Regulatory Alerts2013-02-22
Added · Updated
Prudential Measures for Property Mortgage Loans Annex 2
The Hong Kong Monetary Authority issued these prudential measures to regulate loan-to-value ratios and debt-servicing ratios for property mortgage loans. The document establishes specific limits on the maximum loan amounts relative to property values and the borrower's income to mitigate credit risk. These requirements apply to all authorized institutions conducting property mortgage lending in Hong Kong.