Regulatory Alerts2025-11-21
Added · Updated
Circular in Relation to Directive (EU) 2023/2225 on Consumer Credit and Minor Amendments to Insurance Conduct of Business Rules
The Malta Financial Services Authority issued this circular to implement Directive (EU) 2023/2225, known as the Consumer Credit Directive II, into local regulatory frameworks. The document outlines the necessary adjustments for credit agreements with consumers, repealing the previous Directive 2008/48/EC. Additionally, it introduces minor amendments to the Conduct of Business Rulebook applicable to insurance undertakings and insurance intermediaries.