Regulatory AlertsAruba: crypto & digital assets regulation
Partially regulatedAruba crypto regulation: AML/CFT compliance under 2024 State Ordinance; no specific VASP license
- Lead regulator:
- Centrale Bank van Aruba
- Key law:
- State Ordinance on the Prevention and Combating of Money Laundering and Terrorism Financing (2024)
- Last updated:
- 2026-07-12
Aruba does not currently have a dedicated licensing regime specifically for Virtual Asset Service Providers (VASPs). Instead, crypto-related entities are regulated primarily through anti-money laundering and counter-terrorist financing (AML/CFT) obligations.
The Centrale Bank van Aruba (CBA) oversees compliance with the 2024 State Ordinance, which mandates risk-based customer due diligence, identity verification, and ongoing monitoring for designated non-financial service providers.
Entities involved in digital assets must adhere to these AML/CFT standards to operate legally, but there is no explicit capital requirement or specific 'crypto license' category defined in the provided documentation.
Who regulates
Centrale Bank van Aruba
Primary supervisor for AML/CFT compliance of designated non-financial service providers
[1]
Core laws & rules
State Ordinance on the Prevention and Combating of Money Laundering and Terrorism Financing (2024)
Establishes comprehensive AML/CFT rules requiring risk-based customer due diligence, identity verification, and ongoing monitoring for financial and designated non-financial service providers.
[1]
Restrictions & warnings
No specific capital floor or dedicated VASP license category is established in the current documents; compliance is focused on AML/CFT procedures.
Low confidence — verify with the regulator before relying on this.
Direction of travel
Regulatory focus remains on integrating digital asset service providers into the existing AML/CFT framework rather than creating a separate licensing regime.
[1]
Sources
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