Regulatory Alerts2011-03-31
Added · Updated
Implementation of Positive Mortgage Data Sharing (PMDS)
The Hong Kong Monetary Authority issued this circular to implement Positive Mortgage Data Sharing (PMDS) for all authorized institutions. The directive requires banks to share positive mortgage repayment data with credit reference agencies to enhance credit risk management. This initiative supports the broader regulatory framework for residential mortgage lending and consumer credit data usage.
CIR
Current
Issue Date:
31 Mar 2011
20110331-1-EN.pdf (60.8 KB)
Topic:
Banking Conduct & Enforcement - Credit Data Sharing
Credit Risk Management - Property mortgage lending
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies
CIR
Current
13 Aug 2010
Prudential Measures for Residential Mortgage Loans
Directly related Document
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies
CIR
Current
13 Aug 2010
Prudential Measures for Residential Mortgage Loans
Version History
Superseded Document
You may also be interested in
CIR
Current
23 Sep 2022
Property Mortgage Lending
SPM-SGL
Current
30 Dec 2022
IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency
CIR
Current
14 Jun 2024
Refinements to property mortgage lending requirements