Regulatory Alerts2026-06-02 | 26/1Added · Updated
Decision No. 26/1 of 2 June 2026 Regarding the Preliminary Application Against CNPF Letter No. 05-5/1454
The National Financial Market Commission (CNPF) issued Decision No. 26/1 to annul its previous administrative letter regarding a consumer complaint against Easy Credit SRL. The regulator determined that the creditor violated Article 15(7)(b) of Law No. 202/2013 by setting the total credit cost higher than the disbursed amount. Consequently, the CNPF ruled that the creditor's subsequent notification waiving excess fees was issued in bad faith after a consumer complaint, thereby triggering the legal consequence that the creditor may only claim the return of the initial disbursed sum.