2025-11-20
Added · Updated
The National Bank of Belgium sets the countercyclical buffer rate for exposures in Belgium at 1.25%, effective 1 July 2026. This decision integrates the specific capital buffer for mortgage loans into the general countercyclical buffer, simplifying the macroprudential framework into a single general buffer. The rate increase, previously announced on 1 October 2025, applies to credit exposures to counterparties located on Belgian territory.