Resolution of the Board of the Central Bank of the Republic of Uzbekistan, registered on 07.03.2023, registration number 3423

Date of Entry into Force

09.03.2023

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24.11.2025

29.07.2025

09.03.2023

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[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.20.00.00 Establishment, Reorganization and Liquidation of Banks and Credit Organizations. Licensing of Banking and Credit Activities. Permitting Procedures;

2.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.02.00 Pawnshops]

[TSZ:

Finance / Banks and Other Credit Institutions. Credits]

Resolution of the Board of the Central Bank of the Republic of Uzbekistan

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402000) edition.

On Approval of the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

(edited by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[Registered by the Ministry of Justice of the Republic of Uzbekistan on March 7, 2023, registration number 3423]

In accordance with the Laws of the Republic of Uzbekistan "On the Central Bank of the Republic of Uzbekistan" and "On Non-Bank Credit Organizations and Microfinance Activities", the Board of the Central Bank of the Republic of Uzbekistan resolves:

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402004) edition.

Approve the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities in accordance with the Appendix.

This Resolution has been coordinated with the Chamber of Commerce and Industry of the Republic of Uzbekistan.
This Resolution enters into force from the date of its official publication.

Chairman of the Central Bank M. NURMURATOV

Tashkent city,

December 30, 2022,

No. 30/26

Agreed:

Chairman of the Chamber of Commerce and Industry of Uzbekistan D. VAKHABOV

December 29, 2022

APPENDIX

to the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022, No. 30/26 Resolution

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402027) edition.

REGULATION

on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402034) edition.

This Regulation establishes the procedure for passing permitting and notification procedures in the field of non-bank credit organizations' activities.

Chapter 1. General Provisions

The following main concepts are used in this Regulation:

beneficial owner — a natural person who directly or indirectly owns or controls a legal entity;

indirect ownership — ownership of a share in the charter fund (charter capital) of a legal entity through another person controlled by oneself;

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402044) edition.

(fourth bullet point of paragraph 1 issued based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402046) edition.

(fifth bullet point of paragraph 1 issued based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675105) edition.

non-bank credit organization — a microfinance organization, factoring organization, mortgage refinancing organization, guarantee organization, and pawnshop;

(fourth bullet point of paragraph 1 added based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402048) edition.

electronic platform — a special electronic system of the Central Bank of the Republic of Uzbekistan (hereinafter referred to as the Central Bank in the text) designed for receiving applications for the issuance of documents with a permitting nature in the field of non-bank credit organizations' activities, as well as notifications about the commencement and termination of activities (actions).

(fifth bullet point of paragraph 1 edited by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402050) edition.

Applications and notifications (hereinafter referred to as applications and notifications in the text) regarding the passing of permitting and notification procedures in the field of non-bank credit organizations' activities are confirmed by the electronic digital signature of the person submitting or notifying.

No fee is collected for the consideration of submitted applications and the sending of notifications.
The Central Bank independently obtains the following documents and information from responsible state bodies and organizations, including through the interdepartmental integration platform of the "Electronic Government" system:

information, photo, and address information of the document confirming the identity of a citizen of the Republic of Uzbekistan (passport or identification ID-card);

information on the certificate of state registration of a legal entity in the Republic of Uzbekistan;

copies of financial reports of a legal entity operating in the Republic of Uzbekistan;

information on the absence of a criminal record in the Republic of Uzbekistan;

information on the document confirming higher education issued in the Republic of Uzbekistan;

information on the document confirming work experience and salary in the territory of the Republic of Uzbekistan;

information confirming consent obtained from the anti-monopoly body, if such consent is required in accordance with legislation on competition.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402069) edition.

It is not permitted to require the submission of the information and documents specified in this paragraph when passing permitting and notification procedures in the field of non-bank credit organizations' activities.

(ninth bullet point of paragraph 4 edited by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675137) edition.

Chapter 2. Requirements and Conditions for the Activities of Non-Bank Credit Organizations

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402072) edition.

The activities of a microfinance organization, mortgage refinancing organization, guarantee organization, or factoring organization are carried out after registration in the respective registry of organizations carrying out microfinance organization activities, mortgage refinancing organizations registry, guarantee organizations registry, or factoring organizations registry. The activities of a pawnshop are carried out after the Central Bank confirms the receipt of the notification about the commencement of pawnshop activities.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675144) edition.

The firm name of a non-bank credit organization must indicate its organizational and legal form, as well as contain the word or combination of words "microfinance organization", "factoring organization", "mortgage refinancing", or "pawnshop", depending on the type of the organization. In the abbreviated name of a microfinance organization (if available), the abbreviation "MFO" must be present.

The use of firm names that are similar to the firm names of banks or non-bank credit organizations previously established or being established in the territory of the Republic of Uzbekistan to the degree of confusion is prohibited, except for the following cases:

the use by a non-bank credit organization of the firm name of the bank that established it;

the use by shareholders who established a bank of the bank's firm name in the firm name of a non-bank credit organization;

the use by a microfinance organization that has changed its activity to microfinance banking activities of the name of the microfinance organization.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675152) edition.

The minimum amount of the charter fund (charter capital):

for a guarantee organization — one hundred billion soums;

for a mortgage refinancing organization — twenty-five billion soums;

for a microfinance organization and factoring organization — two billion soums;

for a pawnshop — five hundred million soums.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402079) edition.

The minimum amount of the charter fund (charter capital) of a non-bank credit organization is formed from the funds of participants (shareholders) in the national currency of the Republic of Uzbekistan by the date of submission of the application for registration or the sending of the notification about the commencement of pawnshop activities. These funds must be kept in a bank account until the microfinance organization, mortgage refinancing organization, guarantee organization, or factoring organization is registered, or until the notification about the commencement of pawnshop activities is sent.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402081) edition.

It is prohibited to use credit funds, pledged funds, and other funds with liabilities, as well as funds obtained from criminal activities, to form the charter fund (charter capital) of non-bank credit organizations.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675165) edition.

The following persons cannot directly or indirectly own shares in the charter fund (charter capital) of a non-bank credit organization:

(edited by the first bullet point of paragraph 10 by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

states or territorial residents that provide a preferential tax regime and/or do not provide for the disclosure of the identity of the beneficial owner and information on financial operations, and/or natural persons residing in such states or territories;

legal entities registered in states or territories that provide a preferential tax regime and/or do not provide for the disclosure of the identity of the beneficial owner and information on financial operations, or legal entities that are residents of such states or territories, have a management body residing or registered there;

natural persons who do not meet the integrity requirements specified in paragraph 12 of this Regulation;

legal entities whose management body members do not meet the integrity requirements specified in paragraph 12 of this Regulation;

persons declared bankrupt;

political parties, trade unions, religious organizations;

state bodies, except for cases provided for by legislation;

other non-bank credit organizations operating in the territory of the Republic of Uzbekistan.

The states and territories specified in the second and third bullet points of this paragraph are determined based on the Regulation (registration number 2467, June 12, 2013) on the procedure for monitoring the justification of currency operations carried out by legal and natural persons.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675180) edition.

The following management personnel of a non-bank credit organization (hereinafter referred to as management personnel in the text) must comply with the integrity requirements specified in paragraph 12 of this Regulation:

(edited by the first bullet point of paragraph 11 by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

members of the supervisory board (if any);

members of the executive body or a person performing the functions of a sole executive body;

chief accountant or another official performing the functions of accounting and financial management;

head of a branch.

Integrity requirements include:

the absence of unexpunged or unrehabilitated convictions for crimes in the economic sphere, crimes against the order of management, and crimes related to the financing of terrorism and the legalization of proceeds from criminal activities;

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402117) edition.

the absence of evidence of the management personnel's involvement in actions or inactions that led to the deterioration of the financial condition of a financial (credit) organization, its bankruptcy, or the termination of its ongoing activities.

(third bullet point of paragraph 12 edited by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675193) edition.

The management personnel of a non-bank credit organization specified in the third and fourth bullet points of paragraph 11 of this Regulation must meet the following qualification requirements:

for a microfinance organization, factoring organization, or pawnshop:

the head of the executive body or a person performing the functions of a sole executive body — must have higher economic education or at least two years of work experience in the banking and financial sector;

the chief accountant or another official performing the functions of accounting and financial management — must have higher education or at least two years of work experience related to maintaining accounting records, preparing financial reports, or auditing activities;

for a mortgage refinancing organization or guarantee organization:

the head of the executive body or a person performing the functions of a sole executive body — must have higher economic education and at least five years of work experience in the banking and financial sector, including at least three years of work experience in managerial positions in these sectors;

the chief accountant or another official performing the functions of accounting and financial management — must have higher economic education or at least three years of work experience related to maintaining accounting records, preparing financial reports, or auditing activities.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402123) edition.

Before sending the notification about the commencement of activities, a pawnshop must have a separate cash room that ensures the preservation of pledged items, excludes harmful effects on them, and prevents access by third parties.

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675208) edition.

The cash room of a pawnshop must meet the following requirements:

it must have brick or reinforced concrete walls, sturdy doors, floors, and ceilings;

it must not have window openings;

it must be equipped with non-combustible safes, which must be fixed to the wall or floor;

it must be equipped with security alarm systems that are handed over to the security monitoring point via technical monitoring equipment during non-working hours, as well as automatic fire alarm devices (smoke, heat, etc.) and must be in constant working condition;

the cashier's workplace must be equipped with panic buttons connected to the technical monitoring point.

Instead of meeting these requirements, a pawnshop has the right to submit a comprehensive insurance policy for its activities.

(new paragraph 141 added based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

The requirements established for microfinance organizations in this chapter also apply to payment organizations carrying out microfinance organization activities, except for the following:

requirements regarding the firm name specified in the first bullet point of paragraph 6 of this Regulation;

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402131) edition.

qualification requirements for management personnel. In this case, one of the members of the executive body of a payment organization carrying out microfinance organization activities must comply with the requirement specified in the second bullet point of paragraph 13, sub-paragraph 1 of this Regulation.

(third bullet point of paragraph 15 edited by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675225) edition.

Chapter 3. Procedure for Registering Microfinance Organizations, Mortgage Refinancing Organizations, Guarantee Organizations, and Factoring Organizations

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675229) edition.

To register, a microfinance organization, mortgage refinancing organization, guarantee organization, or factoring organization (hereinafter referred to as the applicant in this chapter) must submit the following documents to the Central Bank via the electronic platform within three months from the date of state registration:

(edited by the first bullet point of paragraph 16 by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

an application in the form specified in Appendix 1 of this Regulation;

[See previous](/docs/6401250?ONDATE=09.03.2023 00#7675233) edition.

the following documents (as applicable) confirming that the participants (shareholders) of the applicant are not persons specified in paragraph 10 of this Regulation:

(edited by the first bullet point of sub-paragraph 2 of paragraph 16 by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

information on a natural person in the form specified in Appendix 2a of this Regulation;

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402148) edition.

a certificate of absence of a criminal record issued within the last 90 days by the responsible authorities of all states (excluding the Republic of Uzbekistan) where the natural person has a place of residence;

(edited by the third bullet point of sub-paragraph 2 of paragraph 16 by Resolution No. 27/10 of the Board of the Central Bank of the Republic of Uzbekistan dated November 14, 2025 (registration number 3709, dated 21.11.2025) — , 24.11.2025, No. 10/25/3709/1082)

[See previous](/docs/6401250?ONDATE=09.03.2023 00#6402150) edition.

information on a legal entity in the form specified in Appendix 2b of this Regulation;

(edited by the fourth bullet point of sub-paragraph 2 of paragraph 16 by Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registration number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

Information in the format specified in Appendix 3 of this Regulation regarding the members of the management body of the legal entity. For the purposes of this Regulation, the members of the management body of a legal entity are understood to be the members of its supervisory board and executive body, or the person performing the functions of a sole executive body;

(Paragraph 16, sub-paragraph 2, line 5 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654233)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A certificate of non-criminal record issued within the last 90 days by the competent authorities of all states (excluding the Republic of Uzbekistan) where the members of the management body of the legal entity have their place of residence;

(Paragraph 16, sub-paragraph 2, line 6 of the edition of Resolution No. 27/10 of the Board of the Central Bank of the Republic of Uzbekistan dated November 14, 2025 ([decision](/docs/-7852420?ONDATE=24.11.2025 00#-7861686)) (registry number 3709, dated 21.11.2025) — , 24.11.2025, No. 10/25/3709/1082)

See previous edition.

information in the format specified in Appendix 4 of this Regulation, confirmed by documents regarding the sources of funds contributed by the applicant to form the charter fund (charter capital);

(Paragraph 16, sub-paragraph 3 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654234)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

the following documents confirming the compliance of the applicant's managerial staff with the established integrity requirements and qualification requirements:

(Paragraph 16, sub-paragraph 4, line 1 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654234)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

information in the format specified in Appendix 3 of this Regulation;

the document specified in line 2, sub-paragraph 2 of this paragraph (third line);

documents confirming the possession of relevant higher education or sufficient work experience, excluding documents confirming higher education and work experience obtained in the territory of the Republic of Uzbekistan.

See previous edition.

When non-residents of the Republic of Uzbekistan (hereinafter referred to as non-residents in the text) organize a microfinance organization, a mortgage refinancing organization, a guarantee organization, or a factoring organization, or participate in its charter fund (charter capital), in addition to the documents specified in paragraph 16 of this Regulation, the following are submitted:

(Paragraph 17, line 1 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654236)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

declarations of income for the last two years by individuals;
by legal entities:

See previous edition.

written confirmation from the supervisory authority of the legal entity that permission has been granted to organize a microfinance organization, a mortgage refinancing organization, a guarantee organization, or a factoring organization, or to participate in its charter fund (charter capital), or a certificate that no such permission is required, or a certificate from the legal entity that there is no authority exercising supervision over its activities;

(Paragraph 17, sub-paragraph 2, line 2 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654240)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

financial reports for the last reporting year certified by an audit organization.

The Central Bank reviews the documents submitted for registration within fifteen working days from the date of receipt of the documents, if they were submitted in accordance with paragraphs 16 and 17 of this Regulation, and makes a decision on registration or justified refusal of registration.

See previous edition.

In cases where a microfinance organization, a mortgage refinancing organization, a guarantee organization, or a factoring organization is organized by non-residents, this period may be extended to ten working days.

(Paragraph 18, line 2 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654242)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

If the documents submitted for registration are not submitted in accordance with paragraphs 16 and 17 of this Regulation, the Central Bank sends a notification to the applicant (indicating the list of documents to be submitted) within five days from the date of receipt of these documents that the documents will not be reviewed.

(Paragraph 19 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654246)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

If the information indicated in the documents submitted for registration changes during the review period, the applicant must promptly notify the Central Bank and submit updated documents within three working days from the moment the changes occurred. In this case, the review period for documents submitted for registration is extended to ten working days.

(Paragraph 20 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654249)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A notification to the applicant about the completion of registration is sent via the electronic platform no later than one working day from the date the decision on registration is made.

(Paragraph 21 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654250)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

Refusal to register the applicant is carried out in the cases and in the manner provided for in part one of Article 22 of the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinance Activity".

(Paragraph 22 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654252)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

Registration of a payment organization carrying out microfinance organization activities is carried out in the manner established in this chapter. In this case, the deadline for submitting documents for registration established in paragraph 16 of this Regulation does not apply to payment organizations carrying out microfinance organization activities.

See previous edition.

(Paragraph 24 lost its force based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654254)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

(Paragraph 25 lost its force based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654254)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

Chapter 4. Procedure for Sending Notifications on Commencement and Termination of Pawnshop Activities

A notification on the commencement of pawnshop activities is sent to the Central Bank via the electronic platform in the format specified in Appendix 6 of this Regulation no later than three months after the pawnshop is registered in the state register. The following are attached to the notification:

documents specified in lines 2–6 of sub-paragraph 2 of paragraph 16 of this Regulation;
information in the format specified in Appendix 4 of this Regulation, confirmed by documents regarding the sources of funds contributed by its participants (shareholders) to form the charter fund (charter capital) of the pawnshop;
documents specified in lines 2–4 of sub-paragraph 4 of paragraph 16 of this Regulation, confirming the compliance of the pawnshop's managerial staff with the established integrity requirements and qualification requirements.

The notification on the commencement of pawnshop activities is approved by the Central Bank within ten working days from the date of its receipt, and the certificate of approval is sent to the pawnshop via the electronic platform.

If the notification on the commencement of pawnshop activities, the documents attached to it, and the information indicated therein do not comply with the requirements and conditions of the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinance Activity" (Law) and this Regulation, the notification on the commencement of pawnshop activities is not accepted. The Central Bank sends a notification to the pawnshop via the electronic platform within ten working days from the date of receipt of the notification on the commencement of pawnshop activities regarding this.

When non-residents organize a pawnshop or participate in its charter fund (charter capital), in addition to the documents specified in paragraph 26 of this Regulation, they submit the following:

written confirmation from the supervisory authority of the legal entity that permission has been granted to organize a pawnshop or to participate in its charter fund (charter capital), or a certificate that no such permission is required, or a certificate from the legal entity that there is no authority exercising supervision over its activities;

documents specified in sub-paragraphs 1 and 2 of paragraph 17 of this Regulation.

When a pawnshop sends a notification on the commencement of pawnshop activities to the Central Bank, it assumes the obligation to comply with the established requirements and conditions for carrying out its activities in accordance with legislative acts.
A pawnshop sends a notification on the termination of pawnshop activities in the format specified in Appendix 7 of this Regulation to the Central Bank via the electronic platform within five working days from the date the decision on the termination of pawnshop activities is made by its authorized management body.
The Central Bank makes a decision on removing the pawnshop from the pawnshop registry within fifteen working days from the date of receipt of the notification on removal from the pawnshop registry.

The Central Bank notifies the pawnshop via the electronic platform within one working day from the date the decision on removing the pawnshop from the pawnshop registry is made.

See previous edition.

Chapter 5. Changes in the Composition of Participants (Shareholders) of Non-Bank Credit Organizations

(The name of Chapter 5 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654256)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

Individuals and legal entities, including individuals and legal entities acting jointly with their respective close relatives and persons related to them, as well as non-residents, must notify the Central Bank before acquiring directly or indirectly a share constituting more than ten percent but no more than twenty percent of the charter fund (charter capital) of a non-bank credit organization as a result of one or several transactions;

must obtain prior permission (hereinafter referred to as prior permission in the text) from the Central Bank before acquiring directly or indirectly a share constituting twenty percent or more.

(Paragraph 31 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654257)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A person intending to acquire a share in the charter fund (charter capital) of a non-bank credit organization to obtain prior permission submits an application in the format specified in Appendix 8 of this Regulation to the Central Bank via the electronic platform, attaching the following:

(Paragraph 32, line 1 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654261)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

in the event of a new participant (shareholder) entering the composition of participants (shareholders) of a non-bank credit organization:

(Paragraph 32, sub-paragraph 1, line 1 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654272)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

information in the format specified in Appendix 4 of this Regulation, confirmed by documents regarding the sources of funds directed to acquire a share in the charter fund (charter capital);

documents specified in lines 2–6 of sub-paragraph 2 of paragraph 16 of this Regulation;

See previous edition.

documents specified in sub-paragraphs 1 and 2 of paragraph 17 of this Regulation, if the person intending to acquire a share in the charter fund (charter capital) of the non-bank credit organization is a non-resident;

(Paragraph 32, sub-paragraph 1, line 4 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654272)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

in the event of an increase in the amount of the share (number of shares) belonging to a participant (shareholder) — the document specified in line 1 of sub-paragraph 1 of this paragraph (first line).

See previous edition.

In notification in accordance with line 2 of paragraph 31 of this Regulation, a notification in the format specified in Appendix 81 of this Regulation is sent to the Central Bank. In this case, information in the format specified in Appendix 4 of this Regulation, confirmed by documents regarding the sources of funds directed to acquire a share in the charter fund (charter capital) of the non-bank credit organization, is attached to the notification.

(Paragraph 321 added based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654274)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

If a person acquires a share in the charter fund (charter capital) of a non-bank credit organization in the volume specified in paragraph 31 of this Regulation due to circumstances beyond their control (legal succession, inheritance, gift, or acquisition of property rights based on a court decision), obtaining subsequent permission (hereinafter referred to as subsequent permission in the text) from the Central Bank is required.

(Paragraph 33 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654278)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A person who acquired a share in the charter fund (charter capital) of a non-bank credit organization due to circumstances beyond their control to obtain subsequent permission submits an application in the format specified in Appendix 9 of this Regulation to the Central Bank via the electronic platform within sixty days from the date of acquisition. Documents specified in lines 2–6 of sub-paragraph 2 of paragraph 16 of this Regulation are attached to the application.

(Paragraph 34 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654278)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

The Central Bank makes a decision on granting prior or subsequent permission or justified refusal to grant prior or subsequent permission within fifteen working days from the date of receipt of the documents specified in paragraphs 32 and 34 of this Regulation.

See previous edition.

If prior consent of the anti-monopoly authority is required to obtain prior permission to acquire a share in the charter fund (charter capital) of a non-bank credit organization, the application for prior permission to acquire a share in the charter fund (charter capital) of a non-bank credit organization is reviewed by the Central Bank taking into account the decision of the anti-monopoly authority.

(Paragraph 35 supplemented with a line based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654281)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

Refusal to grant prior or subsequent permission is carried out in the cases and in the manner provided for in Article 15 of the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinance Activity".

See previous edition.

A non-bank credit organization must submit changes and (or) additions made to the charter to the Central Bank within five working days from the date they are registered in the state register in accordance with legislation, after the composition of participants of the non-bank credit organization has changed.

(Paragraph 37 supplemented with a line based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654283)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

Chapter 6. Opening, Closing, and Changing the Name and Location of Branches of Non-Bank Credit Organizations

(The name of Chapter 6 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654114)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A branch of a non-bank credit organization (hereinafter referred to as a branch in the text) is considered a separate subdivision that is not a legal entity and carries out its activities in the name of the non-bank credit organization based on a charter approved by its authorized management body.

(Paragraph 38 supplemented with a line based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654285)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

A non-bank credit organization sends a notification in the format specified in Appendix 10 of this Regulation to the Central Bank via the electronic platform within ten working days from the date the branch is opened, and attaches the following documents:

(Paragraph 39, line 1 of the edition of Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654283)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

the decision of the authorized management body on the establishment of the branch;

the charter of the branch;

information in the format specified in Appendix 3 of this Regulation regarding the head of the branch.

See previous edition.

If the name or location of the branch changes, the non-bank credit organization sends a notification in the format specified in Appendix 11 of this Regulation to the Central Bank via the electronic platform within three days from the date the relevant decision is made.

(Paragraph 40 supplemented with a line based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654287)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

If a decision is made to close the branch, the non-bank credit organization sends a notification in the format specified in Appendix 12 of this Regulation to the Central Bank via the electronic platform within five days from the date the relevant decision is made.

(Paragraph 41 supplemented with a line based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 ([decision](/docs/7652780?ONDATE=29.07.2025 00#7654287)) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

See previous edition.

Chapter 7. Removal of Information about Non-Bank Credit Organizations from the Registry

(Chapter 7 name in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654289) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#7675329) edition.

The Central Bank adopts a decision on removing information about a non-bank credit organization from the respective registry of organizations carrying out microfinance activities, the registry of mortgage refinancing organizations, the registry of guarantee organizations, the registry of factoring organizations, or the registry of pawnshops (hereinafter referred to as the respective registry) in the following cases:

when a non-bank credit organization carries out activities prohibited and (or) not provided for by the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinancing Activities" and this Regulation;
when a microfinance organization, mortgage refinancing organization, guarantee organization, or factoring organization applies for removal of information about itself from the respective registry, as well as when the Central Bank receives a notification about the termination of a pawnshop's activities;
when a record is entered into the Unified State Register of Entrepreneurship Subjects about the termination of the non-bank credit organization's activities;
when the activity of a microfinance organization is changed to the activity of a microfinance bank;
when a non-bank credit organization becomes insolvent (inability to satisfy creditors' claims within three months from the date their performance periods begin and (or) liabilities exceeding assets);
when obstruction is created in the performance of the Central Bank's supervisory tasks;
when a non-bank credit organization carries out operations for which restrictions on carrying out certain operations apply;
when a microfinance organization, mortgage refinancing organization, guarantee organization, or factoring organization uses forged documents in the application for registration or in the notification about the commencement of a pawnshop's activities — based on a court decision.

(P. 42 supplemented with a preamble based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654291) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#7675356) edition.

The Central Bank has the right to adopt a decision on removing information about a non-bank credit organization from the respective registry in the following cases:

when a non-bank credit organization fails to comply with the requirements of the legislation on non-bank credit organizations and microfinancing activities, as well as the legislation on combating the legalization of proceeds from criminal activity, financing of terrorism, and financing of the proliferation of weapons of mass destruction;
when the amount of the authorized fund (authorized capital) of a non-bank credit organization is less than the amount specified in Clause 7 of this Regulation;
when the management personnel of a non-bank credit organization do not meet the requirements regarding business reputation and qualification requirements;
when the activities provided for in Article 4 of the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinancing Activities" are not carried out for a period of more than six consecutive months;
when false or unreliable information is provided regarding the fulfillment of requirements and conditions for carrying out pawnshop activities.

(P. 43 supplemented with a preamble based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654291) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#7675376) edition.

A microfinance organization, factoring organization, mortgage refinancing organization, or guarantee organization submits an application to the Central Bank through the electronic platform in the form specified in Appendix No. 13 to this Regulation regarding the removal of information about itself from the respective registry within five working days from the date the authorized management body of the organization adopts a decision to terminate its activities.
The Central Bank adopts a decision on removing information about a microfinance organization, factoring organization, mortgage refinancing organization, or guarantee organization from the respective registry within fifteen working days from the date of receipt of the application provided for in Clause 431 of this Regulation.

The Central Bank notifies the organization through the electronic platform about this within one working day from the date of adopting the decision on removing information about the microfinance organization, factoring organization, mortgage refinancing organization, or guarantee organization from the respective registry.

(Cl. 431 and 432 introduced based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654319) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

The revocation of the license of a payment organization carrying out payment activities by a payment organization carrying out microfinance activities serves as a ground for removing it from the registry of organizations carrying out microfinance activities, except for cases of its re-registration as a microfinance organization.

In the event that the senior management body of a payment organization adopts a decision to carry out activities as a microfinance organization, the organization:

must notify the Central Bank about this within ten days from the date of license revocation;
must re-register as a microfinance organization and provide information to the Central Bank within forty-five days from the date of license revocation. Until such information is provided, the carrying out of activities provided for in Part One of Article 4 of the Law of the Republic of Uzbekistan "On Non-Bank Credit Organizations and Microfinancing Activities" is prohibited.

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6403404) edition.

A non-bank credit organization is not entitled to provide new services from the date of receipt of the Central Bank's notification regarding the removal of information about itself from the respective registry.

(P. 45 supplemented with a preamble based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654325) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6403407) edition.

A non-bank credit organization must, within thirty days after the Central Bank adopts a decision on removing information about itself from the respective registry, remove from its firm name the words or word combinations "microfinance organization", "factoring organization", "mortgage refinancing", "pawnshop", as well as the abbreviation "MFO" and the word combination "guarantee provision" (if present), or adopt a decision to terminate or liquidate as a result of reorganization.

(P. 46 supplemented with a preamble based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654325) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

Chapter 8. Final Provisions

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6403416) edition.

Disputes related to permitting and notification procedures in the field of non-bank credit organizations' activities are resolved in the manner established by legislation.

(In the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7653696) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

Persons guilty of violating the requirements of this Regulation are held liable in the manner established by legislative acts.

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6404821) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities regulation

APPENDIX No. 1


APPLICATION
On Registration in the Registry of a Non-Bank Credit Organization

Request to register the following _______________________________________________________ (type of non-bank credit organization) with the following details:
1. Full firm name: ________________________________________;
2. Taxpayer Identification Number: __________________________________;
3. Location (postal address): ________________________________________;
4. Bank account details: ________________________________________;
5. List of documents attached to the application ______ pages:
1) ______________________________;
2) ______________________________;
3) ______________________________;
...
Hereby consent is given for the Central Bank to obtain all additional information necessary for registration from the relevant organizations.
The founders are fully responsible for the accuracy of the submitted information.

"" ______________ 20 y.

Full Name of Authorized Person	_________________
	(signature)

(Appendix No. 1 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 [resolution](/docs/7652780?ONDATE=29.07.2025 00#7654329) (registry number 3423-1, dated 28.07.2025) — , 29.07.2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6404921) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities regulation

APPENDIX No. 2a

[View previous](/docs/6401250?ONDATE=29.07.2025 00#7675427) edition.


Information on Individuals
INFORMATION

Part 1. General Information

1.1. Full Name and Individual's Personal Identification Number (PIN) __________________________________________________________																																		Space for Photo
1.2. If you have changed your surname, first name, or patronymic,
indicate the time and reason for the change, as well as your previous surname
(surnames), first name (names), or patronymic (patronymics).
__________________________________________________________

Your Previous Surname, First Name, and Patronymic								Time of Change										Reason for Change




1.3. Date of Birth (day, month, year) __________________________________________ 1.4. Place of Birth (city/district, region, country)____________________________ 1.5. Citizenship (if multiple citizenships exist, indicate all of them) _____________ Indicate how this citizenship was obtained: by birth, after marriage, or for other reasons — provide an explanation _________________________ 1.6. Identity Document (passport, ID card): series ____ number ________ issued by ____________ date of issue ________ (if multiple citizenships exist, provide details of all passports and/or ID cards) 1.7. Place of Residence __________________ _____________________________________________________________________________ 1.8. Place of Stay ______________________________________ ______________________________________________________________________________ 1.9. Phone Numbers (mobile, home) ____________________________________________________ 1.10. Work Address, Phone Number, Email ________________________________ 1.11. Education _____________________________ (higher, incomplete higher, secondary special, secondary)

Name of Educational Institution							Location							Specialization								Year of Entry and Graduation								Specialty According to Diploma




1.12. Professional Activity (from the start of employment)

Date of Employment (month, year)						Date of Resignation (month, year)					Name of Institution								Location						Position Held / Currently Held						Reason for Resignation




1.13. Have charges ever been brought against any legal entity related to you, in your capacity as a participant (shareholder) holding a share of ten percent or more, or as an official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.) in any state: for administrative offenses (including cases where the case was terminated or charges were dropped) (yes/no) ___________________________ disciplinary sanctions applied (yes/no) ______________________________ criminal charges brought under criminal legislation for committing crimes, including cases where the criminal case was terminated, an acquittal was issued, or criminal liability was waived (yes/no) ______________________________ If the answer is "yes", provide detailed information about the charges of law enforcement agencies (indicating the name of the law enforcement agency), charges of any state body, or disciplinary sanctions applied, as well as the results and decisions of court proceedings (including cases where the case was terminated, charges were dropped, a court verdict was issued, or criminal liability was waived): _________________________ 1.14. Do you have any unexpunged or unrehabilitated criminal convictions? If so, provide an explanation: __________________________________________________________ Have you been subject to a court decision prohibiting you from engaging in certain professional activities? If "yes", provide an explanation: ______________________________________________ 1.15. Indicate each legal entity related to you that has been declared insolvent or is undergoing compulsory liquidation proceedings, in your capacity as a participant (shareholder) holding a share of ten percent or more, or as an official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.): __________________________________________ Provide detailed, substantiated information about your role and responsible areas in legal entities related to you that have been subject to insolvency or compulsory liquidation proceedings: ______________________________________________________________________ 1.16. Have investigative actions been conducted by state or supervisory authorities against any legal entity related to you, in your capacity as a participant (shareholder) holding a share of ten percent or more, or as an official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.)? If "yes", provide an explanation: _______________________ 1.17. Are inquiries, preliminary investigations, or court proceedings currently being conducted against you? If "yes", provide an explanation: ___________________________________________________________________ 1.18. Has an assessment been conducted by a competent authority of a foreign state regarding you as a participant (shareholder) of a non-bank credit organization? If "yes",
attach the relevant authority's decision (opinion). 1.19. Have restrictive sanctions regarding ownership of the authorized fund (authorized capital) ever been applied to you by competent authorities? If "yes", provide an explanation: __________________________ 1.20. Marital Status ______________________________________________________________

Part 2. Financial Status

2.1. If you have credit debt (other obligations) to any person, indicate the following information for each debt (obligation), attaching relevant supporting documents:

Name of Creditor (Lender)
Date Credit (Debt) Was Granted
Credit (Debt) Amount, in Credit (Debt) Currency
Interest Rate (Annual)
Purpose of Credit (Debt)
Collateral Amount and Description
Repayment (Payment) Deadlines
Outstanding Debt Balance on Credit (Debt), in Credit (Debt) Currency
Outstanding Balance on Interest
Overdue Debt (Principal, Interest)


2.2. Provide the following information, attaching relevant supporting documents:
Personal Statement of Assets and Liabilities as of _______ year "___" ____________
No.	Name																			Amount (for residents — in UZS, for non-residents — in relevant currency)
A	ASSETS
1	Cash
2	Deposit funds in credit-financial institutions (funds in savings accounts, deposits, demand accounts)
3	Investments in the authorized funds (authorized capital) of legal entities
4	Other securities
5	Real Estate
5.1	of which pledged or encumbered
6	Accounts Receivable (including funds lent)
7	Other Assets
	Total Assets
B	Liabilities
1	Debt on Credits (Loans)
2	Creditor Debt
3	Other Liabilities
	Total Liabilities
C	Net Assets
	Personal Guarantees (Sureties) Given

2.3. Indicate the source and amount of funds used to acquire a share in the authorized fund (authorized capital) of a non-bank credit organization __________________________________________ If liquid assets are insufficient to acquire a share in the authorized fund (authorized capital) of a non-bank credit organization and it is necessary to sell other assets for this purpose — provide detailed information about the planned sales _________________________________________________________________

Part 3. Related Persons

3.1. List your close relatives (persons related by kinship or affinity, i.e., parents, full and half siblings, spouses, children, including adopted children, grandparents, grandchildren, parents-in-law, full and half siblings-in-law):

Full Name				Relationship					Date of Birth				Place of Birth						Place of Work				Position				Home Address					Phone Number




3.2. Indicate all legal entities in which you held a share of ten percent or more of the authorized fund (authorized capital) during the last 10 years:

Name of Legal Entity							Main Activity Type					TIN					Location (Postal Address)						Share in Authorized Fund (Authorized Capital)									Date Share Transferred to Others
in UZS			in percent




3.3. Indicate information about legal entities in which you hold a share of ten percent or more or exercise control:

Name and Organizational-Legal Form of Legal Entity					Main Activity Type					TIN			Location (Postal Address)						Share in Authorized Fund (Authorized Capital)						Date Share Acquired / Control Obtained				Method of Control*				Nature of Control
in UZS		in percent




Indicate how control is being exercised (by virtue of participation in the authorized fund (authorized capital) of the legal entity, based on contracts concluded with it and/or its charter, etc.).* * Specific directions of control over the legal entity's activities are indicated. When filling out, describe which directions of the legal entity's activities are under your control.* 3.4. Indicate information about participants (shareholders) holding a share of ten percent or more in the legal entities specified in paragraph 3.3 of this information (separately for each legal entity):

Name / Full Name										Identification Number (TIN, PIN)										Address								Share in Authorized Fund (Authorized Capital)
in UZS			in percent




3.5. Indicate information about the personal composition of the management bodies of the legal entities specified in paragraph 3.3 of this information (separately for each legal entity):

Full Name										Position						Date of Appointment to Position								PIN						Phone Number




3.6. Indicate information about legal entities in which your close relatives hold controlling ownership or exercise control:

Name of Legal Entity							Main Activity Type				TIN				Location (Postal Address)						Share in Authorized Fund (Authorized Capital)					Method of Control*						Nature of Control
in UZS		in percent

Indicate the method by which control is being exercised (with respect to participation in the charter fund (charter capital) of a legal entity, based on the contract concluded with it and/or the rules established in its charter, etc.).* * Specific directions of control over the activities of a legal entity are indicated. When filling out, indicate which directions of the legal entity's activities are under the control of your close relatives.* 3.7. Indicate information on the existence or intention to conclude an agreement aimed at (aiming at) or resulting in (leading to) the joint exercise of voting rights at general meetings of participants (shareholders) with other persons, including the right to appoint the majority of members of the supervisory board (if any) and executive bodies of a non-bank credit organization, as well as the joint exercise of activities in managing a non-bank credit organization or persons controlling it, regardless of the form of conclusion of such agreement. ______________________________________________________________________________ If available, attach a copy of the contract (draft contract).

Part 4. Additional Information

4.1. Provide information about the shares (stocks) of the non-bank credit organization that you currently own directly and/or indirectly: Type of ownership (direct/indirect) ___________________________________________________ Total amount of share (shares): ___________________________________________________ Share in the charter fund (charter capital): _______________________________________________ 4.2. Provide information about the shares (stocks) of the non-bank credit organization that you will own directly and/or indirectly as a result of the intended acquisition: Type of ownership (direct/indirect) ___________________________________________________ Total amount of share (shares): ___________________________________________________ Share in the charter fund (charter capital): _______________________________________________ 4.3. For non-resident participants (shareholders) — if you have information on the existence of legal or administrative measures in your country of residence that hinder effective control over the non-bank credit organization in which you intend to own a share, clarify ___________________

Part 5. Final Provisions

5.1. Provide any other information that you consider important for review in assessing your compliance with the requirements of legislative acts on non-bank credit organizations and microfinance activities. ________________________________________________________ ______________________________________________________________________________________________ 5.2. I, ___________________________________________________ (Full Name), give my consent to the obtaining of all additional information necessary for the Central Bank to carry out the relevant assessment from the relevant organizations. 5.3. I, _____________________________________________________ (Full Name), confirm that the above information indicated in this information is reliable and complete, and that it is provided based on my knowledge and information regarding the questions in this information. I acknowledge that if the information is intentionally distorted and not fully indicated by me, this situation may serve as a ground for rejecting the application.

_______ year "____" _______________.

Full Name _______________________________________

(signature)

Comments: 1. A physical person signs every page of this information; 2. Corrections in this information are confirmed and signed by the physical person with the words "confirmed as corrected". 3. This information does not require the inclusion of information provided for in paragraph 4 of the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities.

(Annex 2a to the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 27/10-10 dated November 14, 2025 [decision](/docs/-7852420?ONDATE=24.11.2025 00#-761687) (registry number 3709, 21.11.2025) in the edition dated November 24, 2025, No. 10/25/3709/1082)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405412) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities
Annex 2b


About Legal Entities
INFORMATION

Part 1. General Information

1.1. Company name (hereinafter referred to as the "Company") ____________ _____________________________________________________________
1.2. Organizational-legal form _____________________________________________ _____________________________________________________________________________
1.3. Main type of activity _________________________________________________ _____________________________________________________________________________
1.4. Location (postal address) ________________________________________ _____________________________________________________________________________
1.5. Taxpayer Identification Number (TIN) _______________________
1.6. Phone number ______________________________________________________
1.7. Email address ______________________________________________
1.8. Date of registration (re-registration) in state institutions ____________________________________ Number of certificate of registration (re-registration) ____________________________________
1.9. Specify all banks where the Company has accounts, including foreign banks:

Bank Name					Location (Postal Address)						Bank Branch Code (MFO, BIC...)							Account Number




1.10. Specify the types of activities the Company is permitted to engage in based on license(-ies) or other permitting documents:

Type of Activity					License (Permitting Document) Number						Date License (Permitting Document) Issued							Name of Institution Issuing License (Permitting Document)




1.11. Specify other types of activities the Company engages in: _____________________________________________________________________________
1.12. Does the Company have a rating issued by a rating agency? If yes, specify the rating score and the name of the rating agency: ____________________ __________________________________________________________________
1.13. Has any state ever applied fine sanctions to the Company or to another legal entity related to the Company, acting as a participant (shareholder) holding 10 percent or more of the share: for regular or gross violations by the supervisory authority (yes/no) ______________________________________________ was an accusation of committing an administrative offense announced, including cases where the case was closed or the accusation was dropped (yes/no) _______________ was an accusation of committing a crime announced in accordance with criminal legislation, including cases where the criminal case was closed, an acquittal was issued, or criminal liability was waived (yes/no) ______________ If the answer is "yes", specify the name of the law enforcement agency and provide detailed information about the accusation, verdict, or any accusation by any state agency or disciplinary measures applied, as well as the results and decisions of court proceedings (including cases where the case was closed, the accusation was dropped, a court verdict was issued, or criminal liability was waived): ______________________________________________________________
1.14. Are there any unexpunged or unrehabilitated convictions in the Company? If so, provide an explanation: ______________________________ Has a decision been made to prohibit the Company from engaging in certain activities? If "yes", provide an explanation: _______________________
1.15. Specify each legal entity related to the Company, acting as a participant (shareholder) holding 10 percent or more of the share, that has been declared insolvent or is undergoing compulsory liquidation proceedings ______________________________________________________________ Provide detailed, substantiated information about the role and responsible areas of the legal entity related to the Company, acting as a participant (shareholder) holding 10 percent or more of the share, in cases of insolvency or compulsory liquidation: ______________________ _____________________________________________________________________________
1.16. Have investigative actions been conducted against the Company or any legal entity related to the Company, acting as a participant (shareholder) holding 10 percent or more of the share, by state or supervisory authorities? If "yes", provide an explanation: _____________________________________________ 1.17. Is the Company currently participating in any court proceedings? If so, provide detailed details of the court dispute (plaintiff, defendant, subject of dispute, which court instance is hearing the case, at what stage of consideration the case is): ______________________________________________________ Attach documents confirming the information specified in this clause to the information. 1.18. Are inquiry or preliminary investigative actions currently being conducted against the Company? If so, provide an explanation: ____________________________ Attach documents confirming the information specified in this clause to the information. 1.19. Have sanctions restricting ownership of the authorized capital (charter capital) of a non-bank credit organization by the Company been previously applied by competent authorities? If "yes", provide an explanation: _____________________ _____________________________________________________________________

Part 2. Related to Other Persons

2.1. Information about persons exercising control over the Company:

Name / Full Name	Main Type of Activity / Workplace		TIN / Unique Identifier (JSHSHIR)			Address		Share in Authorized Capital						Duration of Share Ownership			Method of Control*			Nature of Control		Notes*
in sum	in percent



Specify how control is being exercised (by virtue of participation in the Company's authorized capital (charter capital), based on contracts concluded with the Company and/or rules established in its charter, etc.).* * Specific directions of control over the Company's activities are indicated. When filling out, indicate which directions of the Company's activities are under the control of the specified persons.* If persons* are part of a group of persons acting in concert, all members of this group are indicated in the notes. For example, a participant (shareholder) — a physical person and their close relatives who have a share in the Company's authorized capital (charter capital) are considered a group of persons acting in concert, and the relevant information is indicated in the notes, etc.) 2.2. Information about members of the Company's Supervisory Board and Executive Body:

Full Name			Position					Date of Appointment (Election)						Unique Identifier (JSHSHIR)						Phone Number




2.3. Information about legal entities whose activities are controlled by the Company.

Name of Legal Entity		Main Type of Activity		TIN			Location (Postal Address)		Share in Authorized Capital (Charter Capital)							Duration of Share Ownership			Method of Control*		Nature of Control
in sum		in percent




Specify how control is being exercised (by virtue of participation in the legal entity's authorized capital (charter capital), based on contracts concluded with it and/or rules established in its charter, etc.).* * Specific directions of control over the legal entity's activities are indicated. When filling out, indicate which directions of the legal entity's activities are under the Company's control.* 2.4. Are members of the Company's Supervisory Board and/or Executive Body, its financial manager or chief accountant, or its director considered owners of shares (stocks) in the non-bank credit organization that the Company intends to acquire? If so, fill in the table below:

Full Name			Position					Share in Authorized Capital (Charter Capital) of Non-Bank Credit Organization										Additional Information or Notes
in sum			in percent




2.5. Does the Company have credit debt to banks? If so, fill in the table below:

Bank Providing Credit		Credit Amount		Date Credit Obtained			Credit Repayment Deadline			Interest Rate on Credit			Credit Collateral			Purpose of Credit			Outstanding Credit Debt			Notes




2.6. Specify information about the existence or intention to conclude an agreement, regardless of its form, aimed at jointly exercising voting rights at shareholders' general meetings, including the right to appoint the majority of members of the non-bank credit organization's supervisory board or executive body, and to carry out coordinated activities in managing the non-bank credit organization or persons controlling it. __________________________________ Attach a copy of the contract (draft contract) if available.

Part 3. Additional Information

3.1. Specify the source and amount of funds used to acquire a share (shares) in the authorized capital (charter capital) of a non-bank credit organization, attaching relevant supporting documents. If the Company does not have sufficient liquid assets to acquire a share (shares) in the authorized capital (charter capital) of a non-bank credit organization and it is necessary to sell other assets for this purpose — provide detailed information about the planned sales _____________________________________________________________________________ 3.2. If the Company is part of a group, specify the following: a) names of controlled persons and the relevant supervisory body in the group _______________________________________________________________________ b) the group's rating score and the name of the rating agency (if a rating score is available) _________________________________________________________________ c) confirmation in writing by the person controlling the majority of the group's members that the group has a structure allowing for effective control, effective exchange of information between competent authorities, and distribution of powers between these authorities ________________________________ 3.3. Specify all branches of the Company:

Branch (Branch, Representative Office)						Address						Manager						Additional Information or Notes




3.4. Provide information about the shares (stocks) in the non-bank credit organization that the Company currently owns directly and/or indirectly: Type of ownership (direct/indirect) ____________________________________ Total amount of share (stock): ___________________________________ Share in authorized capital (charter capital): ________________________________ 3.5. Provide information about the shares (stocks) in the non-bank credit organization that the Company will own directly and/or indirectly as a result of the intended acquisition: Type of ownership (direct/indirect) ____________________________________ Total amount of share (stock): ___________________________________ Share in authorized capital (charter capital): ________________________________ 3.6. If you have information about the existence of legal or administrative measures in the country of origin (location) of the Company that hinder effective control of the non-bank credit organization whose share in authorized capital (charter capital) is intended to be acquired — clarify for non-resident participants (shareholders) ____________________________________________________________ 3.7. Other information considered important in assessing the Company's compliance with the requirements of legislative acts on non-bank credit organizations and microfinance activities: ____________________________________________ Hereby, consent is given for the receipt of all additional information necessary for registration with the Central Bank from relevant organizations.

_______ year "____" __________________.

Full Name of Company Head __________________________															______________
															(signature)

Note: This information does not require the inclusion of information specified in clause 4 of the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities.

(Annex 2b to the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6404927) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities

ANNEX 3

[View previous](/docs/6401250?ONDATE=29.07.2025 00#7675495) edition.


Information on the Senior Officials of the Non-Bank Credit Organization / Legal Entity
INFORMATION
Part 1. General Information

															Place for photo
1.1. Full Name and Individual Identification Number (IIN) _______________________________________________
1.2. If you have changed your surname, first name, or patronymic,
indicate the time and reason for the change, as well as your previous surname
(surnames), first name (names), or patronymic
(patronymics).
__________________________________________________________

Your Previous Surname, First Name, and Patronymic					Time of Change						Reason for Change




1.3. Date of Birth (day, month, year) _____________________________________________________________
1.4. Place of Birth (city/district, region, country) _____________________________________________
1.5. Citizenship (indicate all if multiple citizenships exist) ______________________________
Indicate how this citizenship was obtained: by birth, after marriage, or other reasons — provide explanation ______________________________________________________
1.6. Identity Document (passport/ID card): series _____ number _________ issued by _____________ date of issue _________ (if multiple citizenships exist, provide details of all passports)
1.7. Place of Residence ___________________________________ ______________________________________________________________________________________________
1.8. Place of Stay ______________________________________________________ ______________________________________________________________________________________________
1.9. Phone Numbers (mobile, home) __________________________________________________________
1.10. Work Address, Phone Number, Fax, Email __________________________________ ______________________________________________________________________________________________
1.11. Education _______________________________________________________ (higher, incomplete higher, secondary special, secondary)

Name of Educational Institution		Location			Faculty or Department				Year of Enrollment and Graduation			Diploma Number and Date	Specialty According to Diploma




1.12. Professional Activity (from the start of employment)

Date of Employment (month, year)		Date of Resignation (month, year)		Name of Institution			Location			Position Held				Reason for Leaving




1.13. Have you ever been charged with an administrative offense in any country:
including cases where the case was closed or charges were dropped (yes/no) ______________________
have disciplinary sanctions been applied (yes/no) _______________________________
have you been charged with a crime in accordance with criminal legislation, including cases where the criminal case was closed, an acquittal was issued, or criminal liability was waived (yes/no) ____________________
If the answer is "yes", provide detailed information about the charge, judgment, or any state body's accusation or disciplinary sanctions applied, as well as the results and decisions of court proceedings (including cases where the case was closed, charges were dropped, a court judgment was issued, or criminal liability was waived), specifying the name of the law enforcement body: _______________________________________________________________________________
1.14. Do you have any unexpunged or unrehabilitated criminal convictions? If so, provide an explanation: _______________________________________________________________________
Has a decision been made by the court prohibiting you from engaging in certain professional activities? If "yes", provide an explanation: ______________________________________________
______________________________________________________________________________________________
1.15. Indicate each legal entity related to you that has been declared bankrupt or is undergoing compulsory liquidation proceedings, in which you hold, directly or indirectly, a share of ten percent or more, as a participant (shareholder) and/or official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.): _______________
Provide detailed, substantiated information about your role and responsible areas as a participant (shareholder) and/or official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.) holding a share of ten percent or more, directly or indirectly, in a legal entity related to you that has been declared insolvent or placed in compulsory liquidation: ________________________________________________________ ______________________________________________________________________________________________
1.16. Have state or supervisory authorities conducted investigative actions against any legal entity related to you, or against which you hold, directly or indirectly, a share of ten percent or more, as a participant (shareholder) and/or official (member of the supervisory board, member of the executive body, chief accountant or financial manager, director, etc.)? If "yes", provide an explanation: ___________________________________________________________________
1.17. Is an inquiry, preliminary investigation, or court proceeding currently being conducted against you? If "yes", provide an explanation: _________________________________________________
1.18. Marital Status __________________________________________________________________

Part 2. Related Persons

2.1. List your close relatives (persons related by kinship or affinity, i.e., parents, siblings, spouses, children, including adopted children, grandparents, grandchildren, parents-in-law, siblings-in-law):

Full Name	Nature of Kinship	Date of Birth	Place of Birth			Place of Work		Position		Home Address			Phone Number




Part 3. Final Provisions

3.1. Provide any other information you consider important for the assessment of your compliance with the requirements of legislation on non-bank credit organizations and microfinance activities: _________________________________________
3.2. I, ________________________________________________________________________________ (Full Name), hereby provide my consent for the Central Bank to obtain all additional information necessary for the relevant assessment from the relevant organizations.

_______ year "____" _______________.

Full Name _______________________________________															_______________
															(signature)

Notes:
1. The senior official must sign every page of the information sheet;
2. Corrections in the information sheet must be confirmed and signed by the senior official with the words "confirmed as correct".
3. This information sheet does not require the inclusion of information stipulated in paragraph 4 of the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities.

(Annex 3 in the edition of the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 27/10 dated November 14, 2025 (registration number 3709, 21.11.2025) — , 24.11.2025, 10/25/3709/1082-no)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6404933) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

ANNEX 4

(Annex 4 in the edition of the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 (registration number 3423-1, 28.07.2025) — , 29.07.2025, 10/25/3423-1/0660-no)


Information on the Sources of Funds Used for Forming the Charter Fund (Charter Capital) and Acquiring a Share in the Charter Fund (Charter Capital)
INFORMATION

Information on the sources of income origin (for residents — in UZS, for non-residents — in the relevant currency).
No.	Sources of Income	Current 20__ year	Previous 20__ year	... year	Expected Amount (over 12 months)
A	Income
1.	Monthly salary earned at the main place of work* (including bonuses, premiums, etc.)
2.	Monthly salary earned at a secondary place of work, including authorship fees, other payments
3.	Dividends
4.	Income from other securities (bonds, deposit certificates, etc.)
5.	Royalties
6.	Interest on deposits, loans granted
7.	Income from real estate
8.	Other income
	Total Income
B	Expenses
1.	Expenses (personal, consumption)
2.	Loan (debt) payments: principal, interest
3.	Tax payments
4.	Other expenses
	Total Expenses
C	Net Income (Expense)
Attach documents confirming the information indicated in this section.
* Documents confirming monthly salary earned in the Republic of Uzbekistan are not attached.
Hereby, consent is given for the Central Bank to obtain all additional information necessary for registration from the relevant organizations.

The founders are fully responsible for the truthfulness of the submitted information.

Attached: ____ pages.

"" ______________ 20 year

	Full Name _______________________________________			_______________
				(signature)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6404944) edition.

(Annex 5 has lost its force based on the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 (registration number 3423-1, 28.07.2025) — , 29.07.2025, 10/25/3423-1/0660-no)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405014) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

ANNEX 6

(Annex 6 in the edition of the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 (registration number 3423-1, 28.07.2025) — , 29.07.2025, 10/25/3423-1/0660-no)


NOTIFICATION OF COMMENCEMENT OF PAWNSHOP ACTIVITY
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
________________________________________________________________________
(full name of the pawnshop)
notifies that it has commenced pawnshop activity.
By submitting this notification, the pawnshop confirms compliance with the requirements and conditions for commencing pawnshop activity.
‎Information about the Pawnshop:‎ ‎Location (postal address) _______________________________________ ________________________________________________________________________ (region, city/district, MFY/SFY, street name, house and apartment number must be indicated)
‎Taxpayer Identification Number (TIN): ___________________________ ‎Phone Number ______________________ Electronic Address__________________

‎List of documents attached to the notification ______ pages:
1) ____________________________________________________________________; ‎2) ____________________________________________________________________; ‎3) ____________________________________________________________________; ‎ ….
The founders are fully responsible for the truthfulness of the submitted information.
"____" __________________ year
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
Head of Pawnshop Full Name ______________________________							‎	_____________
‎	‎	‎	‎	‎	‎	‎	‎	(signature)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405198) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

ANNEX 7

(Annex 7 in the edition of the Decision of the Board of the Central Bank of the Republic of Uzbekistan No. 12/15 dated June 13, 2025 (registration number 3423-1, 28.07.2025) — , 29.07.2025, 10/25/3423-1/0660-no)


NOTIFICATION OF TERMINATION OF PAWNSHOP ACTIVITY
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
________________________________________________________________________
(full name of the pawnshop)
notifies that it has terminated pawnshop activity.
‎Information about the Pawnshop:‎ ‎Registry number entered in the Pawnshops Registry _______ date "___" ________________ year. ‎Location (postal address) _______________________________________ ________________________________________________________________________ (region, city/district, MFY/SFY, street name, house and apartment number must be indicated)
‎Taxpayer Identification Number (TIN): ___________________________ ‎Phone Number ______________________ Electronic Address__________________

"____" __________________ year
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
Head of Pawnshop Full Name ______________________________							‎	_____________
‎	‎	‎	‎	‎	‎	‎	‎	(signature)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405223) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

ANNEX 8


APPLICATION FOR OBTAINING PRELIMINARY PERMISSION FROM THE CENTRAL BANK TO ACQUIRE A SHARE IN THE CHARTER FUND (CHARTER CAPITAL) OF A NON-BANK CREDIT ORGANIZATION
APPLICATION


Applicant __________________________________________________________________ ____________________________________________________________________________________, (Full Name of individual / Full Name of legal entity, TIN/IIN and email address must be indicated; in the case of joint action, Full Name of individual / Full Name of legal entity, TIN/IIN and email address must be indicated for each of them)
indirect owner(s) ___________________________________________________ ___________________________________________________________________________________, (if necessary, full name of the legal entity at the second level of acquisition, TIN and email address must be indicated; in the case of joint action, full name of the legal entity, TIN and email address must be indicated for each of them)
indirect owner(s) ___________________________________________________ ___________________________________________________________________________________, (if necessary, full name of the legal entity at the third level of acquisition, TIN and email address must be indicated; in the case of joint action, full name of the legal entity, TIN and email address must be indicated for each of them)
and beneficial owner(s) _____________________________________________________ ___________________________________________________________________________________, (Full Name of individual and email address must be indicated; in the case of joint action, Full Name of individual and email address must be indicated for each of them) ________________________________________________________________________________ of
	(full name of the non-bank credit organization)
_____________________________________________________________________________________ _______________________________________________________________ share (shares)
(indicated in percentage; in the case of joint action, their planned joint share and each person's planned share must be indicated separately) to acquire preliminary permission from you.
The share being acquired in the charter fund (charter capital) of this non-bank credit organization constitutes ______________________________________________________ (indicated in percentage; in the case of joint action, their jointly held shares and each person's share must be indicated separately).

List of documents attached to the application:
1. ________________________________________________________________ (___ pages); 2. ________________________________________________________________ (___ pages); 3. ________________________________________________________________ (___ pages); ….

Contact Persons: Full Name ________________________________________________________________________ Place of Work ______________________________ Position ______________________________ Address______________________________________________________________________ Phone Number ____________________ Email Address ______________________

Hereby, I/We provide our consent for the Central Bank to obtain all additional information necessary for the relevant assessment from the relevant organizations.

"____" _____________________ year

Full Name of Applicant		__________________________________
		(signature)
Full Name of Indirect Owner		_______________________________
(if necessary)		(signature)

Full Name of Indirect Owner		_______________________________
(if necessary)		(signature)

Full Name of Beneficial Owner		__________________________________
(if necessary)		(signature)

(Appendix 8, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

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Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 81-APPENDIX

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NOTIFICATION
On acquiring a share in the charter fund (charter capital) of a non-bank credit organization

---	---	---
Hereby _______________________________________________________________________ (Full Name of individual / Full firm name of legal entity)
notifies about acquiring a share in the charter fund (charter capital) of a non-bank credit organization.

Information of the notifier:
1. TIN/IRN: _______________________________________________;
2. Place of residence/registered address: ______________________;
3. Bank account details: ____________________________________;
4. Contact phone number: __________________________________.
Information on the transaction being carried out:
1. Full firm name of the non-bank credit organization: _______________________;
2. Nominal value of the share to be acquired (in sum and percentage): ________;
3. Type of ownership (direct/indirect): _______________________________;
4. Information on the legal entity through which the share is acquired indirectly (full firm name and TIN): ________________________________________;
5. Transaction amount: _________________________________________________.
List of documents attached to the notification ______ pages:

1) ______________________________;
2) ______________________________;
3) ______________________________;
…
Hereby, consent is given for the Central Bank to obtain all necessary additional information from the relevant organizations.

The notifier is fully responsible for the accuracy of the submitted information.

“” ______________ 20 y.

Full Name of the authorized person	_________________________
	(signature)

(Appendix 81, in the edition of Resolution No. 27/10 of the Board of the Central Bank of the Republic of Uzbekistan dated November 14, 2025 (registry number 3709, dated November 21, 2025) — , November 24, 2025, No. 10/25/3709/1082)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405229) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 9-APPENDIX


APPLICATION
For obtaining subsequent permission from the Central Bank to acquire a share in the charter fund (charter capital) of a non-bank credit organization

---	---
Applicant __________________________________________________________________ ____________________________________________________________________________________, (Full Name of individual / Full name of legal entity, TIN/IRN and email address are indicated; in the case of joint action, Full Name of individual / Full name of legal entity, TIN/IRN and email address are indicated for each of them)
indirectly owning(ing) ___________________________________________________ ___________________________________________________________________________________, (if necessary, full name, TIN and email address of the legal entity at the second stage of acquisition are indicated; in the case of joint action, full name, TIN and email address of the legal entity are indicated for each of them)
indirectly owning(ing) ___________________________________________________ ___________________________________________________________________________________, (if necessary, full name, TIN and email address of the legal entity at the third stage of acquisition are indicated; in the case of joint action, full name, TIN and email address of the legal entity are indicated for each of them)
and beneficial owner(s) ______________________________________________________ ____________________________________________________________________________________, (Full Name of individual and email address are indicated; in the case of joint action, Full Name of individual and email address are indicated for each of them)
________________________________________________________________________________ of
(Full name of the non-bank credit organization)
____________________________________________________________________________________ _____________________________________________________________ share (shares) (indicated in percentage; in the case of joint action, the planned joint share and each person's planned share are indicated separately) to acquire, I request (we request) your subsequent permission.

The share being acquired in the charter fund (charter capital) of this non-bank credit organization constitutes __________________________________________________ (indicated in percentage; in the case of joint action, their jointly acquired shares and each person's share are indicated separately).

List of documents attached to the application: 1. _________________________________________________________________ (___ pages); 2. _________________________________________________________________ (___ pages); 3. _________________________________________________________________ (___ pages); ….

Contact persons: Full Name ________________________________________________________________________ Place of work ______________________________ Position ______________________________ Address______________________________________________________________________ Phone number ____________________ Email address ______________________

Hereby, I (we) give my (our) consent for the Central Bank to obtain all additional information necessary for conducting the relevant assessment from the relevant organizations.

“____” _____________________ y.

Full Name of the Applicant	__________________________________
	(signature)
Full Name of the Indirect Owner	_________________________________
(if necessary)	(signature)

Full Name of the Indirect Owner	_________________________________
(if necessary)	(signature)

Full Name of the Beneficial Owner	_________________________________
(if necessary)	(signature)

(Appendix 9, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405251) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 10-APPENDIX


NOTIFICATION
On opening a branch of a non-bank credit organization
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
---	---	---	---	---	---	---	---	---	---
________________________________________________________________________
(Full name of the non-bank credit organization)
________________________________________________________________________
(Name of the branch)
‎notifies about opening a branch. ‎ ‎Information about the branch: ‎Branch location (postal address) _______________________________________ ________________________________________________________________________ (region, city/district, MFY/SHFY, street name, house and apartment number are indicated)
‎Branch operation start date “__” __________________ ___________________ y. ‎Phone number __________________________________________________________ ‎Electronic address_______________________________________________________

‎List of documents attached to the notification ______ pages:

1) ____________________________________________________________________; ‎2) ____________________________________________________________________; ‎3) ____________________________________________________________________; ‎ …. ‎
“____” __________________ y.

‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
Head of the non-bank credit organization				____________________________				____________
‎	‎	‎	‎	(Full Name)				(signature)

(Appendix 10, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405384) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 11-APPENDIX


NOTIFICATION
On changing the name and (or) location of a branch of a non-bank credit organization
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
---	---	---	---	---	---	---	---	---	---
________________________________________________________________________
(Full name of the non-bank credit organization)
________________________________________________________________________
(Name of the branch)
notifies about the change of the name and (or) location of the branch. Information about the branch: ‎Branch registry number __________________________________________________ Old name of the branch _________________________________________________ New name of the branch _________________________________________________ Old location of the branch (postal address) ___________________________ _______________________________________________________________________ New location of the branch (postal address)______________________________ _______________________________________________________________________ (region, city/district, MFY/SHFY, street name, house and apartment number are indicated)
‎Date of change of the branch name and (or) location “___” ___________ _______________ y. ‎ ‎Phone number ‎ Email address

‎List of documents attached to the notification ______ pages:

1) ____________________________________________________________________; ‎2) ____________________________________________________________________; ‎3) ____________________________________________________________________; ‎ …. ‎
“____” __________________ y.

‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
Head of the non-bank credit organization				____________________________				____________
‎	‎	‎	‎	(Full Name)				(signature)

(Appendix 11, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#6405389) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 12-APPENDIX


NOTIFICATION
On closing a branch of a non-bank credit organization
‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
---	---	---	---	---	---	---	---	---	---
________________________________________________________________________
(Full name of the non-bank credit organization)
________________________________________________________________________
(Name of the branch)
‎notifies about closing the branch. ‎ ‎Information about the branch: ‎Branch registry number _____________________________________________________ Branch location (postal address) _______________________________________ ________________________________________________________________________ (region, city/district, MFY/SHFY, street name, house and apartment number are indicated)
‎Branch closing date “__” __________________ ___________________ y. ‎ ‎Phone number __________________________________________________________ ‎Electronic address____________________________________________________

‎List of documents to be attached to the notification ______ pages:

1) ____________________________________________________________________; ‎2) ____________________________________________________________________; ‎3) ____________________________________________________________________; ‎ …. ‎
“____” __________________ y.

‎	‎	‎	‎	‎	‎	‎	‎	‎	‎
Head of the non-bank credit organization				____________________________				____________
‎	‎	‎	‎	(Full Name)				(signature)

(Appendix 12, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

[View previous](/docs/6401250?ONDATE=09.03.2023 00#7675632) edition.

Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations Activities 13-APPENDIX


APPLICATION
On removing a non-bank credit organization from the relevant registry

---	---	---
We request to remove __________________________________________________________________________ from (type of non-bank credit organization)

_______________________________________________________________________________ (name of the relevant registry)

removal:


1. Full firm name: ___________________________________________;
2. Location (postal address): ________________________________;
3. Bank account details: ________________________________;
4. Registry number and date: _______________________________________;
5. Taxpayer Identification Number (TIN): ________________;
6. Grounds for removing the non-bank credit organization from the registry: __________.

List of documents attached to the application (if any) _________ pages:

1) _______________________________;
2) _______________________________;
3) _______________________________;
…

“” ________________ 20 y.

Head of the non-bank credit organization Full Name	_________________________	_________________
		(signature)

(Appendix 13, introduced based on Resolution No. 12/15 of the Board of the Central Bank of the Republic of Uzbekistan dated June 13, 2025 (registry number 3423-1, dated July 28, 2025) — , July 29, 2025, No. 10/25/3423-1/0660)

(, March 09, 2023, No. 10/23/3423/0129; July 29, 2025, No. 10/25/3423-1/0660; November 24, 2025, No. 10/25/3709/1082)

Approval of the Regulation on the Procedure for Passing Permitting and Notification Procedures in the Field of Non-Bank Credit Organizations' Activities

Resolution of the Board of the Central Bank of the Republic of Uzbekistan, registered on 07.03.2023, registration number 3423

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Lineage: In force