Regulatory Alerts2026-07-07
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Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of May 2026
The Financial Supervisory Commission, R.O.C. (Taiwan) released statistics on the business operations of credit card, cash card, and electronic payment institutions in Taiwan as of May 2026. As of May 2026, there were 32 credit card issuing institutions with 59.71 million effective cards and NT$115.4 billion in revolving credit balance, while 13 financial institutions engaged in cash card business with 0.27 million effective cards and NT$9.5 billion in loans. Ten specialized and nineteen concurrent electronic payment institutions reported 203.06 million effective stored value cards with NT$15.99 billion in stored value balance, and 40.77 million electronic payment account users with NT$31.87 billion in monthly funds collected or paid as an agent.
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Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of May 2026
2026-07-07
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Credit Card： As of May 2026, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 59.71 million (59.58 million at the end of April 2026) among which the total active cards numbered in 40.13 million (40.12 million at the end of April 2026). The balance of revolving credit was NT$115.4 billion (NT$116.5 billion at the end of April 2026). The amount of undue balance of installment was approximately NT$162 billion (NT$165.7 billion at the end of April 2026). The amount of monthly retail sales was approximately NT$420.2 billion (NT$415.9 billion for April 2026). The amount of monthly write-off was approximately NT$ 0.54 billion (NT$ 0.56 billion for April 2026). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.23% (equivalent to the ratio of April 2026) (Please see Attachment 1). 2. Cash Card： As of May 2026, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.27 million (equivalent to the number of April 2026). Total balance of cash card loans (including non-accrual amounts) was NT$9.5 billion (equivalent to the amount April 2026). The amount of monthly write-off was approximately NT$20 million (equivalent to the amount April 2026). The overall delinquency ratio was 0.895% (0.912% at the end of April 2026 ) (Please see Attachment 2).
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Electronic Payment Institutions Business： As of May 2026, there were ten specialized electronic payment institutions, and nineteen electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd). (1) Stored Value Card： The number of effective cards totaled 203.06 million (202.38 million at the end of April 2026). The number of cards in using was 13.79 million (13.64 million for April 2026). The amount of monthly retail sales was approximately NT$6.6 billion (NT$6.35 billion for April 2026). The balance of stored value was NT$ 15.99 billion (NT$15.95 billion at the end of April 2026) (Please see Attachment 3). (2) Electronic Payment Account： The number of users totaled 40.77 million (40.38 million at the end of April 2026). The monthly amount of funds collected or paid as an agent for actual transactions was NT$31.87 billion (NT$28.99 billion for April 2026). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$17.12 billion (NT$15.85 billion for April 2026). The monthly amount of stored value funds was NT$31.71 billion (NT$29.7 billion for April 2026). The balance of the e-payment accounts in the e-payment institutions totaled NT$21.1 billion (NT$19.04 billion at the end of April 2026) (Please see Attachment 4). 4. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of May 2026.
Related Files
Attachment 1-4
Attachment 5_Statistics of Credit card Business Operations of May 2026
Attachment 6_Statistics of Cash card Business Operations of May 2026
Attachment 7_Statistics of Stored Value Card Information as of May 2026
Attachment 8_Statistics of Electronic Payment Account Information as of May2026
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Update： 2026-07-07
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