Regulatory Alerts2025-12-11
Added · Updated
Asset Manager Rating Life Insurance Companies
VIS Credit Rating Company Ltd. has introduced a specialized management quality rating methodology for life insurance companies, applying a “p” suffix to ratings and differentiating them from asset managers based on long-duration liabilities, underwriting risks, and complex asset-liability structures. The framework mandates comprehensive evaluations of ownership stability, corporate governance, capital adequacy, market position, investment committee effectiveness, and long-term portfolio performance against life insurance-specific benchmarks. By integrating actuarial oversight, reserving discipline, and policyholder-centric service quality into its assessment criteria, the methodology ensures insurers are rated on their capacity to sustain growth while meeting contractual obligations across varying market cycles.