2013-02-22

Added · Updated

Prudential Measures for Property Mortgage Loans Annex 2

The Hong Kong Monetary Authority issued these prudential measures to regulate loan-to-value ratios and debt-servicing ratios for property mortgage loans. The document establishes specific limits on the maximum loan amounts relative to property values and the borrower's income to mitigate credit risk. These requirements apply to all authorized institutions conducting property mortgage lending in Hong Kong.

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Hong Kong

Hong Kong Monetary Authority

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CIR

Current

Issue Date:

22 Feb 2013

20130222-3-EN.pdf (173.3 KB)

Topic:

Credit Risk Management - Property mortgage lending

Group:

All Authorized Institutions

Directly related Document

Cross referenced Document

Version History

Superseded Document

Directly related Document

CIR

Current

22 Feb 2013

Prudential Measures for Property Mortgage Loans

Annex

Current

22 Feb 2013

Annex 1 - Prudential Measures for Property Mortgage Loans introduced on 22 February 2013

CIR

Current

22 Feb 2013

Prudential Measures for Property Mortgage Loans

Annex

Current

22 Feb 2013

Annex 1 - Prudential Measures for Property Mortgage Loans introduced on 22 February 2013

Cross referenced Document

Version History

Superseded Document

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