Regulatory Alerts2025-09-24 | BPRD Circular No. 03Added · Updated
Basel Capital Adequacy Framework: Revised Instructions for Credit Risk
The State Bank of Pakistan issues revised instructions for calculating risk-weighted assets for credit risk under the Standardized Approach, replacing Chapter 2 of BSD Circular No. 8 of June 27, 2006. These rules apply to all Banks, Digital Banks, and Development Finance Institutions on a parallel run basis from September 30, 2025, to June 30, 2026. During this period, banks must submit regulatory reporting in soft copy format via email, with an extended deadline of 10 working days for quarterly CAR statements and four months for annual audited returns.