Circular

Brussels, 24 March 2020

Reference: NBB_2020_007

your correspondents:
Michiel Van Acoleyen tel. +32 2 221 39 62
Michiel.VanAcoleyen@nbb.be

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EBA Guidelines on requirements for fraud data reporting

Scope

Establishments and entities referred to in Article 5¹ of the Law of 11 March 2018 on the status and supervision of payment institutions and electronic money institutions, on access to the activity of payment service providers, and on the activity of electronic money issuance, and on access to payment systems.

Summary/Objective

This circular implements the guidelines of the European Banking Authority (hereinafter the 'EBA') regarding the requirements for fraud data reporting under Article 96(6) of Directive (EU) 2015/2366 (PSD2).

Madam,
Sir,

By this circular, the National Bank of Belgium (hereinafter the 'Bank') intends to communicate that the revised guidelines regarding the requirements for fraud data reporting under Article 96(6) of PSD2 from the EBA are integrated into its supervisory practice.

The circular contains a brief explanation of the various EBA guidelines, accompanied by the link to the document in question. These guidelines can be consulted via the following link:

https://eba.europa.eu/sites/default/documents/files/document_libraryPublications/Guidelines/2018/Guidelines%20on%20fraud%20reporting%20under%20PSD2%20%28EBA-GL-2018-05%29/Updated%20Translations%20Consolidated/EBA%20202018%20Guidelines%20on%20fraud%20reporting%20-%20Consolidated%20version%20v2_FR.pdf

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¹ Scope: credit institutions, electronic money institutions, the public limited company Bpost, the National Bank of Belgium and the European Central Bank, the Belgian federal, regional, community and local authorities, payment institutions.

NBB_2020_007– 24 03 2020 Circular – P. 1/2

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These guidelines provide clarification on the statistical data relating to different payment methods that payment service providers must communicate to their competent authorities, as well as on the aggregated data that competent authorities must communicate to the EBA and the ECB, in accordance with Article 96(6) of Directive (EU) 2015/2366 (PSD2).

These guidelines apply with effect from 1 July 2020, and the applicable fraud data must be communicated to the Bank on a semi-annual basis, no later than the last working day of the fourth calendar month following the reporting date. Since the circular enters into force on 1 July 2020, the first transmission in accordance with the directives of this circular must therefore take place no later than the last working day of the fourth calendar month following 31 December 2020 (i.e. 30 April 2021). The previous circular NBB_2018_30 regarding the obligations to report fraud data will be repealed on 1 July 2020.

The electronic transmission of data will be carried out using the Bank's 'OneGate' application. Operational instructions are made available to reporters on the site 'https://www.nbb.be/doc/dg/onegate/documentation_domains/paystat/paystat_nl.html'.

A copy of this circular is sent to the auditor(s), approved auditor(s) of your establishment.

Please accept, Madam, Sir, the assurance of my distinguished consideration.

Pierre Wunsch
Governor

Circular – P. 2/2 NBB_2020_007 – 24 03 2020
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