Authorization and Registration of Corporate Bond Public Offering for Motor Crédito, S.A., Banco de Ahorro y Crédito

SC-07-15-06 Edition 1 Page 1 of 8 FIRST RESOLUTION OF THE SUPERINTENDENCE OF THE SECURITIES MARKET DATED EIGHT (8) JULY TWO THOUSAND TWENTY-SIX (2026) R-SIMV-2026-27-EV Subject: Authorization and registration in the Securities Market Registry of a public offering of securities named "Corporate Bonds" in favor of Motor Crédito, S.A., Banco de Ahorro y Crédito.

Viewed: The Constitution of the Dominican Republic, proclaimed on twenty-seven (27) October two thousand twenty-four (2024).

Viewed: Law No. 183-02, dated twenty-one (21) November two thousand two (2002), which approves the Monetary and Financial Code of the Dominican Republic.

Viewed: Law No. 107-13, dated six (6) August two thousand thirteen (2013), regarding the Rights of Persons in their Relations with the Administration and Administrative Procedure.

Viewed: Law No. 249-17, dated nineteen (19) December two thousand seventeen (2017), on the Securities Market of the Dominican Republic, which repeals and replaces Law No. 19-00 of eight (8) May two thousand (2000) (the "Law No. 249-17").

Viewed: The Third Resolution of the Monetary Board dated thirty (30) March two thousand four (2004), which approves the Regulation of Prudential Norms for Capital Adequacy, and its modifications.

Viewed: The Sole Resolution of the National Securities Market Council, dated fifteen (15) October two thousand nineteen (2019), R-CNMV-2019-24-MV, which approves the Public Offering Regulation, modified by the Fourth Resolution of the National Securities Market Council, dated thirteen (13) September two thousand twenty-two (2022), R-CNMV-2022-16-MV (the "Public Offering Regulation").

Viewed: Circular C-SIMV-2020-11-MV, dated six (6) May two thousand twenty (2020), which approves the Instruction Manual for the Public Offering Regulation,

SC-07-15-06 Edition 1 Page 2 of 8 Public Offering, modified by Circular No. 01/23, dated twelve (12) January two thousand twenty-three (2023).

Viewed: Circular ADM: CADM-R&A-2026030023, issued by the Superintendence of Banks, through which it authorizes Motor Crédito, S.A., Banco de Ahorro y Crédito, to proceed with the issuance of Corporate Bonds for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00).

Seen: The report OP-470-26, dated six (6) July two thousand twenty-six (2026), issued by the Issuers, Assets and Rating Agencies Department of the Superintendence of the Securities Market (the "Issuers Department Report"), regarding the request for approval and registration in the Securities Market Registry (the "Registry") of a public offering of Corporate Bond securities by Motor Crédito, S.A., Banco de Ahorro y Crédito, in which it recommends approval and registration, having met the requirements established for such purposes in current regulations, following verification and technical analysis of the request by said area.

Considering: That in accordance with letter d) of article 42, of Law No. 183-02, dated twenty-one (21) November two thousand two (2002), which approves the Monetary and Financial Code of the Dominican Republic, Savings and Credit Banks may carry out operations to issue securities.

Considering: That the capital part of article 17 of Law No. 249-17 provides that "the Superintendent is the highest executive authority of the Superintendence, having in charge its direction, control and representation (...)" and that he is invested with the attribute of "4) authorize and register in the Registry public offerings of securities".

Considering: That article 48 of Law No. 249-17 establishes that "the Superintendence shall be the only body authorized to authorize the public offering of securities throughout the territory of the Dominican Republic, prior to presentation of the requirements established in this law and its regulations".

SC-07-15-06 Edition 1 Page 3 of 8 Considering: That in accordance with what is provided by paragraph II, article 50, of Law No. 249-17 and complementary provisions, the authorization of the public offering of securities by the Superintendence of the Securities Market (the "Superintendence") will be limited to verifying that the request complies with the information requirements established in the law, its regulations and other applicable norms, without prejudice to the faculty and duty of the Superintendence to dismiss any request that, based on determined elements, is considered harmful to the financial system and the securities market, nor falls within the circumstances established in paragraph V of article 11 of the Public Offering Regulation to deny an authorization request.

Considering: That pursuant to article 53 of Law No. 249-17, "the authorization of the Superintendence and the registration in the Registry do not imply certification, nor any responsibility on the part of the Superintendence, regarding the solvency of the natural or legal persons registered in the Registry, nor of the price, negotiability or profitability of the public offering securities, nor guarantee on the merits of said securities. The information presented will be the exclusive responsibility of the presenter".

Considering: That by the Minutes of the Ordinary General Meeting of Shareholders held in extraordinary session of Motor Crédito, S.A., Banco de Ahorro y Crédito, dated eight (8) May two thousand twenty-four (2024), the issuance of a public offering of "corporate bonds" and their future placement in the securities market for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00) was approved.

Considering: That the company Motor Crédito, S.A., Banco de Ahorro y Crédito, contracted BHD Puesto de Bolsa, S.A., to act as the structuring agent of the Corporate Bond issuance program subject of this resolution. In this sense, BHD Puesto de Bolsa, S.A., will be responsible for preparing and designing the scheme to be used for the structuring of the public offering referred to in this resolution.

SC-07-15-06 Edition 1 Page 4 of 8 Considering: That BHD Puesto de Bolsa, S.A., is duly authorized by the Superintendence of the Securities Market to operate as a stock exchange, and therefore is registered in the Registry under code No. SVPB-006, in accordance with the provisions of the securities market regulations.

Considering: That by the Request Form for Registration of a Public Offering of Fixed Income Securities, received by the Superintendence attached to communication No. 02-2026-000172, received on date six (6) March two thousand twenty-six (2026), Motor Crédito, S.A., Banco de Ahorro y Crédito, duly represented by Mrs. Benahuare Pichardo, in her capacity as Executive President and Member of the Board of Directors, requested this regulatory body the authorization and registration in the Registry of an issuance program of fixed income securities named "Corporate Bonds", for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00).

Considering: That by the Circular issued by the Superintendence of Banks, CADM-R&A-2026030023, Motor Crédito, S.A., Banco de Ahorro y Crédito, is authorized to proceed with the issuance of Corporates for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00).

Considering: That according to the Report of the Issuers, Assets and Rating Agencies Department of this Superintendence, said area has analyzed and evaluated the request and consequently recommends the approval of the request for authorization and registration in the Registry of an issuance program of fixed income securities named "Corporate Bonds" for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00), made by Motor Crédito, S.A., Banco de Ahorro y Crédito, for complying with the requirements established in current regulations.

Considering: That this Superintendence of the Securities Market verified that the request for authorization of the public offering of the issuance and placement program of fixed income securities, named "Corporate Bonds" for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00) made

SC-07-15-06 Edition 1 Page 5 of 8 by Motor Crédito, S.A., Banco de Ahorro y Crédito, complies with the information requirements established in Law No. 249-17, the Public Offering Regulation, and other applicable norms.

Considering: The current legal framework and cited above, as well as the recommendations of the technical areas of the institution, and by virtue of the legal attributes, the Superintendent of the Superintendence of the Securities Market as the highest authority, with the faculty to know and decide on the request for authorization and registration in the Registry of the public offering of fixed income securities, named "Corporate Bonds" for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00) made by Motor Crédito, S.A., Banco de Ahorro y Crédito, decides to pronounce itself regarding this matter, through this administrative act.

Therefore, the Superintendent of the Superintendence of the Securities Market, in the use of the faculties granted by numeral 4, of article 17, of Law No. 249-17, as well as by reason of the considerations and technical opinions that support the file, resolves:

First: Authorize the public offering of fixed income securities named "Corporate Bonds" for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00), requested by Motor Crédito, S.A., Banco de Ahorro y Crédito, a commercial entity with the National Tax Registry (RNC) No. 1-01-02828-9.

Second: Instruct the Registry Department of the Superintendence of the Securities Market that once Motor Crédito, S.A., Banco de Ahorro y Crédito, materializes the payment for registration fees corresponding within the established deadline, proceed with the registration in the corresponding section of the Securities Market Registry of securities issuers for Motor Crédito, S.A., Banco de Ahorro y Crédito, and in the corresponding section of said Registry of the public offering of fixed income securities named "Corporate Bonds" for an amount up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00), whose issuance program has the characteristics indicated below:

a) Type of Securities: Fixed income securities named "Corporate Bonds". b) Currency: Dominican pesos. c) Total amount of the issuance program: Up to one billion Dominican pesos with zero cents (DOP 1,000,000,000.00).

SC-07-15-06 Edition 1 Page 6 of 8 d) Nominal value: One hundred Dominican pesos with zero cents (DOP 100.00). e) Maturity of the securities: Up to seven (7) years, counted from the issuance date of each issuance generated from the issuance program, as notified to the market through the corresponding primary placement notices for each securities issuance. f) Use of funds: According to what is established in the minutes that authorize the issuance program, the captured funds may be destined for debt substitution and working capital. In this sense, the Issuer may amortize totally or partially any financing in effect on the date of publication of the corresponding primary placement notice; additionally, the working capital items to be affected will be determined in the corresponding primary placement notice.

By virtue of the above, the funds from the issuance program will not be destined for the acquisition of fixed assets nor to finance acquisitions of commercial establishments or companies. The obtained funds will not be used to cover commissions nor expenses of the issuance program. g) Market to which the offering is directed: The issuance program is directed to the general public, national or foreign investors, including small investors. h) Custody, payment and administration agent of the issuance program: CEVALDOM, S.A. i) Guarantee: The Corporate Bond Issuance Program does not have specific guarantee, but rather an unsecured claim.

Third: Instruct Motor Crédito, S.A., Banco de Ahorro y Crédito, to reveal in the issuance prospectus of the public offering of Corporate Bonds, as well as in the other documents and in all advertising that is carried out for the subscription and negotiation of the securities, the risks and conditions of the securities offered, including the warnings required by the Superintendence of the Securities Market for the security of investors and transparency in the securities market.

SC-07-15-06 Edition 1 Page 7 of 8 Fourth: Inform Motor Crédito, S.A., Banco de Ahorro y Crédito, that it must provide the Superintendence of the Securities Market with the information that it requests regarding the public offering and the issuer, in compliance with what is established in article 238 of Law No. 249-17.

Fifth: Inform Motor Crédito, S.A., Banco de Ahorro y Crédito, that by the authorization granted it must faithfully comply with the provisions contained in the Public Offering Regulation, especially those contained in Chapter II of Title II (Obligations of the Issuer and Requirements of the Securities Subject to the Public Offering and Financial Information), without prejudice to other legal and regulatory provisions applicable to it as a participant in the securities market.

Sixth: Inform Motor Crédito, S.A., Banco de Ahorro y Crédito, that the placement of the securities will be subject to compliance with the conditions required by the Superintendence of the Securities Market.

Seventh: Warn Motor Crédito, S.A., Banco de Ahorro y Crédito, that the registration of the issuance program in the Securities Market Registry must take place within a period of ten (10) business days counted from the date of formal notification by the Superintendence of the Securities Market to the issuer, of the approval of the public offering of Corporate Bonds through written communication.

Eighth: Warn Motor Crédito, S.A., Banco de Ahorro y Crédito, that in the case that it does not make the payment for registration in the Securities Market Registry within the deadline established in the previous paragraph, the authorization of the Corporate Bond issuance program will become void and the issuer must present and initiate again the request for authorization and registration on the occasion of continuing with the interest to manage the process.

Ninth: Authorize the Securities Market Registry Department to make available to the public the documentation that supports the approval and registration before the Registry of the offering to which this resolution refers, in the offices of the Superintendence of the Securities Market and through the means available by this entity, once the issuance program is registered in the Registry.

Tenth: Instruct Motor Crédito, S.A., Banco de Ahorro y Crédito, and the centralized negotiation mechanism where the securities are registered, to place all the documentation that supports the approval and registration in the Securities Market Registry of the Corporate Bond issuance program subject of this resolution, available to the public through the corresponding means, once registered before the Securities Market Registry.

SC-07-15-06 Edition 1 Page 8 of 8 Eleventh: Instruct the Securities Market Registry Department to issue a certified copy of this resolution and notify it to Motor Crédito, S.A., Banco de Ahorro y Crédito, as well as to communicate the corresponding payment instructions.

Twelfth: Instruct the Securities Market Registry Department to notify a certified copy of this resolution to the Central Bank of the Dominican Republic and to the Superintendence of Banks.

Thirteenth: Instruct the Legal Direction to publish this resolution on the website of the Superintendence of the Securities Market, in its corresponding section.

In the city of Santo Domingo de Guzmán, National District, capital of the Dominican Republic, on the eight (8) days of the month of July of the year two thousand twenty-six (2026).

Digitally signed: Ernesto Bournigal Read Superintendent