2025-08-01
Added · Updated
VIS Credit Rating Company Limited has updated its Exchange Companies Rating Methodology to align with the State Bank of Pakistan’s January 2025 regulatory framework. The revised criteria mandate higher capitalization of PKR 1 billion by 2027, a 15% regulatory reserve, tighter currency exposure and spread limits, and strengthened governance and operational controls. Ratings are determined through a dual assessment of business and financial risks, incorporating industry dynamics, management quality, profitability, liquidity, and capital adequacy to establish standalone credit profiles.