General Superintendent of Market Conduct Resolution No. 036-2026-SMV/11.1

PERÚ Ministry of Economy and Finance

SMV Securities Market Superintendency "Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 1 Electronically signed document in the framework of Law No. 27269, Law of Digital Signatures and Certificates, its Regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml Resolution of the General Superintendent of the SMV No. 036-2026-SMV/11.1 Lima, July 01, 2026 The General Superintendent of Market Conduct Supervision Having seen: File No. 2026026298, as well as Internal Report No. 962-2026-SMV/11.1 of the General Superintendent of Market Conduct Supervision of the Adjunct Superintendency of Market Conduct Supervision. Considering: That, by means of a written submission presented on June 04, 2026, Santander Consumer Bank S.A. (formerly, CrediScotia Financiera S.A.) requested the Securities Market Superintendency – SMV, through the Single Window System, the exclusion of the securities titled "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", which were registered and placed within the framework of the "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", in the Public Registry of the Securities Market and in the Securities Register of the Lima Stock Exchange, due to the total cancellation of the obligations derived from them; as well as the exclusion of the emission program titled "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" from the Public Registry of the Securities Market; That, it has been verified that, on May 09, 2019, within the framework of an advance proceeding and under an automatic approval procedure, through the e-prospectus formats, the emission program titled "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" was registered, up to a maximum amount in circulation of S/ 500,000,000.00 (Five Hundred Million and 00/100 Soles) or its equivalent in United States Dollars, and the respective Master Prospectus was registered in the Public Registry of the Securities Market; That, on December 12, 2023, within the framework of the "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" and under an automatic approval procedure, through the e-prospectus formats, the securities titled "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" were registered, up to a maximum amount in circulation of S/ 500,000,000.00 (Five Hundred Million and 00/100 Soles), and the respective Complement to the Master Prospectus was registered in the Public Registry of the Securities Market and, subsequently, in the Securities Register of the Lima Stock Exchange;

PERÚ Ministry of Economy and Finance

SMV Securities Market Superintendency "Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 2 Electronically signed document in the framework of Law No. 27269, Law of Digital Signatures and Certificates, its Regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml That, in accordance with what is established in article 20 of the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by SMV Resolution No. 031-2012-SMV/01 and its modifying norms, the SMV granted access to the Lima Stock Exchange S.A. to file No. 2026026298, without said entity having formulated observations on the documentation presented by Santander Consumer Bank S.A.; That, from the evaluation of the documentation presented by Santander Consumer Bank S.A., it has been noted the presentation of the documents referring to the total cancellation of the obligations derived from the securities "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", corresponding to the application of article 23 of the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, which provides, among others, that the exclusion of the security will proceed at the request of the issuer when the extinction of rights over the security occurs, by amortization, total redemption or other cause; That, likewise, from the information on file in the Public Registry of the Securities Market, it has been observed that with the exclusion of the securities "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", all securities registered within the framework of the "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" will be excluded from said registry; that the validity period of said emission program has expired, making it impossible to carry out new issuances of securities within its framework; and that the cessation of public interest has occurred; complying with what is established in the last paragraph of article 25 of the Regulations on Primary Public Offering and Sale of Securities, approved by CONASEV Resolution No. 141-98-EF/94.10 and its modifying norms, which states that with respect to emission programs, exclusion operates when the validity period of registration has expired and no securities have been placed within the framework of the program or when, having been placed, the security or securities are excluded from the Public Registry of the Securities Market; That, Santander Consumer Bank S.A. has presented the information and documentation required by the Single Text of the Law of the Securities Market, approved by Supreme Decree No. 020-2023-EF, as well as by the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, for the purpose of the exclusion of the securities titled "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" and of the "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera"; That, article 39, letters a), b) and d), of the Single Text of the Law of the Securities Market; as well as articles 20 and 23 of the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a security from the Public Registry of the Securities Market takes place by reasoned resolution of the SMV at the request of the issuer, when the registration of the securities has originated by its own will and when the extinction of rights over the security operates, by amortization, total redemption or other cause, and when the cessation of public interest operates; That, in this sense, taking into consideration that

PERÚ Ministry of Economy and Finance

SMV Securities Market Superintendency "Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 3 Electronically signed document in the framework of Law No. 27269, Law of Digital Signatures and Certificates, its Regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml article 15 of the Single Text of the Law of the Securities Market and article 2 of the Regulations of the Public Registry of the Securities Market, approved by CONASEV Resolution No. 079-97-EF-94.10, establish that in the section "On securities and emission programs" of the Public Registry of the Securities Market, securities and emission programs are registered, the statement in the preceding consideration is also applicable to emission programs, since these are subject to registration in said registry; That, regarding the obligation to carry out a Public Offer of Purchase by Exclusion – OPC when a security is excluded from the Public Registry of the Securities Market, established in article 41 of the Single Text of the Law of the Securities Market and in article 32 of the Regulations on Public Offer of Acquisition and Purchase of Securities by Exclusion, approved by CONASEV Resolution No. 009-2006-EF/94.10 and its modifying norms, it must be noted that the exclusion of the securities titled "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" falls within the causal exception for not carrying out an OPC, as provided by article 23 of the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, and by article 37, letter a), of the Regulations on Public Offer of Acquisition and Purchase of Securities by Exclusion; That, article 7, numeral 6, of the Policy on Diffusion of Normative Projects, General Character Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-SMV/01 and its modifying norms, establishes that decisions contained in administrative resolutions that resolve the exclusion of securities from the Public Registry of the Securities Market must be subject to diffusion through the Institutional Page of the SMV on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with what is provided by article 39, letters a), b) and d), of the Single Text of the Law of the Securities Market; articles 19, 20, 21 and 23 of the Regulations on the Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; article 25 of the Regulations on Primary Public Offering and Sale of Securities; as well as by article 46, numerals 4 and 6, of the Regulations on Organization and Functions of the Securities Market Superintendency, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Superintendent of Market Conduct Supervision to resolve the requests made by regulated entities related to primary public offerings and to evaluate and/or resolve any proceeding related to said offerings, as well as to order the exclusion of securities from the Public Registry of the Securities Market. Resolves: Article 1st.- Order the exclusion of the securities titled "Second Issuance of the Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", corresponding to the "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera", from the Public Registry of the Securities Market.

PERÚ Ministry of Economy and Finance

SMV Securities Market Superintendency "Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 4 Electronically signed document in the framework of Law No. 27269, Law of Digital Signatures and Certificates, its Regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml Article 2nd.- Rule in favor of the exclusion of the securities indicated in the preceding article, from the Securities Register of the Lima Stock Exchange. Article 3rd.- Order the exclusion of the emission program titled "Fifth Program of Negotiable Deposit Certificates of CrediScotia Financiera" from the Public Registry of the Securities Market. Article 4th.- Diffuse this resolution on the Institutional Page of the Securities Market Superintendency on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv). Article 5th.- Transcribe this resolution to Santander Consumer Bank S.A., in its capacity as issuer; to CAVALI S.A. I.C.L.V.; and to the Lima Stock Exchange S.A. Register, communicate and diffuse. Alix Godos General Superintendent General Superintendent of Market Conduct Supervision