2026-05-12 | 23/3Added · Updated
The National Financial Market Commission (CNPF) issued Decision No. 23/3 to reject a pre-litigation request filed by a petitioner challenging a previous CNPF letter regarding bank transfer fees. The Commission determined that the contested letter constituted an administrative operation rather than a binding legal act, and that the bank's commission was a transparent remuneration for services, thus exempt from abuse assessment under the Civil Code. Consequently, the CNPF concluded that the petitioner's arguments regarding the proportionality and economic justification of the fee were unfounded and did not violate consumer protection laws.