainland China during the reporting month Aggregate number and value of RMB cheques received from Participating AIs in Hong Kong for clearing during the reporting month Number of days during the reporting month on which the aggregate amount of RMB cheques received for clearing from Mainland China in respect of any RMB current account of individuals exceeded CNY80,000

H. RMB Liquidity Position RMB currency mismatch RMB '000

1. Net RMB assets (+) or liabilities (-) Net forward position in notional amount arising from: RMB '000
2. Deliverable forwards 2.1 Residual maturity 1 month or below 2.2 Residual maturity more than 1 month
3. Non-deliverable forwards 3.1 Residual maturity 1 month or below 3.2 Residual maturity more than 1 month Liquefiable assets HK$ '000 4.1 HKD 4.2 USD 4.3 RMB 4.4 Other currencies Qualifying liabilities HK$ '000 5.1 HKD 5.2 USD 5.3 RMB 5.4 Other currencies Liquidity ratios % RMB 6.1 Month-end ratio 6.2 Average ratio for the month 6.3 Lowest ratio during the month Non-RMB 7.1 Month-end ratio 7.2 Average ratio for the month 7.3 Lowest ratio during the month All currencies 8.1 Month-end ratio 8.2 Average ratio for the month 8.3 Lowest ratio during the month