Regulatory Alerts2026-08-04
Added
Decision on Liquidity Risk Management by Banks
The Executive Board of the National Bank of Serbia adopts detailed conditions for managing liquidity risk by banks, including the calculation methods for the liquidity ratio, narrow liquidity ratio, liquidity coverage ratio, and net stable funding ratio. Banks are required to maintain specific minimum thresholds for these ratios, such as a liquidity coverage ratio of at least 100% and defined limits for the liquidity and narrow liquidity ratios based on monthly averages and daily calculations. The Decision mandates that banks maintain an adequate liquidity buffer, conduct regular stress tests, and adopt contingency business plans for liquidity crises. Additionally, banks must promptly notify the National Bank of Serbia if their liquidity level becomes critically low and submit a plan to restore compliance with prescribed minimum ratios.