BCB Resolution No. 425 — Amending the Pix Payment Arrangement Regulation

BCB Resolution No. 425 amends the Pix payment arrangement regulation to define the multi-stage adherence process (pre-registration, registration, homologation, and restricted operation) and establish rules for orderly exit and exclusion. It mandates that participants offering transactional accounts to natural persons enable scheduled and recurring transactions, and introduces fraud suspicion markings in the DICT for keys linked to accepted infringement notifications. The resolution also updates rules for Pix Automatic payments, account blocking, and transaction rejection, with most provisions effective immediately and Article 89 changes effective from November 1, 2024.

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BCB RESOLUTION NO. 425, OF OCTOBER 16, 2024

Amends the regulation annexed to BCB Resolution No. 1, of August 12, 2020, which governs the functioning of the Pix payment arrangement, to adjust provisions related to the adherence, orderly exit, and exclusion processes of the arrangement, and to adjust, for the sake of clarity, the wording of provisions related to account blocking, infringement notifications, transaction rejection, and the offer of Scheduled Pix.

The Collegiate Board of the Central Bank of Brazil, in a session held on October 16, 2024, based on art. 10, caput, item IV, of Law No. 4.595, of December 31, 1964, art. 10 of Law No. 10.214, of March 27, 2001, arts. 6, 7, 9, 10, 14 and 15 of Law No. 12.865, of October 9, 2013, Resolution No. 4.282, of November 4, 2013, Communication No. 32.927, of December 21, 2018, and Communication No. 34.085, of August 28, 2019,

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Lineage: In force

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Issued under: Lei n.º 4.595, de 31 de dezembro de 1964 — dispõe sobre a política e as instituições monetárias, bancárias e creditícias (establishes the National Financial System and the Banco Central do Brasil)1964Communication No. 32.927 dated 2018-12-21not in RegAlertLaw No. 10.214 dated 2001-03-27not in RegAlertLaw No. 12.865 dated 2013-10-09not in RegAlertResolution No. 4.282 dated 2013-11-04not in RegAlert

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works